FINADEV AFRICA HOLDING Presentation April 2010

1. Financing the investments of dress-makers, Madina market, Conakry, Guinea Training session to a group of women before a loan , Moundou, Chad FINADEV AFRICA HOLDING Presentation April 2010 Contacts: Ferdinand NGON, Chairman, ngonf@ecpinvestments.com Luc MORIO, Opérations, moriol@ecpinvestments.com

2. Overview of operations Finadev Benin Finadev Chad Finadev Guinea • Joint-stock companylicensed in 2003 • Détention à 81% par FinadevAfrica Holding • Regulated by COBAC** • Joint-stock companylicensed in 2005, put on ice &reactivated in 2009 • 75% owned by Finadev Africa Holding • Regulated by BCRG*** Identitycard • Joint-stock companylicensed in 2001 • 100% owned by Finadev Africa Holding • Regulated by BCEAO* • Loans to the non-formalsector (solidarity groups, entrepreneurs – mainlywomen) and employeesfrom€75 to €7,500 • In the short term: savingsproducts • Savings and loans to the non-formalsector (solidarity groups, individuals – mainlywomen) from€15 to €750 • In the short term: • Insuranceproducts, money transfer Products and services • Loans to the non-formalsector (solidarity groups, entrepreneurs – mainlywomen) and low-incomeemployeesfrom€75 to €30,000, money transfer • In the short term: savingsproducts, insuranceproducts, paymentmeans Selected figures • 7 branches • 70 employees • > 5.000 borrowers • Loan portfolio > €3.8 m • PAR 90 = 3.4% • 2 branches • 40 employees • > 4.500 borrowers • Loan portfolio > €2 m • PAR 90 < 2% • 1 branch • 10 employees • > 500 borrowers • Loan portfolio > €0.1m • PAR 90 < 2% * Banque Centrale des Etats d’Afrique de l’Ouest (zone UEMOA) ** Commission Bancaire d’Afrique Centrale (zone CEMAC) *** Banque Centrale de la République de Guinée

3. Our ambitions • Created in 2009 through the buy-out of established MFIs to the pan-African banking group Financial Bank, Finadev Africa Holding wants to be a platform for the creation and consolidation of other MFIs in West and Central Africa . • We consider microfinance as a development tool that produces positive financial returns. Through Finadev Africa Holding, Emerging Capital Partners (ECP) has the ambition to invest in an economically fast-growing and socially performing sector. • During the next five years, we want to create a network of 5 to 10 MFIs in Sub-Saharan Africa, ranking among leaders in terms of gouvernance and performance. Our know-how • Finadev Africa Holding combines the experience of Finadev institutions in the field of microfinance for almost 10 years and the expertise of ECP to execute and manage investments in Sub-Saharan Africa (more than USD 1,6 billion of assets under management), particularly in the financial sector (Financial Bank, Ecobank, Bank of Africa, NSIA…). • The investment of ECP in Finadev Africa Holding (currently 100% owned by and ECP-managed fund) is led by an experienced team deeply involved in operational and strategic issues, refinancing matters and the implementation of best-in-class governance. • The Finadev institutions are among the most important and most professional in Benin and Chad thanks to years of training and field experience. For each new project, proven methodologies and experienced managers will be brought out (eg. what we do currently in Guinea). • The know-how in microfinance will be reinforced by the ongoing capital increase of Finadev Africa Holding targeting international microfinance specialized investors and DFIs.

4. Thank you for your attention. Financing fishing businesses, Lake Ahémé, Benin About ECP Emerging Capital Partners (ECP) is the first private equity firm to raise more than $1.6 billion to invest in companies across the African continent. The ECP team has a ten-year track record of pan-African investing. The firm's investment strategy is focused on delivering consistently above-market returns to investors that are uncorrelated to the U.S. and other global economies. The firm is headquartered Washington, DC, and has offices in Paris, Tunis, Casablanca, Abidjan, Lagos, Douala and Johannesburg. For more information, please see www.ecpinvestments.com.