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www.cspbankmitrabc.co.in - There is demand amidst the rural village youth to apply for Kiosk Banking Registration as the concept offers scope for lucrative earnings at the village level. You can set up a CSP and operate as a bank mitra. Your role will be to introduce the rural folk to the formal banking system.
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Account opening • Cash Deposit • Cash Withdrawal • Micro Insurance • Atal pension Account • SurakshaBeema • JeevanJyotiBeema CSP Bank Mitra BC was formed with the aim to serve the customer with the best. We are business correspondent and technology service provider to many banks. We aim to provide support to the lower income group who are workers and labor and do not have the saving account due to lack of documents. We Strive To Provide Financial Solution To Micro, Medium And Upscale Entrepreneurs. We Aim To Provide Advanced, Reliable And User-friendly Portals To Our CSP Agents And Business Partners So That They Have Greater Earning Opportunity. ABOUT US
The rural economy has the potential to deliver big but unfortunately all these years there has been not much effort on the part of governments to channelize the savings of rural households. This attitude had to change and finally today in 2020, the government of the day has come up with a concrete plan to make sure that the hard earned cash of the rural folk do not go in waste. We would stress on the term waste because in plenty of instances the cash generated at the rural level finds its way to dubious chit fund companies via the agents. It is lately that there have been some reforms introduced in the banking sector with the intent to reverse this trend. We would like to speak about the Kiosk CSP Bank Registration concept. • It is a format where a legal registered agency on behalf of the bank is set up at the rural point. As an educated village youth, we would like to say that one can always apply for a Kiosk CSP Bank Registration. You may have career plans and perhaps pondering over a migration to the city in search of a livelihood. It is via offering such agency banking services one can build up a career right at the village level. You will perhaps be eager for more details and we would only be glad to share it with you. It is lately that the Reserve Bank of India has allowed all recognized banks under its fold to open up CSP points in the hinterland. REGISTRATION KIOSK BANKING
It is prior to applying for a CSP Bank Registration; one must note that the term stands for customer service point. As an applicant you will need retail space to operate as a Bank Mitra and this space is referred to as CSP. The concept of banking is referred to as kiosk bank and here the villagers can open bank accounts on a minimum formality. A villager may be illiterate and hence there is always scope to open bank accounts via the fingerprint medium. This location may operate as a bank but on a minimum scale from a financial transaction perspective. The functions, which a CSP point can perform, are broad based. A person can open a bank account and even deposit cash. He/she can withdraw money and even update the pass book. There is also scope for a Bank Mitra to sell insurance policies for Life Insurance Corporation of India. • As a Bank Mitra you are entitled to receive a commission for such services on behalf of the bank and in specific cases, the insurance companies. The payout is lucrative and hence it is all the more reason you would desire to opt for a CSP Bank Registration. The first criterion is to make sure that you have passed the standard 10. You will need some basic working knowledge of computers and have a clean image in the village. The NOC issued by the police is an important document, which you must gather. Finally, you will need retail space and a go ahead from the bank management with whom you intend to apply. One can also apply for an all bank CSP. Once the permissions arrive you can start operating as a Bank Mitra at the village level. CSP BANKING
Career as SBI CSP Provider • If you are above eighteen years old and looking for business opportunity, you can think of Customer Service Points as viable options. One can easily become a CSP Provider without investing much. • CSPs are banking outlets run through public-private partnership with the aim of providing branchless banking service to those people, who may find it difficult to visit banks or do not have one in near vicinity. • Now, one may think that such business proposals will require a hefty investment and is no use to ordinary people. Contrarily, it is meant for common people with little capital. In fact, it has been stipulated that the applicant must be unemployed, which in other words mean that he or she must not hold any other job, which in its turn rules out any kind of heavy investment. However, it does not mean that you do not need any capital; you must be ready to invest some cash. Currently, State Bank of India is trying to extend their services across the country through such Customer Service Points and therefore if you want to try your luck, you can always apply online. But before you make SBI CSP Apply, here are some other details. Other than minimum amount of cash investment, a CSP Provider must also have a retail space, a computer, a printer and an internet connection. That apart, he or she has to be at least a matriculate, a computer literate and be ready to appear for a screening by State Bank of India. If you are chosen, the bank will give the required training. You need not worry about that. One more thing, since a CSP provider’s job is to help the customers in making banking transactions, it is also it is also expected that he or she will be responsible and laborious. • One more thing, during the SBI CSP Apply, mention that you are ready to make some investment and are ready to comply with all their stipulations. Since each bank have some specific needs, it is important to learn about them directly from the bank. In general, the bank will expect you to furnish ID proof, address proof, photos, police verification report etc. • As a SBI CSP, you will have many fold duties, the most significant of which is helping your customers to open saving as well as Atal pension accounts at SBI even if the bank does not have any branch in the vicinity. Moreover, you will also be expected to deposit and withdraw cash on their behalf and try to bring them under various insurance schemes. In return, you will earn hefty commissions and incentives from the bank..
Why Digital India CSP • The Government of India is now putting special stress on opening several Bank Customer Service Points across the country. If you are not aware of them, know that they are agents of banks and work from private spaces on their behalf. The scheme has dual purpose. It not only aims at bringing every India citizen under banking system, but also to provide a sustainable income opportunity for the unemployed. Indeed, if you are unemployed, above eighteen and have the capacity to make minimal investment, go for Bank CSP Apply. Along with earning money, you will be able to take part in India’s development. • The main benefit of CSPs is that they can provide branchless banking to the workers and laborers belonging to the lower income group. In most cases, they do not have documents for opening accounts or live and work far away from the nearest branch, as a result of which they could not take advantage of the banking. But now in Digital India CSP has been created to serve the dual purpose of providing them with banking facilities and the unemployed population with income opportunity. • Remember that the Bank CSP Apply has been designed only for those who do not hold any regular job. However, to become CSP or Bank Mitra, as the post is known in Hindi, one has to fulfill certain stipulations such as passing minimum tenth standard, having a small retail space with computer and internet connection etc. While applying for it, you will have to furnish the business address along with police verification certificate, ID proof, address proof, passbook copy etc. • Truly, in Digital India CSP provides a great income opportunity for those who are honest, responsible and hard-working as much as it provides benefits to the poor, who have hitherto, suffered exploitation by a certain section of the society. By opening a CSP, you will not only earn a decent income, but will also help them to get banking facilities by opening Jan Dhan Accounts and Atal pension account, for them. That apart, CSPs also enable the agents to earn from other mutually beneficial scheme like SurakshaBeema, JeevanJyotiBeema, bill payment services, recharge services, money transfer services etc.
Main Branch Regional Office • 1137,R.G.Towers, Above Arrow Showrmoom, Bengaluru-560038, Karnataka, India. • RDB Boluvered Building, 7th Ep & Gp Floor,Sector-5, Salt Lake City, Kolkata-700091,West Bengal +91-8420162170 info@bankmitrabc.co.in https://www.cspbankmitrabc.co.in/