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The implementation of new e-cash system

The implementation of new e-cash system. 날짜 : 2001.04.11 과목명: Computer Security & Electronic Payment System 팀원: 배진, 장미, 양희태. 1. Contents. Introduction Definition of e-cash Comparison with other devices K-cash The precedence of e-cash

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The implementation of new e-cash system

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  1. The implementation of new e-cash system 날짜 : 2001.04.11 과목명: Computer Security & Electronic Payment System 팀원: 배진, 장미, 양희태

  2. 1. Contents • Introduction • Definition of e-cash • Comparison with other devices • K-cash • The precedence of e-cash • The goal of our project • Our procedure will be…

  3. 2. Introduction • We recognized the problem of current e-cash System. So we analyze the current situation of e-cash at the point of management and technology • Especially the Korean environment of implementing the e-cash.

  4. 3. Definition of e-cash • In a broad sense, everything digitized that has the function of money • In a narrow sense, virtual money allowing real-time payment over the internet – in cases of B2B, B2C, C2C transactions • Two types of e – cash • Network type : Supporting the electronic payment system using the value that is transmitted and stored to the PC from cyber bank • Smart card type : Plastic cards embedding chips which involve the value and user’s information

  5. 4. Comparison with other devices • Credit Card • Used widely - Almost everyone has one • Used for many years. • Most merchants accept it. • e-cash • Less transaction cost • Non - acceptance from mass consumers and merchants in the market place yet. • Secure, paperless and fast • Be used in real and cyber stores • Need incentives to replace credit cardsused widely • Conventional money • General payment means • Ensure 100% anonymity • Secure

  6. 5. K-cash (1) Started with KFTC and 12 banks in 1996 Anticipate a widespread usage Chunchon city case failed!

  7. 6. K-cash (2) Pic from 금융결재원(www.kftc.or.kr)

  8. 7. K-cash (3) Chunchon city Model in NOV, 2000 • Why? • delay of the technical • investigation. • no compatibility with other city • and more… FAIL!

  9. 8. The Precedence of e-cash • Infrastructure • Standardization • Security • Policy

  10. 9. The goal of our Project • Analysis of the current situation (Managerial aspect and Technical aspect) • Suggest the managerial solution • Suggest the technical supplementation

  11. 10. Our team’s procedure will be…. • Analysis of user’s View (Survey, Statistical analysis…) • Analysis of developer’s View (Visiting the e-cash company, Referring to the technical paper…)

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