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Director’s Report presented by B AUER F INANCIAL , I nc . 1.800.388.6686 bauerfinancial

Director’s Report. Director’s Report presented by B AUER F INANCIAL , I nc . 1.800.388.6686 www.bauerfinancial.com. Overview. Director’s Report presented by B AUER F INANCIAL , I nc . www.bauerfinancial.com. Current quarter versus 3 most recent year-ends.

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Director’s Report presented by B AUER F INANCIAL , I nc . 1.800.388.6686 bauerfinancial

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  1. Director’s Report Director’s Report presented by BAUERFINANCIAL, Inc. 1.800.388.6686 www.bauerfinancial.com

  2. Overview Director’s Report presented by BAUERFINANCIAL, Inc. www.bauerfinancial.com

  3. Current quarter versus 3 most recent year-ends. Director’s Report presented by BAUERFINANCIAL, Inc. www.bauerfinancial.com

  4. Current quarter versus 3 most recent year-ends. Director’s Report presented by BAUERFINANCIAL, Inc. www.bauerfinancial.com

  5. Current quarter versus 3 most recent year-ends. Director’s Report presented by BAUERFINANCIAL, Inc. www.bauerfinancial.com

  6. Current quarter versus 3 most recent year-ends. Director’s Report presented by BAUERFINANCIAL, INC. www.bauerfinancial.com

  7. Current quarter versus 3 most recent year-ends. Director’s Report presented by BAUERFINANCIAL, Inc. www.bauerfinancial.com

  8. Current quarter versus 3 most recent year-ends. Director’s Report presented by BAUERFINANCIAL, Inc. www.bauerfinancial.com

  9. Current quarter versus 3 most recent year-ends. Director’s Report presented by BAUERFINANCIAL, Inc. www.bauerfinancial.com

  10. Current quarter versus 3 most recent year-ends. Director’s Report presented by BAUERFINANCIAL, Inc. www.bauerfinancial.com

  11. Asset QualityCurrent quarter versus 3 most recent year-ends Director’s Report presented by BAUERFINANCIAL, Inc. www.bauerfinancial.com

  12. Asset QualityCurrent quarter versus 3 most recent year-ends Director’s Report presented by BAUERFINANCIAL, Inc. www.bauerfinancial.com

  13. Loan Portfolio Director’s Report presented by BAUERFINANCIAL, Inc. www.bauerfinancial.com

  14. Loan Portfolio - Continued Director’s Report presented by BAUERFINANCIAL, Inc. www.bauerfinancial.com

  15. Domestic Deposits Director’s Report presented by BAUERFINANCIAL, Inc. www.bauerfinancial.com

  16. Domestic Deposits - Continued Director’s Report presented by BAUERFINANCIAL, Inc. www.bauerfinancial.com

  17. Yield Investments Yield loans Cost jumbo cd’s Cost other iba Net interest margin

  18. Thank you for choosing BAUERFINANCIAL, INC. BauerFinancial, Inc. 2655 Le Jeune Rd., Penthouse One Coral Gables, FL 33134 800.388.6686 Fax: 800.230.9569 www.bauerfinancial.com customerservice@bauerfinancial.com

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