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Why do you need Contents Insurance?

Not all landlord insurance policies cover landlordu2019s contents. It is difficult to define what the landlordu2019s contents are. Contents items, in practical terms, are those that would fall out if you were to turn the house upside down. <br>The building insurance covers fixed items such as the following:<br>https://iinsure365.co.uk/contents-cover/

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Why do you need Contents Insurance?

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  1. IINSURE365 WHYDOYOUNEEDCONTENTS INSURANCE? Notalllandlordinsurancepoliciescoverlandlord’scontents. It isdifficulttodefinewhatthelandlord’scontentsare. Contents items, inpracticalterms, arethosethatwouldfalloutifyou weretoturnthehouseupsidedown. Thebuildinginsurancecoversfixeditemssuchasthe following: Fittedkitchens Fittedbathroomunits Damagetofloorcoverings – includescarpets, lino andlaminatefloorsbutagaineachpolicyis different Replacementoflocks – incasetheybrakedueto burglaryandneedreplacingbecauseoftheftofkeys Alternativeaccommodationfortenants – thecostof accommodationforwhenthetenantscannotlivein theproperty AREMYCONTENTSCOVEREDIFTHEYAREDAMAGED? Contents are all about items that are fixed to the property. You will often find that white goods aren’t always included in all policies and it is something that you would need to check. AREWHITEGOODSCOVEREDFORLANDLORDS CONTENTSINSURANCE? Not everyone’s insurance policy covers white goods insurance. We have an exclusive policy with Aviva insurance which includes landlord’s contents cover up to £5,000. This includes white goods whether fitted or not ISITWORTHTAKINGOUTANEXTENDEDWARRANTYTO COVERTHEWHITELABELGOODS? Cookers, fridges, freezers, washing machines, dryers, dishwashers. Microwaves, TV, stereos and other entertainment systems may all require some form of extended warranty. WHATAREEXCLUSIONSONAPPLIANCEINSURANCE EXTENDEDWARRANTIES? When you have taken out appliance insurance or an extended warranty it is important to understand the exclusions. Accidental death and theft, for example, are typical exclusions. https://iinsure365.co.uk/contents-cover/

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