1 / 10

ljubljana , june 19, 2013

IMPACT OF THE CRISIS ON THE CREDIT MARKET IN SLOVENIA. ljubljana , june 19, 2013. Year-on-year growth rates of loans to non-banking sectors in Slovenia continue to decrease. Source : BoS , calculations by IMAD.

gavin-mcleod
Download Presentation

ljubljana , june 19, 2013

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. IMPACT OF THE CRISIS ON THE CREDIT MARKET IN SLOVENIA ljubljana, june 19, 2013

  2. Year-on-year growth rates of loans to non-banking sectors in Slovenia continue to decrease Source: BoS, calculationsby IMAD.

  3. The rapid deterioration of the quality of banks` assets continues and banks are increasingly creating provisions and impairments Source: BoS, calculationsby IMAD.

  4. The share of non-performing loans in Slovenian banks is among the largest in the euro area Source: IMF, BoS. Note:**Datafor q2 2012, ***Datafor q3 2012.

  5. Capital adequacy (TIER 1) of Slovenian banks is among the lowest in the euro area and didn’t strengthen during the financial crisis Source: IMF, BoS. Note:**Datafor q2 2012, ***Datafor q3 2012.

  6. Dependence of the Slovenian banking sector on foreign debt sources has declined considerably Source: World Bank, ECB, BoS, calculationsby IMAD.

  7. Liquidity pressures on Slovenian banks in 2013 are lower compared with previous years Source: BoS.

  8. Indebtedness of companies and NFIs improved in 2012 Vir: Eurostat, BoS, calculationsby IMAD.

  9. Credit to GDP gap shows a considerable decline of credit activity in Slovenia Source: ECB, BoS, SORS, calculationsby IMAD.

  10. Issues • Strengthening of the Slovenian banking sector is one of the major structural reforms to revitalize the Slovenian economy. • Banks with cleaned balance sheets and strong capital foundation will be capable to take additional risk, which will reinforce lending activity. • Stable conditions in the banking sector and reduction of state ownership will prevent risk transfer between the financial system and public finance. • To provide stable financial structure of Slovenian business sector it is essential to ensure functioning other segments of financial services based long term sources of finance.

More Related