Star Student Travel Protect Insurance

1. Star Student Travel Protect Insurance

2. Who can benefit from this Policy? Students going abroad for their higher studies

3. Coverage Medical benefits • Emergency Medical Benefits • Emergency Transportation back to India • Repatriation of mortal remains • Dental emergency expenses (following an accident) Travel related benefits • For injuries caused by accidents • For checked-in-baggage • For expenses incurred for getting a new passport if it is lost

4. Coverage (Contd.) Legal Claims • For bodily injury to third parties or damage to their property, caused by the Insured • Cost of bail bond following false arrest or wrongful detention Compassionate benefits • Visit of one immediate family member, if the Insured is hospitalized • Repatriation due to medical reasons or death of family member, resulting in interruption in study • Reimbursement of Tuition Fees for the balance period in the event of death of the sponsor

5. Plan Options • Travel World Wide Including USA and Canada • Travel World Wide Excluding USA and Canada Both the above plans have two sub options • Gold Plan • Silver Plan • Standard Plan

6. Sum Insured Options The coverage is offered for three Sum Insured limits under all plans • USD 50,000 • USD 100,000 • USD 250,000

7. Premium Rating : Gold Plan Premium figures are in Rupees and inclusive of S.Tax

8. Coverage Limits : Gold Plan figures are in USD

9. Premium Rating : Silver Plan Premium figures are in Rupees and inclusive of S.Tax

10. Coverage Limits : Silver Plan figures are in USD

11. Premium Rating : Standard Plan Premium figures are in Rupees and inclusive of S.Tax

12. Coverage Limits : Standard Plan figures are in USD

13. Major Exclusions • Loss directly or indirectly occasioned by happening through or in consequence of • Travel against Medical Advice • Any Pre existing condition • With the intention of receiving medical treatment • Insured being aware of circumstances that could reasonable be expected to give rise to a claim • Winter Sports or the Use of Dry ski slopes • Manual work of any kind, etc

14. Major Exclusions (Contd.) • Claims arising from pregnancy • Claims increased by the Insured’s own act or omission • Consequential Loss • Claims relating to Bankruptcy or Liquidation • Congenital anomalies or any other complications or conditions arising there from • Professional or Organised Sports, rock Climbing or mountaineering, racing speeds or endurance tests, hazardous pursuit or occupation or air travel (other than as a passenger) and similar activites. For Detailed list of exclusions kindly refer the policy wordings.

15. Third Party Administrator • Paramount Healthcare Management Pvt. Ltd. • Dedicated Help Line – 0091 2267515559 • Toll Free Number when dialing from USA • 1 866 978 5205 • Toll Free Number when dialing from Rest of the World • 00 91 2267515559 • E-Mail : travelhealth@phmglobal.com

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