Wrap Up Capabilities

1. Wrap Up Capabilities November 2011 The Goldenberg Group, Inc.

2. Today’s Agenda • Alliant Introduction • Team & Experience • OCIP Overview • OCIP Services

3. Alliant Vision Alliant is the premier U.S. specialty broker by providing unparalleled service, expertise, and risk solutions to its clients.

4. Foundations for Success People • Our most valuable asset in which we continually invest Entrepreneurial culture • Corporate support rather than bureaucracy • Providing teams with the freedom and resources to grow their business Brand • Relatively new name but dates to 1925 • Respected in each sector where we compete Financial strength • Tremendous ability to grow with the backing of our financial partner, The Blackstone Group

5. Corporate Profile Premium Volume and Revenue • $4.5 billion in premiums (2010) • $436 million in revenue (2010) Company Statistics • Founded in 1925 • Headquartered in Newport Beach, California • 58 offices in 23 states • 1,436 employees • 350 carriers represented Alliant Office

6. Financial Partner – The Blackstone Group

7. Financial Partner – The Blackstone Group Founded in 1987 Blackstone currently manages private equity assets of more than $35.9 billion as of March 2011 Investors include the largest and most sophisticated institutional investors from around the world: • Leading government investment agencies • Public- and private-sector pension funds • Banks • Insurance companies

8. Team & Experience

9. The OCIP Team Wrap-Up Office Locations Los Angeles Office 333 S. Grand Ave. Suite 650 Los Angeles, CA 90071 New York Office 1055 Franklin Ave, Suite 304 Garden City, NY 11530 San Diego Office (Corp. HQ) 701 B Street, 6th Floor San Diego, CA 92101

10. The OCIP Team Los Angeles Wrap-Up Team Ken Caldwell Executive Vice President Construction Services Group Alliant Insurance Services, Inc. T: 213.443.2444 kcaldwell@alliantinsurance.com Jim Holobaugh Senior Vice President Construction Services Group Alliant Insurance Services, Inc. T: 213.443.2459 jholobaugh@alliantinsurance.com Martin Cunningham II Program Manager Construction Services Group Alliant Insurance Services, Inc. T: 213.443.2468 mcunningham@alliantinsurance.com Maurice Davis Safety Director Construction Services Group Alliant Insurance Services, Inc. T: 213-443-2442 mdavis@alliantinsurance.com Bob Dixon Claims Director Construction Services Group Alliant Insurance Services, Inc. T: 213.443.2453 bdixon@alliantinsurance.com Michelle Arriaga Program Administrator Construction Services Group Alliant Insurance Services, Inc. T: 213.443.2449 marriaga@alliantinsurance.com Ty von Hoetzendorff GL Claims Specialist Construction Services Group Alliant Insurance Services, Inc. T: 213.443.2448 tvon@alliantinsurance.com Paul Morales WC Claims Specialist Construction Services Group Alliant Insurance Services, Inc. T: 213.443.2446 pmorales@alliantinsurance.com Craig Graham Senior Vice President - Marketing Construction Services Group Alliant Insurance Services, Inc. T: 213.443.2462 cgraham@alliantinsurance.com Belinda Ting Assistant Vice President - Marketing Construction Services Group Alliant Insurance Services, Inc. T: 213.443.2445 bting@alliantinsurance.com

11. The OCIP Team San Diego Wrap-Up Team Jim Castle Senior Executive Vice President Alliant Insurance Services, Inc. T: 619.849.3807 jcastle@alliantinsurance.com Cory Doucette First Vice President Alliant Insurance Services, Inc. T: 619.849.3771 cdoucette@alliantinsurance.com Michael Davidson Program Manager Alliant Insurance Services, Inc. T: 619.849.3858 mdavidson@alliantinsurance.com Sabrina Rosario Program Administrator Alliant Insurance Services, Inc. T: 619.849.3896 srosario@alliantinsurance.com Jay Zuhlke Loss Control Alliant Insurance Services, Inc. T: 949.809.1478 jzuhlke@alliantinsurance.com

12. The OCIP Team New York Wrap-Up Team Matthew Snow Assistant Vice President T: 516-414-8936 snowm@thgroup.com John Munson Vice President T: 516-414-8608 munsonj@thgroup.com Elena Huber Assistant Account Executive T: 516-414-8934 hubere@thgroup.com Brian Klein Account Executive T: 516-414-8942 kleinb@thgroup.com Catherine McGrath Vice President – Claims T: 516-414-8931 mcgrathc@thgroup.com Greg Yovino Assistant Account Executive T: 516-414-8613 yovinog@thgroup.com Danielle Newton Assistant Account Executive - Claims newtond@thgroup.com Michael Martucci Assistant Account Executive T: 516-414-8937 snowm@thgroup.com Amanda Lawrence Liability Claims Examiner T: 516-414-8612 lawrencea@thgroup.com Frank Stimitz Loss Control T: 516-414-8945 stimitzf@thgroup.com Maurisa Bradley WC Claims Examiner T: 212-603-0124 bradleym@thgroup.com John Murphy Loss Control T: 646-592-0358 murphyj@thgroup.com

13. Your Team’s OCIP Experience San Diego

14. Your Team’s OCIP ExperienceLos Angeles

15. Your Team’s OCIP ExperienceNew York

16. OCIP Overview

17. GL Owner WC GL XS GC WC XS GL GL GL GL SUB SUB SUB SUB WC WC WC WC XS XS XS XS What is an OCIP? Traditional Program • Multiple Insurers • Inadequate Limits • Gaps in Coverage • Uninsured Subcontractors • Cross Litigation

18. Owner GC GL/XS WC Sub Sub Sub Sub What is an OCIP? Simplicity !! • 2 to 3 Insurers • Control of insurance • Potential Cost Reduction • Elimination of Redundant costs and contractor mark-up • Adequate Limits • Consistent Coverage • Coordinated Claims and Loss Control • Minimize Cross Litigation/ Subrogation • Public Relations

19. Why Choose an OCIP? • Lower Insurance Costs • Risk Management Purposes • Improve Site Safety • Litigation Management • Attract Variety of Contractors

20. OCIP Coverages OCIP Coverage Additional Coverage (Optional) Excess Liability $50 - $200 Million XS Follow Form Excess Liability Workers’ Compensation Contractors Pollution Liability (CPL)Pollution Legal Liability (PLL) ($25 Million) Employer’s Liability Owners Protective Professional Indemnity (OPPI) General Liability $2 Million Combined Single Limit $4 Million General Aggregate $4 Million Products/Completed Ops Agg $2 Million Personal/Advertising Injury Builder’s Risk Employer’s Liability

21. Financial Model Loss Sensitive Program Owner Costwithout OCIP Minimum Savings Maximum Savings Owner Max Cost with OCIP Cost Avoidance Typical Savings(0.5% - 1.2%)of ConstructionCost Claims Minimum Cost Fixed Expenses(Fixed Insurance, Excess, Administration) 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0% Loss Ratio

22. Cost Avoidance Options Net Bid InsuranceAddAlternate BidCredit Tracking Insurance Cost Identified and Reviewed (Bid Adjusted) Subcontractor Bids With Insurance Included (Bid Adjusted) Subcontractor Bids Without Insurance Included (Bid Accepted)

23. OCIP Overview - What is Covered? Covered • Workers’ Compensation / Employers Liability for All Contractors Enrolled who Work at the Site • General Liability for 3rd Party Bodily Injury/Property Damage including defense • Products/Completed Operations Liability for up to 10 Years Beyond Project Completion

24. OCIP Overview - Who is Enrolled? Enrolled Parties • Project (GL Only) • Eligible Prime Subs • All Tiers of Subcontractors Except Excluded • Other Parties Enrolled at Business Unit Discretion Excluded Parties • Demolition • Hazardous Materials Contractors/Transporters • Architects, Surveyors, Engineers • Vendors, Suppliers, Fabricators, Material Haulers, Truckers • Subcontractors Not Performing any Actual Labor on the Site

25. Market Knowledge & Relationships

26. OCIP Services

27. Administration Services National Service Standards 24/7 • Program Management Approach • Consistent Client Service Methodology / Quality Control • Knowledge Sharing / Lessons Learned • Wrapsoft is Foundation for Accurate, Efficient and Consistent Client Service $ Project Completed

28. Administration Services 24/7 • Contract Language • Subcontractor Education • Contractor Insurance Cost • Contractor Enrollment • COI Tracking • Monthly Reporting • Contract / Project Close-Out $ Project Completed

29. Risk Management System • Web-based system • Distinguishing Factors • Benchmarking • Highly Modular • Flexible • Web-Based

30. Claims Management • Local claims advocacy • Contract review • Establishment of claims procedures & special handling guidelines • Claims reviews / claims audits • Coverage questions reviewed & resolved • Coordination in production of claims kits / insurance manual • Litigation management / Cost containment • Definitive OCIP close out execution plan for open claims and reserves Construction-only focus and team enables effective client advocacy

31. Loss Control Plan For Safety Excellence • The General Contractor is Responsible for Project Safety • Development of a site specific safety plan • Subcontractor project-specific safety orientation • Dedicated jobsite safety coordinator • SIP and Pre-Task Program – contract documents – more stringent than OSHA • Regular oversight and support from the Corporate Safety Department team members • Weekly all hands tailgate meetings • Active return to work program 31

32. Communication Efforts Communication is KEY to the OCIP success • Establishment of OCIP communication protocols throughout the organization • Site meetings: • Initial Training • Bid Conferences • Commencement • Monthly visits • Close out visits • Stewardships • Ad-hoc meetings

33. Contact Information Martin J. Farrell, ARM Vice President T&H Brokers Inc. 320 W 57th Street | New York, NY  10019P 212.603.0217 | F 212.262.9471 | M 201-341-0172Farrellm@THGroup.co, | www.thgroup.com Duane Perricelli Sales Manager T&H Brokers Inc. 320 W 57th Street | New York, NY  10019P 212.603.0261| F 212.262.9471perricellid@thgroup.com | www.thgroup.com

34. Questions? Comments?