Saigon Asset Management Corporate Presentation September 2012

1. Saigon Asset Management Corporate Presentation September 2012

2. About Saigon Asset Management (SAM) • Established in 2007, Cayman Islands limited liability company • Fund management and advisory services for Vietnam and the Indochina region • Fund Management: • Vietnam Equity Holding (VEH): US$75m Frankfurt-listed fund, listed and private equity in Vietnam • Vietnam Property Holding (VPH): US$50m Frankfurt-listed fund, real estate companies and projects in Vietnam • Indochina Energy Holding (IEH): fund raising, power plants in Vietnam, Laos, and Cambodia • Funan Impact Investment Holding (FIH): fund raising, agriculture for Vietnam, Laos, Cambodia, and Myanmar • Advisory: • Private placements, convertible bonds, equity capital, bridge financing, M&A, post merger integration • Focus on Vietnam’s rising demand for foreign financing due to the slow down of credit and equity growth • Offices in Vietnam, Lao PDR, and USA • 25 employees

3. Vietnam Equity Holding (VEH) - Overview Portfolio By Sector (as of March 31st2012) • Initial Asset Value: US$75 million • Structure: Closed-end fund listed on Frankfurt Stock Exchange and Xetra • Fund Launch: November 30, 2007 • Investment Objective: To maximize capital appreciation by investing in promising listed, pre-listed, and private companies in Vietnam • Strategy: Invest in small and mid cap domestic demand oriented companies that benefit from the emergence of Vietnam’s middle class • Performance: • Outperformed all peers since inception • Outperformed Vietnam Index, MSCI EM and MSCI FM since inception • Best performing Vietnam equity fund in 2008 (*) Best Performing Vietnam-Focused Equity Fund In 2008* Portfolio By Asset Allocation (as of March 31st 2012) (*): per LCF Rothschild

4. Vietnam Equity Holding – Track Record (1) FPT Corp (FPT) Listed Investment US$10.3 million Apr 09 Development Investment & Construction Group (DIG) Listed Investment US$6.3 million Nov 07 HauGiang Pharmaceutical (DHG) Listed Investment US$5.0 million Sep 08 Saigon Thuong Tin Commercial Bank (STB) Listed Investment US$6.4 million Nov 07 Saigon Beer Alcohol Beverage Corp OTC Investment US$6.6 million Jan 08 Petro Vietnam Fertilizer & Chemicals (DPM) Listed Investment US$8.2 million Oct 08 Phu My Bridge Corp (PMC) Private Equity Investment US$7.5 million Jun 08 Bank of Foreign Trade for Vietnam (VCB) Listed Investment US$7.5 million Dec 07 Vietnam Dairy Products (VNM) Listed Investment US$7.1 million Jan 09 HoaPhat Group (HPG) Listed Investment US$5.5 million Oct 08 PhuNhuan Jewelry (PNJ) Listed Investment US$4.0 million Jul 09 Petro Vietnam Drilling & Well Services (PVD) Listed Investment US$5.0 million Sep 08 ELCOM Corp (ELC) Listed Investment US$2.5 million Dec 10 Dong Phu Rubber (DPR) Listed Investment US$3.0 million Jun 08 Petro Vietnam Insurance (PVI) Listed Investment US$2.9 million Sep 08 Dabaco Corp (DBC) Listed Investment US$2.4 million Jun 11 Ampharco Pharmaceutical (AMP) Private Equity Investment US$3.0 million Jun 08 Vinh Son Song Hinh Hydropower (VSH) Listed Investment US$2.9 million Jan 09

5. Vietnam Equity Holding – Track Record (2) HoaSen Group (HSG) Listed Investment US$2.0 million Sep 08 Tan Cang Logistics (TCL) Listed Investment US$0.6 million Oct 11 An Phu Irradiation (APC) Listed Investment US$0.7 million Nov 11 Drilling Mud JSC (PVC) Listed Investment US$0.8 million Jan 12 Danang Rubber (DRC) Listed Investment US$0.9 million Feb 12 Lam Son Sugar (LSS) Listed Investment US$1.6 million Feb 12 Becamex IJC (IJC) Listed Investment US$1.4 million Nov 11 OPC Pharmaceutical (OPC) Listed Investment US$0.2 million Nov 11 Petro Vietnam Engineering (PVE) Listed Investment US$0.8 million Jul 11 NBB Investment Corp (NBB) Listed Investment US$1.4 million Feb 10 Military Commercial Bank (MBB) Listed Investment US$1.4 million Jul 12 Vietnam Tanker Company (VTO) Listed Investment US$2.3 million Jul 08 Saigon Plastic Packaging (SPP) Listed Investment US$2.0 million Feb 11 JV Medical Equipment (JVC) Listed Investment US$2.1 million Nov 11 Pha Lai Thermal Power Company (PPC) Listed Investment US$2.1 million Oct 08 Phuong Nam Seafood (PNS) Listed Investment US$2.0 million Dec 07

6. Vietnam Property Holding (VPH) - Overview Best Performing Vietnam-Focused Real Estate Fund In 2009* Portfolio By Sector (as of March 31st2012) • Initial Asset Value: US$50 million • Structure: Closed-end fund listed on Frankfurt Stock Exchange and Xetra • Fund Launch: November 30, 2007 • Investment Objective: To maximize capital appreciation by investing in a diversified portfolio of real estate projects and companies in Vietnam • Strategy: Identify and invest in small & mid cap property development companies with strong fundamentals, large cleared land banks for affordable residential or low cost housing in key metropolitan cities – trading at a substantial discount (minimum 50%) to book value Portfolio By Asset Allocation (as of March 31st2012) (*): per LCF Rothschild

7. Vietnam Property Holding – Track Record Phu My Bridge Corp (PMC) Private Equity Investment US$6.1 million May 08 Mo Plaza Real Estate Investment US$3.1 million May 08 Savimex (SAV) Listed Investment US$2.1 million Nov 08 ThanhNien Corp Mezzanine Debt US$4.7 million Dec 08 Tamexim Mezzanine Debt US$6.5 million Oct 09 Tien Sa Villas Real Estate Investment US$2.6 million Apr 08 Century 21 Company (C21) Listed Investment US$5.1 million Dec 10 No. 2 Industrial Urban Development JSC (D2D Listed Investment US$3.0 million Jun 10 Construction & Materials Trading Company (CNT) Listed Investment US$2.1 million Aug 09 Dream House Mekong (DHMC) Private Equity Investment US$0.6 million May 08 Song Hong Construction (ICG) Listed Investment US$0.3 million Jun 11 NBB Investment Corp (NBB) Listed Investment US$8.7 million Nov 09

8. Indochina Energy Holding (IEH) – Overview Indochina Power Sector Opportunity • Regional Growth • GDP growth in Vietnam, Lao PDR, and Cambodia projected to be over 7% annually over the next decade • Population demographics, urbanization, industrialisation trends and young demographics in a region of more than 110 million population • Regional Demand • Electricity supply needs to grow at 2 – 2.5x GDP to keep pace with GDP growth • Vietnam requires an energy investment of US $49 billion by 2020 to keep pace with demand; Lao will require $36 billion to develop its hydro resources by 2030; Cambodia $20 billion by 2030 • Undersupply as demonstrated by frequent blackouts in Vietnam and Cambodia with manufacturing and industry reliance on backup diesel generation in Vietnam and for base supply in Cambodia • Regional Integration and Regulatory Reform • Integration of the region’s power grid creating investment opportunities • Tri-Country Agreement signed in 2010 • Market mechanisms and deregulation initiated to support the increased reliance upon private capital for massive electricity growth demands • Private Capital • Private capital mobilisation for the power sector is both necessary and inevitable • There remains an ‘early entrant’ opportunity in the power sector • Limited access to information and existing owners create high barrier of entry to investments in the sector (*): per World Bank

9. Indochina Energy Holding (IEH) – Overview SAM will provide extensive local market knowledge and access • Indochina Energy Holding is seeking to capture US$400 – 500 million of investment opportunities arising from reduction of state control in the power industry and fast growing energy demand in the Indochina region based on its investment mandate which includes minority stakes of Vietnamese, Lao and Cambodian: • SOE divestitures of power projects • Distressed IPP projects • Equity interest in power companies • Direct interest in brownfield “shovel ready” hydro and gas power projects • SAM holds strategic relationship with key bodies: Electricity of Vietnam (EVN) and PetroVietnam (PVN) • Provides access to a strong identified pipeline of over 2,000MW hydro and gas power assets as investment targets, with investment priority for brownfield “shovel ready” hydro projects

10. Funan Impact Investment Holding (FIH) – Overview • Saigon Asset Management (SAM) is establishing Funan Impact Investment Holding (“the Fund”) – unique to the Greater Mekong Subregion (GMS*). Impact investment – investing in both social and financial return – has been characterized by the Monitor Institute as an “emerging industry” and by J.P. Morgan as an “emerging asset class”. • The Fund’s focus is in “inclusive business” opportunities in Vietnam, Lao PDR, Cambodia, Thailand and Myanmar. These businesses serve and employ the Bottom of the Pyramid - lower middle income class of consumers and employees. These individuals are at the core of economic growth potential in the GMS - having a cumulative purchasing power exceeding US$47 billion in Vietnam alone. The untapped potential of businesses reaching these consumers is the focus of FIH. • The management team comprises a core of seasoned private equity social impact investment individuals from Unitus Impact - a San Francisco based firm, and SAM. FIH includes an experienced and dedicated professional management team and associates in the countries of operation, based in HCMC. • The JV between UI and SAM is uniquely suited to manage FIH in an innovative collaboration: • Social Impact Commitment and Financial Return Capability of the Senior Management Team – An investment team comprised of leaders with extensive experience in impact, venture capital, and private equity. • Recently completed an investment into a Vietnamese company, a livelihood-focused mobile money company in Vietnam, one of the first non-DFI backed livelihood impact investments in the region. • Regional Presence and Global Reach – Unparalleled team that includes UI’s leading impact investing skill set, fund raising and execution capability with SAM’s proven investment & deal sourcing expertise, & local knowledge. • Significant experience measuring social impact – Expertise in defining and tracking social metrics. * The Greater Mekong Subregion is understood to include Vietnam, Lao PDR, Cambodia, Thailand, Myanmar and Yunnan Province, PRC. For purposes of FIH, the FIH GMS mandate does not include Yunnan Province, PRC.)

11. Funan Impact Investment Holding (FIH) – Overview • Investment Mandate • Impact investments globally and in the GMS favour business sectors that meet basic needs (agriculture, water and low-cost housing) or supply basic services in education, health, energy and financial services: • Agriculture – Farmers capture little value due to weak processing capacity, poor infrastructure, weak supply chain and rudimentary techniques. Midstream opportunities exist through integration and improved management and technical process. • Aquaculture – Growing/changing domestic & international demand & shortages due to poor practices leave scope for technology & service aggregation improvements to move IB up the value chain. • Healthcare – Effective care is concentrated in urban areas - rural communities rely on poorly run, underfunded public facilities. Scope for investment in private clinics include operating hub & spoke model to serve marginalized areas; and tele-medicine & remote diagnostics. • Education – Instruction standards are poor leading to a lack of skilled & semi-skilled workers. Opportunities exist for investment into private, for-profit school chains & vocational training. • Clean Energy – Rural off-grid electrification has vast potential from clean and local natural resources. Investment into clean energy solutions spur productivity & economic potential. • Financial Services – Lending has declined post-financial crisis. There are opportunities to create value with agricultural finance, crop insurance, micro-health insurance, & mobile banking technology.

12. SAM Advisory – Overview Building upon SAM’s strength in investment management and experience operating in Vietnam, SAM Advisory’s strategic vision is to become the Choice of Advisor to leading enterprises in Vietnam through the following contributions: • Work closely with clients on both crafting long-term development strategies and executing tactical plans of clients where needed • Bridge and channel financial capital flows structured appropriately to clients’ needs for their business developments • Advise and create an “ecosystem” structure (strategic partners, financial partners, suppliers, customers, etc.) necessary for clients’ business operations SAM Advisory is highly committed to deal success by providing clients’ the best in: • Choice of capital resources • Creative financial solutions • Experienced advisory team • Professional advisory process

13. SAM Advisory – Overview Advisory Services Corporate & Project Finance: we are focused mainly on raising capital for clients through providing a variety of financial products including Equity Offerings, Debt Issuances and Hybrid. • Equity Capital Market • Debt Capital Market • Structured Finance • Hybrid Products (equity and debt combined) • Project Finance • IPO Mergers & Acquisitions: we provide advisory and financing services to Mergers & Acquisitions transactions • Mergers & Acquisitions Advisory • Mergers & Acquisitions Financing Supporting Services: in selective cases, our supporting services will be offered to bring extra values to clients upon request. • Underwriting • Bridge Loan • Syndicate Loan Leader and Arranger • Financial Restructuring • Valuation • Legal Advisory • Corporate Strategic Advisory • Market Entry

14. SAM US Operations Background: 18 years after the reactivation of trade and 11 years after the ratification of the bilateral trade agreement, Vietnamese companies are still finding it difficult to penetrate and achieve success in the US market. There is a need for a specialized advisor to guide Vietnamese companies through extensive US regulations and requirements SAM US Operations Mandate: To help Vietnamese local partners attain the tough compliance requirements of US government’s and customers’ standards that will lead to greater market penetration. Offerings: • Provide one-stop advisory service for investment and trade channels in the US for local Vietnamese • Act as a US based partner and representative in trade & investment on behalf and in the interest of Vietnamese companies looking to save the cost & time of running US offices. Specifically, some scope of activities can be: • Sourcing products & services, • Organization of attendance of trade fairs, • Product quality assurance, • Shipment monitoring, • Dealing with claims or debt collections • Co-invest with potential investors in either the US or Vietnam. • Act as a local consultant in technology transfer, distribution, or franchising in Vietnam for US companies.

15. Management Louis Nguyen Chairman & Chief Executive Officer Kevin Flaherty Managing Director Energy & Natural Resources Investments Peter Dinning Managing Director Real Estate Investments Antony Nezic Managing Director Impact & Agriculture Investments • Former Managing Director – VinaCapital, a fund management company based in Ho Chi Minh City, Vietnam. • Founding General Partner – IDG Ventures Vietnam, a fund management company based Ho Chi Minh City, Vietnam. • Former Vice President – Intelligent Capital, an M&A firm based in San Francisco, California. • Former Partner – Osprey Ventures, a venture capital firm based in Menlo Park, California. • Held management positions in finance and manufacturing operations at NEC and Apple Computers in California. • Audit and Management Consulting experience at KPMG in San Jose, California. • Member of the board of directors of various listed and private companies based in Vietnam. • BS in Accounting, San Jose State University, California. • Over 16 years of experience in Vietnam’s resource sector, in both mining and petroleum. • Founder, Former CFO & Director – Tiberon Minerals, a TSE listed mining exploration company that discovered Vietnam’s Nui Phao tungsten deposit, later acquired by an Asian-based investment fund for US$270 million. • Founder & Former Director – Keeper Resources, a TSXV listed company with two oil & gas properties in Vietnam, later acquired by an Asian-based investment fund for US$60 million. • Advisory Board Member – Sunshine Oil Sands, a Hong Kong listed Canadian oil sands company with 5 billion bbls of contingent resources. • MBA in Finance, University of Calgary. • General Director & Majority Owner – Colliers International (Vietnam), manages $1B of real estate assets in Ho Chi Minh City & Hanoi. • Managing Director – VinaCapital Real Estate, managing the property investments and developments made on behalf of Vietnam Opportunity Fund (VOF) & Vinaland (VNL). • Managing Director – CBB of Chesterton Philippines Ltd. • Director & Chief Representative – Chesterton Petty (Vietnam ) Ltd. • MRICS Surveyor, (ISVA now RICS), Manchester Central College, UK . • HND Land Use (Estate Management), Newcastle Polytechnic (now Northumbria University), UK. • Founder & President – Caudex Strategies Ltd., Vietnam based property development, health and education, natural resources holding/investment advisory. • Active in emerging and frontier markets for more than 20 years. • Led the acquisition economics of a +$100mn mining sector bid in Indochina. • Former Consultant & Director – numerous World Bank, ADB, UN, and government ODA projects in Asia, Africa, and Eastern Europe. • Former Director – Indian telecoms, energy & finance linkage project with Canadian firms. • Former Director – Office of the President and Cabinet of Malawi strategic budgeting and planning project. • Former Director – agriculture grading, standards, and financial receipts/ indemnification project for Government of Romania. • Masters Degree in Economics, University of Calgary. • Former Director & Advisor to Clinton Hunter Initiative, UNICEF, and Canadian Association of Business Economists.

16. Management Hung Pham Director Investment Banking Eric Schaer Managing Director Advisory Services Spencer White Advisor & Independent Board Member Hien Vu Managing Director USA Operations • Over 12 years of working experience in the private-equity investment, financial advisory, and corporate operations industries of Vietnam. • Founding Director & Former Head of Advisory – ASEAN Merchant Partners, a boutique financial advisory firm providing corporate finance and M&A advisory to leading Vietnamese companies and projects. • Former Senior Investment Manager of Private Equity Investments– Indochina Capital Corporation, a fund management company operating in Vietnam. • MBA in Finance, California State University, Fullerton. • BS in Business Administration, Ho Chi Minh City University. • Fluent in English and Vietnamese. • Over 20 years of capital market experience investing in a wide range of asset classes throughout Asia. • Co-Founder & Managing Partner – D2 Capital Partners, an investment & advisory partnership operating in Vietnam and active throughout the region. • Founding CEO – TVS, a start-up investment bank in Vietnam that completed a number of key deals including the first investment by Goldman Sachs Principle Investment division into Vietnam, the entry of VIG into Galaxy Media group, and the first hostile takeover of a listed company in Vietnam. • Former Managing Director – Merrill Lynch Asia Pacific. • Former Chief Regional Strategist – Merrill Lynch Asia Pacific. • Former Country Head of Taiwan – Merrill Lynch Asia Pacific. • Former Associate Director – AIB Govett, managed a range of emerging market assets and funds. • Former Investment Manager – Hambros Investment Bank, managed investments in both large and small cap Japanese companies. • Over 10-years of on-the-ground experience in Vietnam real estate including development, consultancy, research, and valuation. • Former Managing Director – CitiPlus Corporation. • Instrumental in the creation of Corporate Services and Investment Properties Divisions at CB Richard Ellis (CBRE). • Former Client Manager – Calyon Corporate & Investment Bank where he was in charge of financial analysis, project-based financing, loan appraisal, and marketing of the bank’s facilities and services to multinational clients. • Masters Degree in Real Estate Development and Investment, University of Greenwich (London). • Fluent in English and Vietnamese. • Founding Director – Adastra, a Spain-based software testing and development outsourcing firm that has performed projects for ACS-Xerox, Telefonica, Orange, GSK, GE Money. • Director – Rising Dragon Trading, a Singapore Advisory firm that assists companies entering Myanmar. • Former Director – Falcon Capital, a private investment and consulting firm specializing in financing & acquisitions of software services and development firms. • Founder of a technical consulting firm providing professional services to private and military sectors throughout the US, Latin America, and Europe. It was later acquired by a private investment group based in Connecticut, USA. • Former Chairman – Latin American Chapter of International Association of Outsourcing Professionals, Former Member - Microsoft Advisory Council, Former Board Member – COMDEX Latin America. • Fluent in English and Spanish.

17. VEH and VPH Board of Directors Dr. Lee G. Lam Independent Director Howard Golden Independent Director Kathryn Vagneur Independent Director Louis Nguyen Executive Director • Chairman – Hong Kong, Chairman – Vietnam and, Senior Advisor – Asia, of Macquarie Capital Advisers (the investment banking business of Macquarie Capital). • Chairman – VinaSecurities(HCMC, Vietnam) • Former Managing Director, COO, & Vice Chairman, Investment Banking Division – Bank of China International Holdings. • Former President and CEO, Vice Chairman of the Board – ChiaTai Enterprises International Ltd. (CP Group). • Former Executive Director – Singapore Technologies Telemedia. • Former President and CEO – MillicomInternational Cellular Asia Pacific. • Former Managing Partner – Greater China, A.T. Kearney. • Former General Manager – Cable & Wireless/Hong Kong Telecom. • BS in sciences and mathematics, MS in systems science, MBA - University of Ottawa (Canada); post-graduate in public administration - Carleton University (Canada); post-graduate in English, Hong Kong Law, and LLB (Hons) in law - Manchester Metropolitan University (UK); LLM in law - University of Wolverhampton (UK); PCLL in law - City University of Hong Kong; Certificate in professional accountancy – Chinese University of Hong Kong SCS; and PhD - University of Hong Kong. • Board Member of the East-West Center Foundation. • Fellow of the Hong Kong Institute of Directors. • Member of the General Council and the Corporate Governance Committee of the Chamber of Hong Kong Listed Companies. • Vice President – Hong Kong Association for the Advancement of Real Estate and Construction Technology. • Founding Board Member and the Honorary Treasurer of the Hong Kong-Vietnam Chamber of Commerce. • Fluent in English, Mandarin, Cantonese, and Vietnamese. • Chairman – The Worldwide Opportunity Fund (WWOF). • Partner – Terra Partners Group, an investment management company with $135 million AUM. • Chairman – Romanian Investment Fund and Reconstruction Capital II. • Former Chairman – Kazakhstan Investment Fund. • Former Chairman – the Supervisory Board of Slovak RIF, the largest Slovak closed- end fund, the Slovak Restitution Investment Fund. • Former Board Member – Beta Vietnam Fund and Framlington Bulgaria Fund. • Lectured on closed-end funds in London and Prague and at various business schools (Harvard University, University of Chicago). • Quoted as an expert in capital markets and corporate governance in The Economist, The Financial Times, The New York Times, The International Herald Tribune, Newsweek, Prague Business Journal, and Business Central Europe. • Practiced law in Chicago, New York and Israel. • BA, JD, and MBA from University of Wisconsin. • Fluent in English and Hebrew, knowledgeable in Czech. • Director – Durant, a private investment fund. • Director & Chairman, Audit & Risk Committee – The Foresters Friendly Society, a British mutual insurance company. • Finance & Performance Committee – The Royal United Services Institute, a defense and security think-tank. • Former Chief Operating Officer – Tribune Capital Partners, investment management of a media sector focused venture fund. • Former Director – PricewaterhouseCoopers in London, consulting to the financial services sector, developed investment banking strategies, evaluated acquisitions including deal structure, forensic due diligence and restructuring strategies. Contributor to the redesign of PwC’s audit methodology used globally. • Founder – Vagneur& Firth, Certified Public Accountants, Colorado. • Developed courses in strategy implementation and management control, corporate governance and internal governance at London Business School and Edinburgh Business School. • Built a financial decision model for US Department of Justice while at Carnegie-Mellon University. • PhD in Management, London Business School. • Former Managing Director – VinaCapital, a fund management company based in Ho Chi Minh City, Vietnam. • Founding General Partner – IDG Ventures Vietnam, a fund management company based Ho Chi Minh City, Vietnam. • Former Vice President – Intelligent Capital, an M&A firm based in San Francisco, California. • Former Partner – Osprey Ventures, a venture capital firm based in Menlo Park, California. • Held management positions in finance and manufacturing operations at NEC and Apple Computers in California. • Audit and management consulting experience at KPMG in San Jose, California. • Member of the board of directors of various listed and private companies based in Vietnam. • BS in Accounting, San Jose State University, California. • Fluent in English and Vietnamese.

18. Advisors Markus Winkler Mark Pedretti Desmond Lin • Founder and President of VGZ Vermoegensverwaltungs-Gesellschaft Zurich, a Swiss wealth management company. • Founder-member and former Vice-President of the Swiss Association of Asset Managers and member of its Ethics Committee for the last 20-years. • Founder-member and Board member of the Swiss Investors’ Association for the last 10 years. • Regular lecturer and writer on investment matters. • Member of several advisory and supervisory boards of Dublin, Frankfurt / Xetra and London listed funds investing in Asian and Eastern European emerging markets. • Advised several Vietnam funds regarding positioning, structuring and fund raising. • Studied Law at the University of Zurich, and Economics and Banking at the University of St. Gall (HSG). • Chairman of the Private Equity Group and Deputy Managing Partner of Reed Smith's New York office. • Representative for private equity funds, venture capital funds, corporate venture funds, and start-up companies, concentrating in corporate structuring and investing in various types of complex private equity transactions. • Areas of practice: private equity, mergers and acquisitions, securities, transactional intellectual property, public mergers, acquisitions and divestitures, recapitalizations and management buyouts, particularly in the financial services, media and telecommunications, software and technology, real estate, health care, apparel and entertainment industries. • Extensive capital markets experience, representing both issuers and investors in public offerings and private placements as well as in joint ventures, strategic alliances, and license arrangements. • Author of various articles on securities law and mergers and acquisitions. • Senior Advisor – HD Bank Board of Directors • Vice Chairman of How Yu Construction and Development Group. • Independent Board Director of DreamHouse Saigon Investment Group (Listed code: DRH). • Inspection Board Member – PhuMy Bridge Investment Company Board.  • Former Managing Director - Saigon Asset Management, Real Estate Investments. • Former Managing Director - GrandFord Venture Capital, an investment fund based in Vietnam and Taiwan. • 17+ years of on-the-ground experience in Vietnam. • Former CEO - Momentum Information Technology Vietnam, a service provider for core banking and payment systems. • Former Deputy General Director at various landmark projects and joint ventures in Vietnam including  the Legend Hotel, Saigon Riverside Office Building, HaiThanh Kotobuki, FeiYei, Dat Viet. • Senior management positions at Hallyard Resort, Peito and WuLai Taiwan, and How Yu Construction Corporation. • MBA, University of Southern California. • BS in Finance, University of Oregon. • Fluent in English, Cantonese, Mandarin, and Vietnamese.

19. Contact us Saigon Asset Management (SAM) Email: IR@saigonam.com Website: www.saigonam.com Vietnam: TMS Building, 12th Floor 172 HaiBaTrung, District 1 Ho Chi Minh City, Vietnam Tel: + 84-8-5404-3488 Fax:+ 84-8-5404-3487 Lao PDR: 169 Ban Mixay Chanthaboury District Vientiane Capital, Lao PDR Tel: + 856-20-7791-6689 USA: Suite 300 800 Town & Country Blvd Houston, TX, USA Tel: + 1-832-431-3002 Fax: + 1-832-431-3669 This document was prepared by Saigon Asset Management Corporation (SAM) and is for informational purpose only and does not constitute or form part of, and should not be construed as, any offer, inducement or an invitation to sell, acquire or issue, or any solicitation of any offer to purchase or subscribe for, any shares or securities, including any ordinary shares, in Vietnam Property Holding or Vietnam Equity Holding in any jurisdiction. No undertaking, representation, warranty or other assurance, express or implied, is made by either SAM or any other person, in relation thereto. Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions or future events or performance are not statements of historical fact and may be "forward looking statements." Forward looking statements are based on expectations, estimates and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. All information is based on data obtained from sources we believe to be reliable, but is not guaranteed as to accuracy and does not purport to be complete. SAM has not made any independent verification of any such information and makes no implied or express warranties on the information provided. SAM does not guarantee the accurateness and completeness of statements made herein. Any opinions expressed herein are subject to change at any time without notice.