HELPING INDIVIDUALS AND FAMILIES MEET THEIR BASIC NEEDS AFTER A DISASTER

1. HELPING INDIVIDUALS AND FAMILIES MEET THEIR BASIC NEEDS AFTER A DISASTER A BRIEF INTRODUCTION TO SELECTED PUBLIC ASSISTANCE PROGRAMS Madlyn Morreale and Barbara Degen Legal aid of North Carolina Disaster Recovery and Legal Services CLE for Attorney Volunteers North Carolina Bar association Cary, north Carolina December 5, 2016

2. Overview of Selected Programs to Assist With Basic Needs Disaster-Specific Nutrition Assistance Programs • Disaster SNAP* • Replacement SNAP* • Hot Food Waiver* * Application deadlines have already expired for residents of Hurricane Matthew disaster-designated counties. Other Programs • Food security • Income security • Access to health care • Access to safe, affordable housing Legal Aid of North Carolina

3. Disaster-Specific Nutrition Assistance Programs (USDA) For People Already Receiving SNAP/ “Food Stamps” • Supplemental SNAP * • Replacement SNAP * • Hot Food Waiver * For People Who May Not Regularly Qualify for SNAP • Disaster SNAP * • For people who have disaster-related expenses such as lost income, lost or damaged property, or lost food due to power outages • Benefits issued within 3 days using EBT card * Temporary programs, limited to eligible households in disaster-designated communities. Application deadlines have already passed for Hurricane Matthew-Related assistance. Legal Aid of North Carolina

4. Legal Aid of North Carolina

5. Legal Aid of North Carolina

6. Food and Nutrition Assistance • Supplemental Nutrition Assistance Program (SNAP)/ “Food Stamps” * • Provides food assistance to low-income individuals and families • Monthly allotments are issued via Electronic Benefit Transfer cards (EBT cards) • Women, Infants and Children (WIC) * • Provides food to low-income pregnant, postpartum and breastfeeding women, and infants and children until the age of five • * Federally-administered, applications submitted through local Departments of Social Services Legal Aid of North Carolina

7. Legal Aid of North Carolina

8. Legal Aid of North Carolina

9. Income Support • Work First/ TANF * • North Carolina’s Temporary Assistance for Needy Families (TANF) program to help children’s caregivers become employed and self-sufficient • Provides cash assistance, employment services, child support referrals, training, and other supportive services • Work First Benefit Diversion * • Alternative to TANF • One-time, lump-sum cash assistance payment • Up to three months of Medicaid and SNAP • Referrals to child care and other community and agency resources * Federally-administered, applications submitted through local Departments of Social Services Legal Aid of North Carolina

10. Income Support (cont.) • Supplemental Security Income (SSI) ** • Eligibility limited to people who: • Are blind, < age 65, or disabled; • Have very limited income and assets; and, • Meet other requirements • Social Security Disability Insurance (SSDI) ** • Benefits provided to people who: • Have worked long enough and paid Social Security taxes; and • Can’t work because of a medical condition that has lasted or will last at least one year or result in death ** Administered by (and applications submitted to) the U.S. Social Security Administration (SSA) Legal Aid of North Carolina

11. Legal Aid of North Carolina

12. Health Insuranceand Medications • Marketplace Coverage (ACA) • Open Enrollment Period for coverage in 2017 • Nov. 1, 2016 – Jan. 31, 2017 • “Special Enrollment Periods” • For people experiencing certain life events • Free, in-person, confidential, assistance available to help with enrollment • 1-855-733-3711 or GetCoveredAmerica.org/Connector • Medication Assistance Program (MAP) • Provides access to free prescription drugs for uninsured, low-income individuals Legal Aid of North Carolina

13. Health Insurance and Medications (cont.) • Medicaid * • Eligibility requirements, scope of benefits, and duration of coverage vary based on a variety of factors, including, for example: • Age, income, assets, disability, immigration status, and “categorical eligibility” (e.g., enrolled in SSI, foster care, Medicare, NC Breast & Cervical Cancer program) • North Carolina Health Choice for Children * • Uninsured children who are under age 19 • Household income > Medicaid limits < 200% FPL * Jointly-administered by State and Federal government, applications submitted through local Departments of Social Services Legal Aid of North Carolina

14. Legal Aid of North Carolina

15. Legal Aid of North Carolina

16. Shelter and Utilities • Emergency Assistance * ++ • Provides financial help to assist with families’ sporadic emergency needs, such as utility disconnection or eviction. • Low Income Energy Assistance Program(LIEAP)* ++ • Provides for a one-time cash payment to help eligible households pay their heating bills. This payment is usually received in February of each year. • Crisis Intervention Program(CIP) * ++ • Provides cash assistance to low-income households that are in a heating or cooling related emergency. * Federally-administered, applications submitted through local Departments of Social Services ++ See also www.lumbeetribe.com/services for information about assistance for eligible members of the Lumbee Tribe of North Carolina. Legal Aid of North Carolina