What To Do When Your Insurance Company Won’t Pay Your Home Compensation Claims

1. What To Do When Your Insurance Company Won’t Pay Your Home Or Workers Compensation Claims Insurance companies are known for hiring lawyers to save money. These lawyers will argue in court that customers of the company are not entitled to the payment they believe they deserve. Insurance adjusters might try to short-change you when they estimate the damage to your home or your employer might not refer you to workers compensation doctor when you are hurt at work. You need an insurance expert to review your case because there are many loopholes that a company can use to save money. When these companies save money, you lose. Home Damage Wind damage roof insurance claims and similar claims on home damage should be paid based on the amount of damage your home sustained. However, insurance adjusters could offer a repair estimate that is far below industry standards. If your roof

2. was damaged by wind, a roofer might charge much more than what the insurance company is willing to offer. If you believe that your insurance company is not following the guidelines of your policy, you must contact a lawyer. If your lawyer takes the case, they need to read your whole policy to find loopholes that might be used by your insurance company to exploit you. Insurance companies can use fancy language to get out of paying for certain claims, and it would be wise to have your layer review the policy before moving forward. What About Workers Compensation? Workers compensation lawyers in Florida review cases where an employer did not send their employee into the workers comp program. Some companies will not allow a full range of medical coverage for work-injuries, and some workers comp doctors will not fulfill their duties. If you have not received proper care, you must ask your lawyer what recourse you have. Workers compensation can become a complicated matter if your employer believes that you were not at work, that you were negligent, or that you were working outside the bounds of your contract. You must ask a lawyer to represent you in these matters because your employer will hire a lawyer of their own. What Will The Lawsuit Achieve? The lawsuit that you file asks for damages or payment on your claim. If your insurance company did not pay initially, you can ask them to pay your claim. If you lost your job, you could ask for

3. your job back. If you were out of work, you can sue for lost wages. If you were disabled, you can sue for pain and suffering. You and your lawyer need to talk about what you want when the case is closed, and you should negotiate with the other party in the case to reach a settlement outside of court. Some judges even tell you to settle your differences outside of court. You cannot be guaranteed any money, but your lawyer will talk to the defendants in the case about what they would like to pay to close the case. When Should You Call Your Lawyer? You must contact a lawyer as soon as possible. It would be unwise to let your case go stale as information is lost and evidence disappears. A workers compensation claim must be heard as soon as possible because you are likely still injured. Homeowners claims need to be heard before your family is pushed out of the house by mounting damages/expenses. You need enough money to pay for your damages, to pay for living expenses, and to pay the mortgage on your home. Workers

4. compensation claims hold your job in the balance, and you should not sit at home while your wages are lost or you are replaced in the office. Source