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Explore various modules, engaging activities, and comprehensive guides to enhance financial literacy training for adults. Discover key topics such as income, expenses, debt management, credit history, and more.
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Money Smart for AdultsTrain the Trainer Quiz Scavenger Hunt Module Mania WhereIs It? Featured Features WhoAre We? Nuts and Bolts Good to Know! $100 $100 $100 $100 $100 $100 $100 $200 $200 $200 $200 $200 $200 $200 $300 $300 $300 $300 $300 $300 $300 $400 $400 $400 $400 $400 $400 $400 $500 $500 $500 $500 $500 $500 $500
Scavenger Hunt – $100 • Which Module can help participants read a pay statement? • Module 3: Your Income and Expenses
Scavenger Hunt – $200 • Which Module includes a section on prepaid cards? • Module 2: You Can Bank On It TIP: Prepaid cards can be a savings tool, especially for someone who is not in a position to open a bank account right now.
Scavenger Hunt – $300 • Which Module can help participants consider their housing options? • Module 12: Making Housing Decisions
Scavenger Hunt – $400 • Which Module covers financing a home purchase? • Module 13: Buying a Home
Scavenger Hunt – $500 • Which Module helps participants identify risks to things that they own? • Module 11: Protecting Your Identity and Other Assets
Module Mania – $100 • Which Module features a checklist participants can use to shop around for products and services from financial institutions? • Module 2: You Can Bank On It
Module Mania – $200 • Which Module introduces the concept of a "productive" credit history? • Module 6: Credit Reports and Scores TIP: A “productive” credit history enables people to do the things they want to do, like rent an apartment of their choice, or turn on utilities without paying a large deposit.
Module Mania – $300 • Which Module can help participants who may be struggling to make payments on what they owe? • Module 8: Managing Debt TIP: Module 7: Borrowing Basics reviews options for borrowing money and what they cost. Module 8 can help participants who want to manage debt they already have.
Module Mania – $400 • Which Module discusses ABLE accounts? • Module 5: Your Savings TIP: ABLE accounts can help some people with disabilities save more money without losing eligibility for means-tested public benefits.
Module Mania – $500 • Which Module discusses how cars, and even training and education, can be productive assets that have financial benefits? • Module 10: Building Your Financial Future
Where Is It? – $100 • Which two Modules cover setting SMART goals? • Module 1: Your Money Values and InfluencesModule 5: Your Savings TIP: In Money Smart for Adults, SMART stands for Specific, Measurable, Action-oriented, Reachable, and Time-bound.
Where Is It? – $200 • Which Module talks about an Emergency Financial First Aid Kit (EFFAK)? • Module 14: Disasters – Financial Preparation and Recovery
Where Is It? – $300 • Which Module defines: • --cash advance fees,--penalty APR, and--teaser rate? • Module 9: Using Credit Cards
Where Is It? – $400 • Which Module reviews what lenders look for when deciding to loan money? • Module 7: Borrowing Basics
Where Is It? – $500 • Which Module helps participants decide how to use their income for saving, sharing, and spending? • Module 4: Your Spending and Saving Plan
Featured Features – $100 • Which type of activity, found in every Module, gives participants a chance to use what they learn in training in their own lives? • Apply It activities TIP:Try It activities, also in every Module, let participants practice what they learned during training. Some Try Its use Scenarios.
Featured Features – $200 • What can you ask participants to complete before and after training? • Pre-Training Surveys and Post-Training Surveys • TIP: These surveys can help you evaluate training effectiveness and tailor your training approach for future sessions.
Featured Features – $300 • What is the summary statement of the main message in each Section called? • Key Takeaway
Featured Features – $400 • What documents contain talking points (a script) and instructions for delivering engaging and participatory training? • The Instructor Guides
Featured Features – $500 • Who am I? I’m at the end of every Participant Guide. I prompt participants to think about what they plan to do as a result of the training, and then write it down. • Take Action TIP: It’s in the “Module Closing” section.
Who Are We? – $100 • We are the major subtopics that Modules are divided into. You can decide to train on all of us, or just some of us. • Sections TIP:Each of the 14 Modules has from two to seven Sections.
Who Are We? – $200 • I’m a table that provides an overview of the Module's Sections, including key takeaways, purposes and objectives, and time estimate. • Module at a Glance Table
Who Are We? – $300 • We are tools in the Guide to Presenting Money Smart for Adults. We help you decide which Modules, and Sections within Modules, to include in your training sessions. • Tool 5: Example Training Roadmaps Tool 6: Designing Training for Your Participants
Who Are We? – $400 • We are two Modules that can be used together to help participants track their income and expenses, and then develop a monthly plan for using their income. • Module 3: Your Income and Expenses Module 4: Your Spending and Saving Plan
Who Are We? – $500 • I’m a document that contains Introductory Activities to use at the start of trainings, such as “Marooned.” • The Guide toPresenting Money Smart for Adults TIP: These introductory activities are in the Guide’s Appendix D. Use one, several, or all five!
Nuts and Bolts – $100 • There are 14 of these in Money Smart for Adults. • Modules
Nuts and Bolts – $200 • Where can instructors find a table that lists the meaning of the icons used in the Instructor Guides? • Background Information for Instructors in each Instructor Guide • Also acceptable: Understanding the Icons table or "the beginning of the Instructor Guide"
Nuts and Bolts – $300 • What are the three main resources available for each Module? • Instructor GuideParticipant GuidePowerPoint Slides
Nuts and Bolts – $400 • What’s the name of the realistic stories that are in every Module, connected to a Try It activity? • Scenarios • TIP:Every scenario is part of a Try It activity, but every Try It activity does not include a Scenario.
Nuts and Bolts – $500 • What Instructor Supplement provides four stories that you can use in your training? Each story features an individual with a disability thinking about a financial decision. • Scenarios for Financial Inclusion
Good to Know! – $100 • What does Money Smart for Adults call a plan that participants can create to show how they use their money for spending, saving, and sharing? • Spending and Saving Plan • TIP: Some people call this a budget.
Good to Know! – $200 • What four-letter financial term means money owed to others? • Debt
Good to Know! – $300 • What documents have information about you, your debts, some other bills you pay, some public record information, and a list of places you have applied for credit? • Credit reports
Good to Know! – $400 • What can people do to help reach their goals, build wealth, and cover some of the financial costs of emergencies? • Save money!
Good to Know! – $500 • What looks like a credit card, is not a credit card, and can be used to withdraw or spend money in a bank account? • Debit card • Also acceptable: ATM card. However, all debit cards can be used for point of sale purchases whereas all ATM cards cannot.