170 likes | 309 Views
DYNAMIC SERIES T. Name Tile Company DATE. “Taxes have grown over the past 49 years to the point that government is now the largest expenditure facing a family” Niels Veldhuis , Fraser Institute senior economist and co-author of the Canadian Consumer Tax Index, 2011.
E N D
DYNAMICSERIES T Name TileCompany DATE
“Taxes have grown over the past 49 years to the point that government is now the largest expenditure facing a family” NielsVeldhuis, Fraser Institute senior economist and co-author of the Canadian Consumer Tax Index, 2011
TAXES VERSUS THE NECESSITIES OF LIFE THE AMOUNT CANADIANS PAY IN TAX HAS GROWN THE MOST Source: April 2011, Fraser Institute
WHO SHOULD USE SERIES T INVESTORS WHO: • Want additional income • Want to defer tax on income
DIFFERENT TYPES OF INCOME = DIFFERENT LEVELS OF TAXATION Taxes paid Income kept Top marginal tax rate in Ontario 46.41%. Source: Ernst & Young.
DIFFERENT TYPES OF INCOME = DIFFERENT LEVELS OF TAXATION MORE TAXES = MORE NEEDS TO BE WITHDRAWN FOR DESIRED CASHFLOW Taxes paid Income kept Of the four forms of income, return of capital is the most tax efficient. Top marginal tax rate in Ontario 46.41%. Source: Ernst & Young.
ACCESSING ROC FOR TAX EFFICIENT INCOME WHAT IS RETURN OF CAPITAL Income is taken from the original investment, which is tax free
SERIES T FOR VARIOUS GROWTH SCENARIOS WITHDRAWAL RATE IS EQUAL TO THE RETURN OF THE INVESTMENT5% WITHDRAWAL RATE AND 5% RATE OF RETURN Monthly Cash Flow (RHS) Growth on Capital Invested Capital Invested (ACB) Year The above graphs are for illustrative purposes only
SERIES T FOR VARIOUS GROWTH SCENARIOS INVESTMENT RETURN IS HIGHER THAN WITHDRAWAL RATE5% WITHDRAWAL RATE AND 6% RATE OF RETURN Monthly Cash Flow (RHS) Growth on Capital Invested Capital Invested (ACB) Year The above graphs are for illustrative purposes only
SERIES T FOR VARIOUS GROWTH SCENARIOS WITHDRAWAL RATE IS HIGHER THAN THE RETURN OF THE INVESTMENT5% WITHDRAWAL RATE AND 4% RATE OF RETURN Monthly Cash Flow Growth on Capital Invested Capital Invested (ACB) Year The above graphs are for illustrative purposes only
WHY CHOOSE DYNAMIC SERIES T? • A broad lineup of investments • From fixed income to balanced, to Canadian or global equity funds, Dynamic Corporate Class gives you choice; you have a broad range of investment options • An award-winning portfolio management team • With Dynamic Corporate Class, you benefit from the strength of industry-leading portfolio management
SERIES T + CORPORATE CLASS CORPORATE CLASS SERIES T Assets ($) ACCUMULATION DECUMULATION
DYNAMIC CORPORATE CLASS • When you invest in a corporate class mutual fund it is under the umbrella of the corporation • Each mutual fund is a part – or a share – of the corporation
ABOUT DYNAMIC FUNDS • Dynamic Funds began life as a small investment club in Montreal in 1957 and has since grown into an award-winning family of funds, encompassing more than 80 investment products with the loyal support of Financial Advisors and Investors nationwide • We offer a comprehensive range of products and services that span every major sector, asset class, geographic region and investment discipline • Today, Dynamic Funds is one of the largest fund families in Canada, bringing together some of the most astute investment professionals in the country
IMPORTANT INFORMATION Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Dynamic Funds® is a division of Goodman & Company, Investment Counsel Ltd. Goodman & Company, Investment Counsel Ltd. is an affiliate of DundeeWealth Inc.