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Star Corporate Travel Protect Insurance. Who can benefit from this Policy?. All Corporate Executives residing in India aged between 18 and 70 years traveling abroad on Business purposes can take this Insurance. Coverage.
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Who can benefit from this Policy? All Corporate Executives residing in India aged between 18 and 70 years traveling abroad on Business purposes can take this Insurance.
Coverage When you travel abroad on Business or Holiday our Star Travel protect policy provides you for • Emergency medical expenses whilst on Travel / stay abroad. • Emergency Medical Transportation to Republic of India • Transportation of mortal remains • Any Dental emergency Expenses following an Accident • Compensation following Accidental Injuries • Cost of loss of traveler’s checked in baggage • Reasonable Expenses incurred for obtaining New Passport.
Coverage (Contd.) • Flight Delay. • Expenses relating to travel and accommodation incurred due to Missed Departure / Connection. • Expenses on Emergency purchases of consumables due to any delay in handing over your checked in baggage by the carrier for more than 12 hours. • Any travel expenses incurred in sending a substitute employee following the covered sickness / accidental injuries of the insured employee. • Any Legal Liability that may be fastened upon you, if you cause any bodily injury or property damage to any third party. • Hijack distress.
Medical Examination If the medical history as revealed in the proposal is adverse • ECG • Fasting & Postprandial Blood Sugar • Cholesterol Profile and • Urine Strip test plan reports • Cholesterol Profile reports duly certified by an M.D. with specialisation in Cardiology, are required to be submitted along with the proposal.
Plan Options • Travel World Wide Including USA and Canada 2. Days Option – • Annual Policy with maximum coverage of 180 days with each trip not exceeding 30 Days per trip • Annual Policy with maximum coverage of 180 days with each trip not exceeding 45 Days per trip
Sum Insured Options The following Sum Insured options are available • USD 100,000 • USD 250,000 • USD 500,000
Premium Rating Premium figures are in Rupees and inclusive of S.Tax
Coverage Limits figures are in USD
Extension of Trip • Extension option not available under normal circumstances • In unavoidable cases, Extension is possible to allow the insured person to complete the Overseas Trip provided the aggregate Travel period during the entire policy does not exceed 180 days.
Major Exclusions • Loss directly or indirectly occasioned by happening through or in consequence of • Travel against Medical Advice • Any Pre existing condition • With the intention of receiving medical treatment • Insured being aware of circumstances that could reasonable be expected to give rise to a claim • Winter Sports or the Use of Dry ski slopes • Direct participation in riot or civil commotion • Manual work of any kind, etc • Insured engaging in any criminal or illegal act.
Major Exclusions (Contd.) • Claims arising from pregnancy • Claims increased by the Insured’s own act or omission • Consequential Loss • Claims relating to Bankruptcy or Liquidation • Congenital anomalies or any other complications or conditions arising there from • Professional or Organised Sports, rock Climbing or mountaineering, racing speeds or endurance tests, hazardous pursuit or occupation or air travel (other than as a passenger) and similar activites. For Detailed list of exclusions kindly refer the policy wordings.
Third Party Administrator • Paramount Healthcare Management Pvt. Ltd. • Dedicated Help Line – 0091 2267515559 • Toll Free Number when dialing from USA • 1 866 978 5205 • Toll Free Number when dialing from Rest of the World • 00 91 2267515559 • E-Mail : travelhealth@phmglobal.com
