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CIL-NET Presents… Emergency Recovery Part II: Assisting Individuals after a Disaster

CIL-NET Presents… Emergency Recovery Part II: Assisting Individuals after a Disaster A National Teleconference & Webcast Thursday, April 30, 2009 3:00 PM – 4:30 PM EDT. Review of Part I. Purpose and Importance of Disaster Planning Assembling a Personalized Emergency Notebook

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CIL-NET Presents… Emergency Recovery Part II: Assisting Individuals after a Disaster

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  1. CIL-NET Presents… Emergency Recovery Part II: Assisting Individuals after a Disaster A National Teleconference & Webcast Thursday, April 30, 2009 3:00 PM – 4:30 PM EDT

  2. Review of Part I • Purpose and Importance of Disaster Planning • Assembling a Personalized Emergency Notebook • Shelter Survival 101 • Stages of Disaster Recovery • Advocacy for Getting Out of a Shelter Fast

  3. What is FEMA? • Federal Emergency Management Agency • Individuals and Households Programs (IHP) • Other Needs Assistance (ONA)

  4. THE LADDER OF ASSISTANCE Long-Term Recovery Committee Assistance from Voluntary Agencies for disaster- related needs not covered by other programs. FEMA Disaster Housing Assistance Call FEMA at 1-800-621-3362 (FEMA) to register for assistance. U.S. Small Business Administration (SBA) This is your first step for long-term recovery. You must apply for SBA before you can move forward. Insurance You must apply with your insurance company. Other Needs Assistance Financial assistance to Individuals & Households who have disaster-related necessary expenses and serious needs not covered by insurance or addressed by SBA Loans. Voluntary Agencies For immediate needs like food and shelter.

  5. FEMA application process Call the toll-free number at: 1-(800)-621-FEMA (3362) TTY for hearing impaired: 1-(800)-462-7585 or • Apply online at: www.fema.gov • Apply at a Disaster Recovery Center (DRC)

  6. What to expect when you apply Be prepared to provide: • Social Security number • Current address • Primary pre-disaster address • Phone numbers • Type of insurance coverage

  7. What to expect when you apply 6. Household annual income • Bank account number and ROUTING number for direct deposit 8. Description of losses

  8. What to expect when you apply • You will be given application number • Used to locate your file in FEMA tracking system • Write it down (in your notebook) and keep it secure – you will refer to it each time you call FEMA • FEMA inspector will call to arrange visit to your home to assess disaster related damages for the IHP program

  9. What to do if things “bog down” • Provide current contact phone number • Provide current address • Check application status online • Letter of Appeal

  10. Questions & Answers

  11. Types of Assistance – FEMA Disaster Assistance Programs • Housing Assistance (funds for temporary housing) • Repair (not covered by insurance) • Replacement (funds for replacement of disaster-destroyed home) • Other Needs Assistance (ONA – funds for necessary and serious needs caused by the disaster not covered insurance or other aid)

  12. Types of Assistance – FEMA Disaster Assistance Programs Individuals & Households Program (IHP) • Disaster-related housing assistance available • Displaced from pre-disaster primary residence • Pre-disaster residence rendered uninhabitable • Maximum award for FY08 was $28,800

  13. Individuals and Household Programs • Temporary Housing • Financial – assistance in form of check or electronic fund transfer for lodging or rental assistance • Direct – not cash grant (may be in form of mobile home or direct rental payment) • Rent different place to live or temporary housing unit when rental properties are unavailable

  14. Types of Assistance – Non-SBA dependent • Other Needs Assistance (ONA) • Funeral • Dental • Medical • Occupational • Transportation (non-vehicle) • Moving and Storage

  15. Types of Assistance -SBA dependent • Other Needs Assistance (ONA) • Personal property • Transportation (vehicle)

  16. FEMA and the Small Business Administration (SBA) • FEMA works parallel with the SBA • Low interest loansavailable to eligible renters, homeowners, businesses and non-profit organizations that suffered loss due to a disaster • SBA application is sent after completion of FEMA application • Important to complete SBA application in order to be eligible for other types of FEMA assistance such as Other Needs Assistance (ONA)

  17. SBA Assistance SBA Loan Limits for disaster-damaged repairs and replacement: • Homeowners = $200,000 property • Renters/Homeowners = $40,000 personal property • Businesses = $2 million uncompensated losses not fully covered by insurance

  18. Questions & Answers

  19. Additional Resources • www.disability911.org • www.ready.gov • www.fema.gov

  20. Final Questions & Answers 20

  21. Wrap up and Evaluation • Please remember to complete an online evaluation located at https://vovici.com/wsb.dll/s/12291g3c14d • Your thoughtful response is greatly appreciated! 21

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