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You donu2019t have a credit history? Donu2019t worry, the Fit MasterCard will save you. It is designed especially to help you build credit even if you donu2019t have a credit history.
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A Review of Fit MastercardLet’s take a closer look at the review of the Fit Mastercard
Salient Points - The annual fee starts from $99 - 29.9% purchase APR which is variable - 580 is the recommended score
Details of the Card The fit MasterCard doesn’t charge a balance transfer fee. The card charges an advance fee of $5 or 5% of the cash advance amount, whichever is bigger. For the entire foreign transaction fee, you are charged 3%. Up to 25 days is the interest-free period. The late payment fee is up to $40. Returned payment fee of up to $40. Additional cardholder fee if $30.
You don’t have a credit history? Don’t worry, the Fit MasterCard will save you. It is designed especially to help you build credit even if you don’t have a credit history. Like all the other cards in its category that help you build credit even if you don’t have a credit history or bad credit score, this one too comes with hefty fees and charges. But it is understandable because the banks or the card providers want to be assured that you will return the debt. You won’t have to go through a credit check if you want this card, it does report to all three major credit bureaus. And, there are other cards that offer similar facilities but their fee is less than the Fit MasterCard.
Credit Limit on Fit MasterCard You get a $400 credit limit on Fit MasterCard You pay additional fees such as processing fee, maintenance fee, annual fee, expedited phone pay fee, foreign transaction fee, cash advance fee, return or late payment fee, now some of these aren’t mandatory in the credit cards from other providers.
The biggest perks of this card is that is application is easy and they don’t verify your credit report. Applying for this instant approval credit cards for bad credit is super easy. You just visit the official website online, complete the form with all the information asked in it, follow the instructions, and submit your application. However, there are two eligibility criteria for this card. You must be a US resident and you must 18 years or above age..
Credit Score; You don’t specifically need a credit score or credit history for this card. However, if you have a little bit of credit history, that might help you get a better credit limit on the card.
The Fit MasterCard comes with numerous fees and benefits. It also does the job for which it is usually bought i.e. building the credit score. Now, if you improve your buying habits and spending, then you can have an improved score in months. But, even if you choose a better card and don’t pay your debts on time, or exceed the limit, then you will have t compromise the credit score.
Tips on Building Credit Score Always pay your debts on time. Do not delay them. Also, do not exceed your spending over the limit not even close to it. Keep it below the limit always. When such data is sent to the three bureaus, your score starts improving. You will see the difference in a few months. Follow these tips and you will never have to lose your credit score ever again.
Contact Us Website: https://www.lowcards.com/ Email: billh@lowcards.com Phone: 205-985-9725