1 / 41

What do you know about hajj?

What do you know about hajj?. Nowadays ,how much cost for perform hajj?. Until now , what is your effort to ensure that you can perform hajj?. With your saving, Are you sure you can perform hajj?. Did you know nowadays we have the best plan to ensured us to perform hajj?.

lemuel
Download Presentation

What do you know about hajj?

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. Takaful hajj and smart medic plan

  2. What do you know about hajj? Takaful hajj and smart medic plan

  3. Nowadays ,how much cost for perform hajj? Takaful hajj and smart medic plan

  4. Until now , what is your effort to ensure that you can perform hajj? Takaful hajj and smart medic plan

  5. With your saving, Are you sure you can perform hajj? Takaful hajj and smart medic plan

  6. Did you know nowadays we have the best plan to ensured us to perform hajj? Takaful hajj and smart medic plan

  7. TLE O572 ENGLISH LANGUAGE IV ( WRITTEN COMMUNICATION ) APPRENTISE PROPOSAL : TAKAFULHAJJ AND SMARTMEDIC PLAN • INSTRUCTOR NAME : MISS SOFIAH BINTI SHARIFF @ SHERIFF • GROUP NAME : ymc GROUP • NAME OF GROUP • MEMBER : • MOHAMAD IZZAT BIN MOHAMAD ZAFRI (9100339 ) • MUAZ BIN ABD. MUEIN (9100936) • MOHAMAD HARIS MURSHIDI BIN MUHMAD RUSLI (9100367)

  8. ACKNOWLADGEMENT • TAKAFULHAJJ IS A NEW PLAN TO GIVE GUARANTEE FOR YOU TO PERFORM HAJJ AND THAT GIVES YOU THE FREEDOM OF PROTECTION WITH SHARIAH APPROVED INVESTMENTS WITHOUT PREJUDICE. • YOU MAY DECIDE HOW YOUR MONEY WORKS FOR PROTECTING YOU . • TAKAFULHAJJ ALSO PROVIDE YOU PEACE OF MIND WITH PROPER. Takaful hajj and smart medic plan

  9. WHY THIS PRODUCTS? • COMPULSORY FOR ALL MUSLIMS WHO ARE ABLE TO PERFORM HAJJ TO WHO ABLE PERFORM IT. • TO FULFILL THAT DREAM, THEY SHOULD HAVE ENOUGH MONEYVARIOUS WAYS THE MONEY FOR CLEARANCE. • BUT, AT THE SAME TIME WE ENSURE ANYTHING CAN HAPPEN BEYOND US AS A HUMAN. • THEREFOR, DURING THIS PERIOD WE CAN`T PREDICT EITHER WE CAN PERFORM IT  OR NOT BECAUSE AT ANYTIME  TO OCCURRENCE OF SUCH AS UNFORTUNATE DEATH. • THIS SERVICE WAS INSPIRED BY MAATAKAFUL AND  THE SERVICES MAY BE REQUIRED BY ALL MUSLIMS. • TO  PROVIDE  SERVICE TO  ALL  MUSLIMS  TO  ENSURE  THEY CAN  PERFORM HAJJ AND THE SAME TIME GIVE A PROTECTION DURING, BEFORE OR AFTER PERFORM IT. Takaful hajj and smart medic plan

  10. Product Highlights Death & TPD Coverage up to 80 years old Four types of Shariah Funds to invest TAKAFUL HAJJ Focus on your PROTECTION & SAVINGS for HAJJ 50:50 Surplus Sharing Khusus Protection Rider (MTKP) – Compulsory Rider ZIARAH PROTECTION(MTZP) – Optional Rider Eligibility: 30 days to 69 years old Takaful hajj and smart medic plan

  11. Market Price and Promotion Strategy Takaful hajj and smart medic plan

  12. TABUNG HAJI vs TAKAFUL HAJJ 1 WAKALAH THAWARAT FEE Up to 9% / year 3 – 6 % 3rd year and above but balance of saving must be RM 1,500 and above WITHDRAWAL Anytime 2 • Managed by MAATkaful • and shariah panel ZAKAT 3 Managed by Tabung Haji SAVING VIA • Cash/salary deducion /bank order Salary Deduction / Cash / Credit Card / Check/Bank Order 4 5 TAXES EXCEPTIONAL None Up to RM 6,000 Total Policy EXAMPLE: RM 120,000.00 Just savings in Tabung Haji DEATH HANDICAP 6 • Disaster that causes lasting handicap/ • Death in Mecca, Medina or anywhere in • Saudi Arabia will be paid RM 20,000 7 DEATH BENEFIT None according to existed saving balance RM 7,000 to heir for corpse managementhandling HELP IN CASE ATTACKED BY 46 DANGEROUS DISEASES Help in case attacked by 46 dangerous diseases – RM 20,000. 8 None Takaful hajj and smart medic plan

  13. Product Updates Product Highlights ZIARAH PROTECTION (MTZP) MTHAJ Special Rider- KHUSUS PROTECTION (MTKP) Takaful hajj and smart medic plan

  14. Product Updates Product Highlights • Death Benefit KHUSUS PROTECTION Pays RM2,000 Death Benefit within 24 Hours + RM5,000 additionaldeath benefit Takaful hajj and smart medic plan

  15. Product Updates Product Highlights • Death / Paralyse due to accident ZIARAH PROTECTION Pays 100% Sum Covered or 200% Sum Covered if occurs in Saudi Arabia Takaful hajj and smart medic plan

  16. BADAL HAJJ Badal means replace, replacer, or being replaced. So, Badal Hajj is replace other person in performing Hajj (pilgrimage) because there are some certain obstacles like illness, old age (enfeebled) or death to completely perform all of the Islam pillar, as written in Sura Al-Imran. Takaful hajj and smart medic plan

  17. Dieses problem?? What the effect on our life…? Takaful hajj and smart medic plan

  18. Takaful hajj and smart medic plan

  19. Takaful hajj and smart medic plan

  20. Don`t burden yourself with your hospital payment Takaful hajj and smart medic plan

  21. Own a Smart Medic WHERE TO GET THE MONEY? Savings ? ? ? Rob a bank ? ? ? Property/Shares CHARITY Borrow Ah Long Takaful hajj and smart medic plan

  22. Takaful hajj and smart medic plan

  23. Our suggestion for your life financial plan Saving Takaful hajj and smart medic plan

  24. Saving • HAVE BONUS AND DIVIDEN • CAN MAKE WITHDRAWAL IF YOUR SAVING MORE THAN RM1500.00 IN YOUR ACCOUNT • NOT A LOAN AND NOT NEED TO PAY BACK. Takaful hajj and smart medic plan

  25. Our suggestion for your life financial plan Saving Handicap fund Bonus and dividend Takaful hajj and smart medic plan

  26. FUND Because of death and accident: “YOU WILL BE PAID WITH CASH DEPEND ON YOUR POLICY” Takaful hajj and smart medic plan

  27. Our suggestion for your life financial plan Saving Handicap fund HEIRLOOM FUND Bonus and divident Takaful hajj and smart medic plan

  28. Heirloom fund • REFER ON TAKAFUL ACT 1984…….. “MANAGEMENT OF TAKAFUL MUST PAY HEIRLOOM FUND TO HEIRS IN 60 DAYS….IF FAIL TO PAY IT, TAKAFUL WILL BE PENALTY 4% PERYEAR ” Takaful hajj and smart medic plan

  29. Our suggestion for your life financial plan SMART MEDIC CARD Saving Handicap fund HEIRLOOM FUND Bonus and dividend 29 Takaful hajj and smart medic plan

  30. Smart medic card • ACCEPTED AT 93 HOSPITAL IN MALAYSIA “ANYWHERE YOU ARE YOU CAN USE IT, BECAUSE WE WILL WITH BE YOU” YOU NOT NEED TO MAKE PAYMENT BECAUSE WE WILL PAY FOR YOU 100% OF YOUR PAYMENT Takaful hajj and smart medic plan

  31. Smart medic card “YOU CAN USE THIS SAMRT MEDIC UNTIL AGE 80 FOR ANY TYPE OF DISAESE ” Takaful hajj and smart medic plan

  32. Our suggestion for your life financial plan SMART MEDIC CARD Saving Handicap fund HEIRLOOM FUND Bonus and divident DAILY WARD ALLOWANCE 32 Takaful hajj and smart medic plan

  33. Ward allowance EVEN THOUGH YOUR HOSPITALS BILL WAS 100% , BUT YOU ALSO WILL PAY FOR DAILY HOSPITALS ALLOWANCE. Takaful hajj and smart medic plan

  34. Takaful hajj and smart medic plan

  35. Takaful hajj and smart medic plan

  36. Medical Card • Worldwide Coverage • RM3,000 Tax Relief • RM5,000 Funeral Expenses • Life Time Limit (RM150, 000 – RM600, 000) • Guaranteed Renewable up to age 80 • 100% Cashless and No Co-Payment • 24 hour Emergency Accidental Out-patient Treatment • Providing 24 hour hassle free assistance: • In your admission to the hospital • Direct settlement of your bill upon discharge Takaful hajj and smart medic plan

  37. “There will be 5 Million young people with chronic diseases by 2007” “10 Million By 2020 if nothing is done about it”. Those at Risk • 2.3 Mil Smoker • 1.5 Mil Overweight People • 8.4 Mil Physically Inactive • 2.1 Mil Who Consume Alcohol It could be YOU! Takaful hajj and smart medic plan

  38. * Statistic Medical Expenses for Critical Takaful hajj and smart medic plan

  39. MEDICAL CARD HIBAH/ BADAL HAJJ HANDICAPPED FUND SAVING FOR FUTURE LIFE CRITICAL DISEASE FUNDS Benefit ofTAKAFUL HAJJ RM 250PER month (pakage) RM 150,000 PARALYTIC RM120,000 1 RM 3,000 DEATH RM 120,000 x 25 YEAR RM 30,000 RM 75,500 ACCIDENT ACCIDENT : DEATH PARALYTIC RM 20,000 55 YEARS : RM89,468 HOSPITAL ALLOWENCE MEKAH MADINA H RM 20,000 60 YEARS OLD : RM 120,334 RM 100 / DAY Takaful hajj and smart medic plan

  40. “LEAVE YOUR CHILDREN AND YOUR WIFE IN A COMFORTABLE POSITION BETTER THAN YOU HAVE LEFT IN A STATE OF BEGGING” ( Hadis narrated by Al- Bukhari ) Takaful hajj and smart medic plan

  41. Thank you for Your attention Takaful hajj and smart medic plan

More Related