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Ten Tips to Keep Your Credit Cards Safe on Vacation

Whether you’re traveling throughout the states or abroad, it’s important to keep your credit cards safe.

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Ten Tips to Keep Your Credit Cards Safe on Vacation

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  1. Ten Tips to Keep Your Credit Cards Safe on Vacation

  2. #1 Inform CC Companies of Travel • Give your credit card company your travel itinerary so they don’t suspect fraud • Pad a few days onto the return date in case something takes a while to clear or you need to stay longer

  3. #2 Pack Smart • Only take what you actually need in your wallet • You may not need to take all of your cards

  4. #3 Lower Cash Withdrawal Limits • If your card does get lost or stolen, others won’t be able to access as much cash • You could also have a separate account for travel that is not linked to your regular checking account

  5. #4 Write Down Emergency Phone #’s • You have the number on the back of the card, unless it’s stolen, write it down and keep it separate from your wallet • Finding the information online will take longer and may result in lost money

  6. #5 Ask Hotels About Card Security • Use a credit card, not a debit card at your hotel and keep it in the safe when not in use • See if the hotel computers have encryption or tokenization technology to protect private information

  7. #6 Don’t Keep All Cards in One Spot • Keep at least one card in a separate location, either with your travel partner or the hotel room safe • Keep cards close to your body, front pockets are better than back pockets

  8. #7 Practice Safe ATMing • Select ATMs in safe, public places during daylight hours • Beware of people lurking around and choose an ATM in a lobby over one on the street

  9. #8 Use Your Eyes • Do not sign your receipts without actually looking them over • Place your card numbers down on the counter so bystanders can’t see the numbers

  10. #9 Keep All Receipts • You will have proof to dispute incorrect charges #10 Treat Your Plastic Like Cash • Keep it in a safe place and out of sight from others

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