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Bennie Crous 2 2 November 2012

Columbus Retirement Funds – Investment Feedback . Bennie Crous 2 2 November 2012. Index Linked Life Stage Portfolios Product Overview. Product overview. Low cost structure Passive investment Caters for different savings profiles More aggressive investment strategy for younger members

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Bennie Crous 2 2 November 2012

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  1. Columbus Retirement Funds – Investment Feedback Bennie Crous 22 November 2012

  2. Index Linked Life Stage PortfoliosProduct Overview

  3. Product overview Low cost structure Passive investment Caters for different savings profiles More aggressive investment strategy for younger members Income and capital protection for older members Fewer risks No tracking error (Momentum underwrites the returns)

  4. Fees per building block CAPI40 Total Return – 25bp MSCI Word Index Total Return – 50bp GOVI - 10bp Momentum Money Market – 20bp Momentum Capital Plus – 50bp

  5. Fees per portfolio

  6. Index allocation matrix

  7. Market value of holdings

  8. Index Linked Life Stage PortfoliosReturns

  9. Returns as at 31 October2012

  10. Equity returns

  11. Bond returns

  12. Capital protection returns

  13. Summary Provide exposure the appropriate asset classes given term to retirement Low fees do not erode real returns No hidden cost, i.e. No negative active returns

  14. Long term expected returns per asset class

  15. Assumptions Risk premiums on various asset classes in relation to ILB remain constant over time Yield on ILB’s with 10 year duration used as proxy for long term expected returns from it Yield on ILB’s were 2.8% and 1.7% in 2007 and 2012 respectively

  16. Long term expected real returns

  17. Disclaimer This presentation  should not be  regarded  as  advice.  Whilst all reasonable  care  has   been  taken  in  the  preparation  thereof, MMI Holdings Limited, its subsidiaries, including Momentum Group Limited and Metropolitan Life Limited, and its employees shall not be liable  for any loss, damage (whether direct or consequential) or expense of any nature which may be suffered as a result of or which may be attributable , directly or indirectly , to the use of or reliance upon it. We suggest that you consult your financial advisor  before taking any decision based on this presentation.

  18. Index Linked Life Stage PortfoliosCompliance

  19. Fund Compliance

  20. Fund Compliance (Continue)

  21. Fund Compliance (Continue)

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