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Basic (non scary) Budgeting. What We’re Going to Chat About. A little background Goals How to make a budget that works Budget categories we all need Budget categories we all want Q&A. A Little Background about Moi. Step 1: Start!. Step 2: Gather Your Documents. What do you own?.
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What We’re Going to Chat About • A little background • Goals • How to make a budget that works • Budget categories we all need • Budget categories we all want • Q&A
Step 2: Gather Your Documents What do you own? What do you owe? Car loans Student loans Credit card debt Mortgage • Checking accounts • Saving accounts • Retirement accounts • Home equity • Car(s) without a car loan
Step 3: Determine Which Financial Step Is Next • Create a budget and stop going into debt • Save $1,000 - $3,000 in an emergency fund • Pay off all debt • Save 3 to 6 months of expenses in an emergency fund • Invest 15% of household income into retirement • Pay off your house early • Build wealth and give it away!
Step 3: Start Making a Budget • What do you earn? • What do you spend?
What We’re Chatting About • Falala la la
What We’re Chatting About • Falala la la
What We’re Chatting About • Falala la la
What We’re Chatting About • Falala la la
Questions? • Falala la la