A New Paradigm for Check Truncation

1. A New Paradigm for Check Truncation 55 cpm

2. Contents Please select a link to learn more about the features and benefits of the CR-55. • Product Overview • Compact Countertop Design • Fast, Double-sided Scanning • Ultra-reliable Feeding • Superior Image Quality • Precise MICR Reading • User-friendly Features • Bundled Software • Easy Maintenance Click on one of the links above to jump to that section.

3. Product Overview • Fast, efficient transaction processing • Space-saving unit ideal for teller-counter environments • Scans up to 55 checks per minute in black & white or grayscale, up to 23.8 cpm in color (US Checks/200dpi) • 50-item automatic document feeder for efficient batch processing • High-quality, ultra-reliable check capture • Up to 300dpi resolution, plus 24-bit color scanning • MICR read reliability of over 99.9% (E13B characters) • Simultaneous optical character recognition (OCR) • Infrared double feed detection for protection against piggyback checks • Advanced paper handling mechanism for jam-free feeding Flexible and easy to use • Built-in imprinter for pre-scan endorsements • Hi-speed USB 2.0 for fast plug-and-play connectivity • Easy maintenance—users can perform maintenance tasks themselves CONTENTS

4. What is Check 21? • Power to digitize and truncate (remove from circulation) original paper checks • Process check information electronically • Deliver substitute checks to banks that wish to continue receiving paper checks • Faster, more efficient check processing system Benefits of check truncation include: • Reduced handling, processing, and transport costs • Expedited check clearing and fraud detection • New value-added services to customers (online check viewing, remote deposit, etc.) CONTENTS

5. The Substitute Check • Check 21 created a new negotiable instrument – IRD or substitute check • Financial institutions are not mandated to process checks electronically • A substitute check is a legal copy that can be used the same way as the original check Substitute check sample (size of a standard business check) Front side Back side Includes the legend, “This is a legal copy of your check. You can use it the same way you would use the original check.” MICR codeline re-printed in magnetic ink Reduced images of both sides of the original check. CONTENTS Substitute check images on this page are simulated.

6. Canon’s Answer toCheck 21 CONTENTS

7. Competitive Comparison CONTENTS

8. Compact Countertop Design Designed for use in front-counter environments, it’s a perfect fit for use at teller counters and cashier windows of: ■ Financial institutions ■ Public utilities and post offices ■ Doctors offices and drugstores ■ Retail stores and supermarkets 5.5 in. (140 mm) 7.4 in. (188 mm) 8.8 in (223 mm) CONTENTS

9. 55 cpm 23.8 cpm Fast, Double-sided Scanning Capture MICR data and check image simultaneously at speeds up to 55 cpm / 110 ipm Personal checks, 200 dpi CONTENTS

10. Ultra-reliable Feeding Continuous, jam-free feeding of checks—even batches containing mixed sizes LED Photo Transistor Direction of document CONTENTS

11. Superior Image Quality • Up to 300 dpi resolution, plus color capabilities • Fine print and small details can be scanned with exceptional clarity. • Valuable check information can be reproduced with utmost precision. Image of original check Binary, 200 dpi (magnified image) Other scanners are capable of top resolutions up to 200 dpi. Binary, 300 dpi (magnified image)The CR-55 offers higher image quality with up to 300 dpi resolution. CONTENTS

12. Precise MICR Reading Built-in magnetic head for MICR recognition Magnetic head (inside maintenance cover) MICR codeline data CONTENTS

13. MICR and OCR Recognition Supported fonts for MICR recognition • E13B • CMC7 Supported fonts for optical character recognition (OCR) • OCR-A • OCR-B CONTENTS

14. User Friendly Features Please select a link to learn more about the user friendly features of the CR-55. • Adaptive Threshold • Advanced Text Enhancement • Automatic Page Size Detection • Deskew • Border Removal • Adjustable Gamma Settings • Built-in Imprinter

15. Threshold Number of pixels Grayscale input 0 255 Binary output Adaptive Threshold Automatic threshold adjustment for clear, highly legible images from checks with illustrated or colored backgrounds CONTENTS

16. A Frequency of appearance Slice level Black Brightness level White Advanced Text Enhancement Produce clear, highly legible images from documents with text written on noisy backgrounds or light-colored writing CONTENTS

17. Personal check Business check Bill Auto Page Size Detection Saves time and trouble of sorting batches by check size/type Personal check Business check Bill CONTENTS

18. Deskew Automatically straightens out the final image of slightly skewed scanned checks Scanned with margin Image rotated Image cropped CONTENTS

19. Border Removal Replaces black borders surrounding scanned images with white space Black border added Border changed to white CONTENTS

20. Adjustable Gamma Settings Easily adjust overall brightness of check images CONTENTS

21. Built-in Imprinter Print pre-scan endorsements including characters, date, incremental numbers, time, or arrow symbols Sample of imprinted data on the back of a check Imprinter Settings dialog CONTENTS

22. Bundled Software • Industry-standard Ranger™ driver for easy system integration • Image Quality Assurance (IQA) module • Scanning Utility for CR-55 CR-55 Ranger driver dialog CONTENTS CONTENTS

23. Easy Maintenance Easily clear paper jams or perform maintenance tasks such as cleaning the scanning glass and feed rollers CONTENTS