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Atlanta Metro Cathedral Cash for Class Basics. Balances, Budgets and Other Basics: Orientation Introductions Why school? Overview Q&A. Atlanta Metro Cathedral Cash for Class Basics. EVERYTHING you wanted to know about Financial Aid but never thought to ask!.
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Atlanta Metro Cathedral Cash for Class Basics Balances, Budgets and Other Basics: Orientation Introductions Why school? Overview Q&A
Atlanta Metro Cathedral Cash for Class Basics EVERYTHING you wanted to know about Financial Aid but never thought to ask!
Getting Your Financial House In Order Know what you make, spend, own, and owe. Then, plan a budget that makes sense for you.
Ask if Friends and Family Can Help others may be willing to support you in a variety of ways. Ask for Bookstore gift cards for your birthday and holidays Ask someone to sponsor your books for one class (approximately $100) each semester Ask if someone can help with your cell phone bill, car payment, or monthly MARTA card Remember that every little bit counts!
How Much Will It Cost?Estimated STUDENT BUDGET Tuition$17,100.00 University Fees$ 492.00 Books/Supplies$ 1,200.00 On Campus Parking$ 654.00 Est. Living Expenses$18,602.00 Health Insurance$ 2,160.00 Loan Fees $610.00 Total$40,818.00
Every Dollar Counts! The Borrower Candler Grant$ 14,500 External Award 1$ 3,000 External Award 2$ 2,000 Subsidized Loan$ 8,500 Unsubsidized Loan$12,000 Total$ 40,000 The Seeker Candler Grant$17,100 External Award 1$ 2,000 External Award 2$ 8,400 External Award 3 $ 2,175 External Award 4$ 2,175 Conf. Support$ 8,150 Total$ 40,000
Where To Find The Money You Need Resources for Financial Aid university Scholarships Part-time Work On or Off Campus External Aid from: Your local church regional/national denominational body civic organizations Family and friends Hope Scholarship/pell grants Direct Lending or Private Loans
Living La Vida Low Debt Students can find a variety of ways to save while in school: Live with roommates. Choose either a land line or a cell phone Use MARTA, CARPOOL, or walk. Dine in. It is important for you to build a little leeway for small luxuries into your financial plans. Flexibility will help to lower stress
It’s Off to Work We Go! Part-time work on campus is an excellent way to make money, build community and enhance your education! Student worker jobs may be available Research Assistants Office Assistants
How to Be a Responsible Borrower Seek out information about: Loan types and facts, including how to read and interpret the fine print Interest rates Debt consolidation options How to calculate monthly payments Calculating reasonable levels of debt based on area of interest
ONLINE TOOLS FOR FINANCIAL PLANNING http://www.bankrate.com: A panoply of free online tools for student loans, mortgages, credit card debt, etc. http://www.nelliemae.com/finmann: Useful information on student discounts, credit card savings, budgeting, etc. http://www2.ed.gov/offices/OSFAP/DirectLoan/BudgetCalc/budget.html: Student Budget Calculator http://www.finaid.org: All things financial aid –loans, scholarships, savings, military aid, calculators and more. http://www.studentaid.ed.gov: Information on government subsidized loans. http://www.studentloanfunding.com: Extensive information on different loans, tips on saving money and budgeting, higher education tax breaks, and managing student loans.
STEP BY STEP Decided why you are going to school and what you want to study Complete and submit the Free Application for Federal Student Aid (FAFSA) using your University school code as soon as possible; March 1 is the on-time filing deadline. Provide a signed copy of your federal tax return and a signed copy of each of your W-2s as soon as possible Get to know the why’s and how's of financial aid office for the school you have applied to
Atlanta Metro Cathedral Cash for Class Basics Lisa Parker Office of Financial Aid 1531 Dickey Drive, Suite 301 Emory University Atlanta, GA 30322 (404) 727-6326 Lisa.parker@emory.edu