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Banks and Microfinance Case studies Palma de Mallorca, 22 nd Apr 2013

Banks and Microfinance Case studies Palma de Mallorca, 22 nd Apr 2013. Banks and Microfinance: Case Studies . BCP Millennium - Portugal : One of the largest Banks in Portugal A guarantees (including extension) for a portfolio volume of approx. EUR 9m

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Banks and Microfinance Case studies Palma de Mallorca, 22 nd Apr 2013

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  1. Banks and Microfinance Case studies Palma de Mallorca, 22nd Apr 2013

  2. Banks and Microfinance: Case Studies • BCP Millennium - Portugal: • One of the largest Banks in Portugal • A guarantees (including extension) for a portfolio volume of approx. EUR 9m • Programme to be implemented across Portugal • Focused mainly on unemployed persons for self-employment • BCC Mediocrati - Italy: • Part of the Italian ICCREA network (400 banks across Italy) • Regional Bank with strong attention to the local economy (covering urban, rural and remote areas) • EUR 3m Senior Loan with leverage of 1.5 (total lending target EUR 4.5m) to support micro-business growth • No collateral requirement to final beneficiaries

  3. Banks andMicrofinance: Case Studies • Banco Espírito Santo - Portugal: • A approx. EUR 100bn bank, one of the largest in Portugal • EUR 8.75m senior loan signed • Average of EUR14k of microcredits for entrepreneurs and microenterprises looking to grow and job creation • Programme to be implemented across Portugal • BancaTransilvania - Romania: • Largest local bank in Romania • Strong presence in Transilvania, but also throughout the country • EUR 7.5m EPMF senior loan • Strong placement capacity of microloans, including rural areas

  4. Banks andMicrofinance: Case Studies • FM Bank - Poland: • Sole microfinance organization in Poland being a licenced bank • Presence throughout the country and fast expansion • PLN 68.7m EPMF guarantee • Owned by private equity fund • SociétéGénérale Express Bank - Bulgaria: • Leading universal bank in Bulgaria • Part of SG Group, better rating than country • EUR 8.5m EPMF senior loan • Development of microloan activity as new active market niche

  5. Banks andMicrofinance: Case Studies • Cooperative Central Bank - Cyprus: • Central Cooperative Bank in Cyprus working with more than 100 small cooperative institutions • Thanks to the sub-intermediary structure able to reach the entire Island (urban, rural and remote areas) • EUR 8m Senior Loan with leverage of 2 (total lending target EUR 16m) to further support business growth SEFEA - Italy • Investment vehicle of FEBEA network • EUR 2m EPMF senior loan • On-lend to small MFIs in Italy • Strong support from members

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