1 / 5

Presenter: Amara Gondal

General Insurance Balance Sheet October 28, 2010. Presenter: Amara Gondal. Underwriting Assets Vs. Liabilities. u/w Provision. u/w Provision. u/w Provision. u/w Provision. INVESTMENTS. Bank Deposits Governments Securities Equities – Listed Mutual Funds Debt Securities – Listed

mechelle-hinton
Download Presentation

Presenter: Amara Gondal

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. General Insurance Balance SheetOctober 28, 2010 Presenter: Amara Gondal

  2. Underwriting Assets Vs. Liabilities u/w Provision u/w Provision u/w Provision u/w Provision

  3. INVESTMENTS Bank Deposits Governments Securities Equities – Listed Mutual Funds Debt Securities – Listed CoI/ Debentures/ Unlisted TFCs/ Placements Equities – unlisted Investment properties Historical Performance Credit Risk Market Risk Total return Risky investments Asset valuation Yield Diversification of portfolio Interest rate environment Default experience Guidelines Liquidity Systems & Controls Maturity

  4. Balance Sheet Analysis Level of capital in relation to underwriting business and reinsurance 1. Premium Solvency Ratio [Equity/NPW] 1a. Premium Solvency Ratio (Market Value Adjusted) [Adjusted Equity/NPW] Level of capital in relation to adequacy of loss reserve 2.Reserves Solvency Ratio [Net Provision for Outstanding Claims/Equity] 2a. Reserves Solvency Ratio (Market Value Adjusted) [Net Provision for Outstanding Claims/Adjusted Equity] 3. Net Underwriting Provisions / Equity 4. Financial Base / NPW LIQUIDITY 1. Liquid Assets / Net Underwriting Provisions 1a. Liquid Assets (Market Value Adjusted) / Net Underwriting Provisions 2. Liquid Assets / Total Assets Profitability Capital adequacy Solvency Financial flexibility

  5. _ THANK YOU

More Related