Overview of Flood Program April 10 2008

1. Overview of Flood ProgramApril 10 2008 Doug Bellomo, Director Risk Analyses Division Mitigation Directorate, FEMA

2. Overview • National Flood Insurance Background • Why make maps then keep making them • The Map Making Process (General) • Some Maps and Stats

3. Overview • National Flood Insurance Background • Why make maps then keep making them • The Map Making Process (General) • Some Maps and Stats

4. The Beginning • Before 1968, Federal Government responded with only disaster relief after flood events • The private sector was not covering flood under standard home owners policies • Congress created the program for two primary reasons: • To proactively reduce future flood risk by encouraging sound land use practices • To make flood insurance available to the public

5. National Flood Insurance How it Works • Federal Government makes flood insurance available • Local government agrees to adopt building standards and floodplain management practices that reduce future flood risk • Federal Government and Local government work together to identify flood hazards – make maps

6. Overview • National Flood Insurance Background • Why make maps then keep making them • The Map Making Process (General) • Some Maps and Stats

7. Why make maps? • If you don’t know the size and shape of what you’re up against you can’t manage it • Flood maps bring the hazard out into the open so it can be faced • They are the foundation on which the insurance and floodplain management components (statutory and regulatory) are based

8. Why keep making maps? • Because the threat and our understanding change with time • Physical changes (natural and man-made) • Statistical Impacts (rainfall records, floods, gage data) • Methodology (models and understanding of water flow) • Because they make people think and the process leads to action

9. Overview • National Flood Insurance Background • Why make maps then keep making them • The Map Making Process (General) • Some Maps and Stats

10. Map Making Process • Starts with a Plan a Budget and acronym • Multiyear Flood Hazard Identification Plan – MHIP • Risk informed • Collaborative process with states, locals, and other partners • Moves next to Execution • Scoping map work • Meeting with local governments • Preliminary map released • Draft map issued to community • Due Process – providing opportunity to improve • Appeals • Compliance Period • Effective – Used for floodplain management and insurance • Final production/Gov’t Printing

11. Map Production Process

12. Tremendous Value in the Process • The maps have a lot of value, but the map making process has just as much • Identifying flood risks and going through process focuses and begins important dialog • Right Conversations – about reducing flood risk • Right People – local officials, individuals, other federal agencies • Right Time – before disaster strikes

13. 1 4 2 Identify Risk Mitigate Risk Assess Risk Map Risk Data • Risk Mapping, Assessment, and Planning (Risk MAP) Life Cycle • Good flood hazard data is the key to Identify Risk Assess Present & Future Risks Risk MAP: REDUCE LOSS OF LIFE & PROPERTY AT LOCAL LEVELS Transfer Risk Goal – Measure Quantifiable Risk Reduction Reduce Risk 3 Communicate Risk Plan for Risk

14. Overview • National Flood Insurance Background • Why make maps then keep making them • The Map Making Process (General) • Some Maps and Stats

15. NFIP Status • Over 20,000 communities participate in the program (about 98% of US Population) • Over 100,000 individual map panel • Over 5 million flood insurance policies in force • Over $1 trillion in insurance coverage (exposure)

16. Where is Flood Risk the Greatest?

17. Progress of Mapping ActivitiesEffective Map Availability DFIRM & FIRM (February 2008)

18. KPI 1 Progress and Targets UPDATE???

19. KPI 2 Progress and Targets UPDATE???

20. Your Data on Paper

21. Your Data On Digits