ECC Livelihood Social Services: Loan Concept for Network Marketers

2. “You obey the law of Christ when you offer each other a helping hand.” (Galatians 6:2 CEV)

3. What is ECC Livelihood Social Services? ECC is newly created business concept that provides loaning service to the Network Marketers. The loans of up to P50,000 pesos are at Zero Interest! More than that, ECC has tied up with Insurance Philippines Island Company Inc. which established since 1964 to provide a full range of insurance benefits. Members earn from referrals, to bonuses and even on profit-sharing. Formerly known as Caceres Lending Investor Company it has been in the lending business since 1999. On August 2011, the company adopted a modern concept of extending loaning service by tapping the power of Multi-Level Marketing. The concept is now patented to protect the concept and will be expanded to cover the global market. With SEC Registration Number A199909295 and BIR Registration Number 203-081-354-000.

4. Mr. Ed Caceres, President & CEO of ECC Livelihood Social Services Inc. & Founder of Former Caceres Lending Investor Company

5. Overview: Once you become a member ECC offers: Loans 5k up to 50k and Life insurance benefits Php 100,000  Accidental death / Disability Insurance Php 10,000 Burial Assistance for accidental death Php 25,000  Unprovoked Murder or Assault Coverage Php 2,000 monthly allowance x 12 months allowance for disabled member 24K total Php 1,000 monthly grocery provision for 12 months 12k total 500 – 2,500 – GM cycle 20 which is 20 members require for a minimum of 500 allowance for medical check ups or hospitalization bill reimbursement. Ex: P300 bill = P500 reimbursement Just provide medical certificates upon reimbursement Allowance will increase as your members grow.

6. GM Heart Fund - (General Membership Contribution) If a member dies, every GM member earnings will be automatically deducted P50 as contribution/assistance to the family (7000 members x P50 = P350,000  assistance from GM Heart) If (2) or more members died in the same week they will divide the total contribution of GM Heart Fund. GM ID Card - No expiration of membership, no need for renewal

7. Cash Loan for Personal or Business needs 5,000    1st loan / 30 days processing / 2 months to pay 10,000  2nd loan / 7 days processing  / 4 months to pay 50,000  3rd loan /  7 days processing  /10 months to pay Requirements: Be a member and bring (2) referral from A and B, Documents needed: Valid ID like (SSS,BIR), ATM in case no ATM you could submit Brgy. Clearance and C.I needed to verify your home address

8. Released Loan

9. What happend if you dont pay your loan? No Commission will be received in case your account will earn commission from your members.

10. Summary: Protect your family from unexpected cost of medical expenses and accidents! • P100,000   Accidental Death / Permanent Disability  • P10,000     Burial Assistance for accidental death  • P25,000     Unprovoked Murder & Assault   • P500-2500 Daily Hospitalization Allowance (Confinement)  • P50 x All    All Members Contribution  • NO WEEKLY SAVINGS. • NO WEEKLY MEETINGS.  • NO CHECKING ACCOUNT NEEDED FOR LOAN APPLICATIONS. • NO PRODUCT MAINTENANCE PURCHASE. • NO PRODUCTS OR SERVICES TO SELL.Avail loans at ZERO% Interest for your business or emergencies.  Earn from Referrals, Bonuses & Profit-Sharing.  Avail all these for a lifetime Membership Fee of P1,000 only and bring in at least 2 referrals!

11. Copy of insurance policy IPI official insurance of GM

12. How to Start the Program Membership starts for as low as P1,100 lifetime investment. Registration for as low as P1,000 + P100 for member ID

13. Company earnings My Investment P1,000.00 Membership Fee Breakdown Commission for the member P500.00 P100.00 Facilities and Office Miscellaneous P100.00 Insurance P300.00 Company Profit GM is very Generous

14. REQUIREMENT FOR MEMBERSHIP Fill up Global Money registration form by giving your personal information.

15. You Sponsor How to earn while waiting for your loan. Your sponsor will earn P500 in your 1st member in group A. You will earn P500 in your member in group B. A B

16. You How to apply a loan Requirements: Get (2) Referral Once you got the (2) to join you in you’re A & B group. You are qualified for the 5K loan payable in 2 months or less depending in your payroll. Maari kang magimbita ng higit pa sa dalwa habang nagiintay ng 30 days process ng loan mo. A B Maari ka ring hindi magloan kung nanaisin mo at magimbita na lamang ng myembro.

17. MARKETING C oncept

18. Both you and your member will earn from the system

19. How system works for you You Sponsor Note: Unang nilalagay ng system ang miyembro sa A nito. A B A B A B A You will earn a minimum of P500 every time there would be a member joining from group A of your B. (Maari kang kumita ng P500 tuwing may sasali sa group A ng B mong group.

20. You Tips: Maari mo ring ilagay ang miyembro na sasali sa group A ng B group mo upang magkaroon ka ng komisyon sa bawat isa. A B 500 500 A Tips: Kung hindi agad makahanap ng dalawang sasali ang ibang miyembro upang makapagloan maari ka ring tumulong maglagay ng miyembro na sasali syo sa group A nito. Para group B na lamang ang kanilang hanapin. (Spill Over) 500 A 500 A 500 A Note: Maari mo ng mabawi and P1000 na ininvest mo sa (3) miyembro

21. Lahat ay may pagkakataon upang kumita ang bawat isang miyembro

22. Payout Schedule • To all members will join and registered before Friday (Cutoff). Commission will be given by the company on Wednesday in cash with voucher. • You could register members at near branches of Global Money.

23. Sample Voucher

24. FREE SLOT You You You You A B Additional Free Slot is given by the company once you have (2) partners to join the business in group A and B. This is your original account once you invited two member in your organisation Automatically the company will give you (3) free additional slot.

25. How free slot work? YOU YOU YOU B B B A B A B A B Note: Once you have free slot, You don’t need to fill up group A leg. You could place your member in group B leg instead. You can decide where to put your members either in your original account or free slot.

26. Maximum Account Your 1st account and 3 free slot X 20 All remaining account cost P500/ per account but it is available only if you have member to place in. You can earned it back your 500 from your commission from the member by the coming week.

27. Bonus income & Loyalty income You P20,000 is given by the company if you have 200 members in you’re A and B group called Bonus Income. Additional 300 members in your A & B group would earn you P50,000. Called Loyalty Income A B P20,000 200 Members 200 Members + + P50,000 300 Members 300 Members INFINITY + + P20,000 200 Members 200 Members + + P50,000 300 Members 300 Members

28. Profit Sharing • Profit Sharing – In which when you earn a total of 1M, your first member in A and B group would earn 10% of it. That sum up to 100K each. Even your other member didn’t get any member. You 1Million A B 10% 100K 100K 10% No members All members are in group B

29. Profit Sharing Profit sharing comes from accumulated income from the marketing plan like unli 500, bonus, loyalty income. Example:   Composition varies and this example may not be like the actual performance. • P300,000 - 15 cycles of your BONUS Income  • P200,000  - 4 cycles of the Loyalty Income (500 on each side)  • P500,000 -  1,000 from Direct Referrals of your Infinite 500  •        P1,000,000 - total income earned       •        Your Income of P1,000,000 x 10% = P100,000 •        P100,000 shall be your income from this Profit-Sharing mechanism.   

30. END OF BUSINESS PRESENTATION “ Wealth belongs to God and it is a gift to us. It's one of the pearls of wisdom that will guide us into the appropriate use of our finances. When God gives us the gift of wealth, even if it's just a tiny amount, He gives it to us to use for Him, not to hold onto tightly.” -John Wesley

31. For God Be All the Glory GHP12/19/11