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Detailed guidelines on policy issuance, cashless & reimbursement claims, exclusions, and contact information for Employee Benefits Policy. Learn about the coverage, document requirements, and procedures for hassle-free claims.
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Presentation on Employee Benefits Shobiz Experiential Communications Pvt Ltd
Issuance of member ID card • Physical card will be issued to each and every member and their dependents enrolled in the policy • Corporate Login id will be provided to HR for access of the policy details.
Cashless Claim Procedure (Network Hospitals) • Fill in the pre – authorization form – available at TPA desk of network hospitals • Fax the form to: 022 – 66314781 • Authorization for cashless facility will be issued at Network Hospitals only, subject to the policy conditions • Contact points from FHPL - Ms. Bijal Kansara • TAT for Pre-authorization: 4 hours from receipt of pre-authorization request from hospital, subject to complete information. • Authorization latter will be approved for a particular amount, as per policy terms & conditions, and faxed back to the hospital.
Reimbursement Claim Procedure (Non-network Hospitals) • Claim documents will be sent to the TPA – Family Health Plan Ltd. • A copy of all original documents sent should be maintained with the dealers to enable tracking of documents if required. • TAT for processing 7days • TAT for releasing claim payment 15 days from submission of all the documents, • Documents mentioned in check list to be submitted in originals • Claims will not be processed with deficiency of documents • Checklist of Enclosures for Submission of Claim (MRC ) • Duly Filled claim form • Discharge Summary • Final bill and complete bill break up • Payment receipt • First consultation letter and subsequent Prescriptions • Original Bills, original payment receipts and reports for Investigations • Original Medicine bills and receipts with corresponding Prescriptions • Original invoice/bills for implants with original payment receipts
Reimbursement Claim Procedure (Non-network Hospitals) • In the Case of Road Traffic Accident( in addition to above documents) • Copy of the First Information Report from police department / Copy of Medico legal certificate. • Treating doctors certificate giving details of injuries( How, when and where injury sustained) • In Accidental Death cases( in addition to above documents) • Copy of Post Mortem Report and Death Certificate. • All above documents should be in original
Reimbursement Claim Procedure (Non-network Hospitals) • Intimation of hospitalisation should be given to FHPL within 48 hrs of the admission in the hospital. • Documents should be submitted in original at the following address within 30 days from the date of discharge. • Ms. Bijal Kansara • Family Health Plan Ltd. • Gala no. 24, Adhyaru Industrial Estate • Sun Mills Compound, • Lower Parel (W) • Mumbai- 400 013
Exclusions • No Claims shall be payable in respect of any Insured Person directly or • indirectly for, caused by, arising from or in any way attributable to any of the • following. • Caused by or attributable to War • Any Insured Person committing or attempting to commit a criminal or illegal act, or intentional self injury or attempted suicide while sane or insane. • Any Insured Person’s participation or involvement in naval, military or air force operation, racing, diving, aviation, scuba diving, parachuting, hang-gliding, rock or mountain climbing.
Exclusions • Drugs consumption • Psychiatric or mental disorders • AIDS • Dental Treatment • Plastic/Cosmetic surgery • Any non-allopathic treatment. • * For complete exclusion list please refer group health policy wordings