EQS Inc.

1. EQS Inc. ENERGY QUANTIFICATION SYSTEMS

2. EQS Vision & Mission Our Vision is to become the premier global green mortgage product & financial software technology innovator. EQS calculation model is the global blueprint and the nexus platform for the sustainable building and financial industries.

3. EQS MISSION Our mission is to develop & execute baseline formulas that facilitate energy & financial independence by: • Measuring & quantifying real-time energy usage • Bundling financial incentives & • Creating viable financial payback mechanisms

4. EQS BUSINESS MODEL

5. Business Strategy • Technology Partner – Database has numerous applications for green industry roll outs. Capacity to capitalize on repackaging green information for global markets represents a $1 trillion market. • Capital Funding Partner – Funding $20 b in first five years 3% minimum spread on loan, $600 m. • An investment of $8m to capitalize the company, hire core staff, develop, back-fill the database, research & implement marketing educational components. • Our goal in the next five years is to exceed global market potential of 335,000 green buildings, achieving energy reduction of greater than 70%.

6. EQS BUSINESS MODEL • Global unit/blueprint for green capitalization; Financial & real estate markets will pay fees for licensing, royalties & creating baselines for their green financial models. • Adding value to existing business & industry; Revenues from membership fees & product override/marketing fees for green products. • Fees from EQS database technology usage and global rollouts for Google applications. Additional fees for mortgage loans & servicing opportunities for our financial strategic partner. • EQS and our strategic partners will receive cash, tax incentives, & fees from applications of our commodity based model.

7. EQS Investment Summary • EQS Capital Investment $8m, first stage capitalization of $1m for EQS Database prototype development & EQS Financial Product development • Access to $1 Trillion market, cap & trade investment model, mortgage , financial modeling for all applicable industries • EQS projected revenue over five years: $1.9b (conservative)

8. WHAT EQS DATABASE DOES • Develops formulas for energy efficiency on all utilities & translate information to financial markets. • Database blueprint for managing green-information. • Real time interfaces for energy usage measurements. • Facilitates tracking systems identifying all regional & federal tax/green credit incentives to be applied toward energy efficient investments & mortgages. • Provides development cost & energy savings analysis for regional climates to determine installation for most appropriate technology & building upgrades.

9. WHAT EQS Financial Product Modeling DOES • Creates accelerated financial paybacks on buildings upgrading to energy generating technology. • Provides a financial model for risk assessment, facilitating capital funding to retrofit or “green up” buildings. • Streamlines processes for capitalization & securitization of mortgage loans for environmental buildings. • Interfaces applications and quantification processing for financial transactions/ financial markets.

10. Overview of EQS • Measures & quantifies energy usage for conventional & non-conventional utilities improving energy efficiency. • Identifies financial incentives for economic viability in buildings, regionally. • Differentiates “ALL” current utility savings models & renewable technologies accelerated cost outlay with dramatically reduced paybacks. • Standardizes a method for applying utility savings to a transaction for investments in securities, mortgage acceleration, & credit analysis.

11. WHO WE SERVE • Homeowners & Commercial Building Owners • Offering mortgage acceleration & early pay offs, lowering monthly overhead by reducing energy costs. • Facilitation of cumbersome tax incentives to further reduce cost outlays & closing costs on loans. • Identifying the most affordable, highest performance energy efficient, renewable generating technology through a seamless automated system. • Providing cost absorption of energy efficient upgrades, creating affordability for retrofits & new construction loans. • Facilitating energy & financial independence.

12. WE SERVE:Lending Institutions • Risk reduction -- lowering deferred maintenance costs & reducing defaults. • Viable positioning in capital markets,opportunity to trade globally in carbon credits & green tags. • Visibility & transparency in advertising & public relations in emerging market. • Major distribution channel of “green financial” product to markets & existing customers. • Tax deductible community based incentives for reducing interest rates to consumers from utility and commodity spreads.

13. WE SERVE:Developers • Capture financial & tax incentives on infrastructure cost outlays. • Ability to be an energy co-producer, dramatically absorbing infrastructure costs with utility spreads. • Facilitate zero-net energy building production, reducing carbon footprint. • Provide a marketing strategy for increased sales & & for green builders to become leading-edge innovators.

14. WE SERVE: Green Technology Industry • Accelerated payback & absorption of cost outlays for equipment creating affordability. • Real-time monitoring, calculation & quantifying systems providing consumers & industry with baselines for highest performance measurements. • Access to green database & mass marketing potential. • Municipal/regional retrofit and new construction product distribution.

15. EQS Drives the Markets • Revolutionizes green development & financial industries through patented breakthrough technologies designed to identify, measure, & quantify financial mechanisms. • EQS method drives economic & social market trends toward energy & financial independence with zero-net energy model buildings, communities, cities & entire continents.

16. EQS Technology Our patented method standardizes energy units to a common unit & converts the savings values on one or more utilities into a monetary value, quantifying savings on utilities & energy efficiency. We capture calculations of baseline data for energy into kilowatt hours, creating measurement formulas of energy savings evaluations & financial paybacks.

17. EQS Formulas & Theories • All energy can be quantified & transferred from kilowatts to dollars. • Higher loan amounts & improved energy features transfer to greater savings & market value increases. • Mortgage acceleration & bundled financial incentives capture capital investment & absorb capital cost outlays

23. Current Industry Energy Efficient Appraisal Calculation Model • Energy savings on building (Monthly payment) • Interest rate (Current Interest Rate) • Weighted average physical life of improvements (Amortization determined by rating) = Energy efficient valuation is added onto the lesser of appraised value or purchase price

24. Old Model EEM $100 Energy Savings (pmt) 6% Interest Rate 24 years (Amortization) =$15,244 $200,000Appraised Value w/o improvements $ 15,244Energy Savings Improvement $215,244 Property Value EQS New Model (Same Formula) $376 Energy Savings (pmt) 6% Interest Rate 20 Years (faster payback) = $52,319 $200,000 Appraised Value (WI) $52,244 Energy Savings Improvement $252,244Property Value Example of Current & New Appraisal Calculation Model

25. EQS Financial Product Valuation Potential • Current appraisal evaluation model does not factor renewable energy quantification • All calculations are based on present value (inflation, fuel price increases, tax incentives, & decreased technology prices due to mass production capacity are not factored) • The return on investment & property appraisal valuations are greatly improved using standard model formulas & incentives

26. EEM Reduced Interest Rate Only allowable on first mortgages Recognizes energy improvements w/o renewables Allows appraised value or energy improvement calculation, “whichever is lower” Manual underwriting & lack of market &qualifying procedures EQS Financial Product Reduced Interest Rate First, second mortgage product, commercial or residential capacity Recognizes “ALL” energy improvements Accelerates capital improvement outlay for maximum value & ROI Streamlined automated process & interfaces with energy industry, utilities & loan servicing EQS Financial Product vs. Industry Energy Efficient Mortgages

27. EQS Database & Product Flowchart

29. Building Questionnaire 1. Upgrade Calculation: • What simple payback period would you like to use for selecting upgrades? • 2. Which city has the most similar climate to your house?   • 3. Year your house was built:    • 4. What is the conditioned floor area:    sq. ft. • 5. How many stories above ground level are there?   • 6. The front of your house fEQS:    • 7. What type of foundation does your house have?    • 8. How much attic floor or roof insulation do you have?   • 9. Does your house have wall insulation?   Yes    No/Don't Know • 10. Does your house have foundation or floor insulation?   Yes   No/Don't Know • 11. Do you have a clothes washer?    Have Don't Have • 12. How many refrigerators do you have?    • 13. How many freezers do you have?    • 14. What is your water heater fuel?    • 15. What kind of heating equipment do you have?    • 16. What kind of cooling equipment do you have?    • 17. Starting with the front of your house, how many windows are on each side(Assume each window is 12 square feet) • Front:    Left:    Back:    Right: • 18. What price do you pay for your energy? • Consult your utility bills to update the statewide averages shown below. • Electricity Piped Natural Gas$/therm or $/100 cubic foot Use Average price per kWh$/kilowatt-hour Liquid Propane Gas$/gallon Select an electricity tariff(Click Save, a new page will open with a list of utilities) Fuel Oil$/gallon • 19. Please tell us how many people living in your house fall into the following groups: 0 to 5 years  6 to 11 years  12 to 18 years  18 to 25 years26 to 59 years60 + years 

30. Flowchart Construction/Retrofit Loan Process

31. EQS Financial Product Special Features • Lenders innovatively apply energy savings directly to the loan balance; re-amortizing borrowers loan • Appraisers add energy features, including renewable technologies, factoring increased market values • Renewable Energy Credits, & Carbon Tax credits incentives bundling offsets interest rates, closing costs & loan balances • Capability to capture cap & trade incentives through market penetration regionally and continentally

32. We Appreciate Your Contribution & Support In Financing Sustainable, Energy Efficient Projects THANK YOU!