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Searching for Scholarships

Searching for Scholarships. Scholarships. Scholarships are forms of financial assistance (free money) to help provide educational opportunities to students.

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Searching for Scholarships

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  1. Searching for Scholarships

  2. Scholarships Scholarships are forms of financial assistance (free money) to help provide educational opportunities to students. Scholarships today come from many sources such as universities (including academic departments), state/ federal programs, as well as outside organizations (the private sector).
  3. Scholarships Types of Scholarships
  4. Tips for Continuing Students The Continuing Student Application is available mid-October from the Office of Student Scholarships (OSS) – Continually check your OneStart account under “Financial” for the link! Check with your department Check private sector websites
  5. Scholarships Competitive Scholarships Example: IUPUI Continuing Student Scholarship Application has over 20 different scholarships to apply for using just one application. Scholarship amounts vary from $500-$9,000 Scholarships typically based on: Your major/school Financial Need Community Service
  6. Scholarships Private Sector Scholarships Check with your religious organization, parents’ employers, community and civic organizations for any scholarship opportunities they may support. Check out your public library for up-to-date books on scholarships. Websites that can assist you: www.fastweb.com www.brokescholar.com www.scholarships.com
  7. SCHOLARSHIPS When looking for scholarships, it is VERY important to check for eligibility. Most scholarship applications will tell you if international students CANNOT apply. Many federal scholarships are only available to U.S. citizens and permanent residents. If you cannot find information on who is eligible, contact the scholarship service directly and ask.
  8. General Review of STUDENT LOANS You must pay back Student Loans! Private Loans – If you find yourself having trouble paying your Bursar bill, some U.S. banks have options to apply for private loans. They usually take credit history into account. Most U.S. banks require a U.S. citizen or permanent resident to co-sign your loan Check banks in your home country--they may have a better interest rate Be sure to read ALL the fine print on the loan BEFORE you sign it Watch out for variable interest
  9. General Tips Is it worth it to spend time applying for scholarships and financial aid? YES! Consider this: If you spend 5 hours completing a scholarship application for a scholarship worth $1,500 and are selected as a recipient, you have just earned $300/hr, more than a first year associate at a large corporate law firm!

  10. Money Matters!Cost Saving Tips

  11. Grocery Shopping For cheaper groceries at Kroger and Marsh, sign up for their savings cards. While shopping, look for items that are on sale. Cards Sale Tags
  12. Grocery Shopping Look for discount groceries like ALDI or SAFEWAY. Often cheaper than Marsh, Kroger and Target Wal-Mart is pretty cheap but can sometimes be poorly managed For most food items, DON’T shop at convenience stores or pharmacies.
  13. Grocery Shopping Shop around--often, the same product is much cheaper at different stores. Gallon of 2% Milk Prices Marsh Wal-Mart Aldi Target Meijer Kroger
  14. Grocery Shopping Buy Generic—in many cases, it is the same product with a different label. Gallon of 2% Milk Prices Target Wal-Mart Name Brand Milk Generic Milk
  15. HealthCare Make thoughtful decisions regarding your healthcare. DO go to the Student Health Services Offices first! Could be MUCH cheaper than regular doctors. Compare prices for prescription drugs.
  16. Discounts Use your JagTag as much as possible and look at the JagPerks website http://www.jagtag.iupui.edu/JagPerks.asp When shopping, show your JagTag and ask if there is a student discount.
  17. Discounts - Coupons Look in the Sunday Indy Star for coupons! There is a difference between store and manufacturer coupons. Read the fine print! Check the expiration date!
  18. Discounts - Coupons Many restaurants have coupons. Check your mail What stores do you shop at? If the store asks for an email or address, they often send you store coupons.
  19. Entertainment Look at the FREE newspaper: NUVO. Available on campus. Has lots of things to do in the Indy area. Look at places like Groupon.com and LivingSocial.com for area deals.
  20. Entertainment Look at JagNews Free, low-cost activities Newspapers are free on campus (use your JagTag) Get them early – they run out! Consider RedBox--$1 movie rentals (a movie vending machine) Get movies for free from the library with your library card
  21. Bills/Banking Pay bills on time! Avoids late charges Always know what your bank balance is. This way you won’t overdraft Review your monthly bank statement to ensure all purchases are accurate If not, you may need to contact your bank about identity theft Don’t run up your credit card bill. Be sure not to go over your limit – they charge a significant fee for this If you tend to overspend, wait to get a credit card.
  22. Spending in General Ask yourself, “Do I really NEED this, or do I just WANT this?” Develop a monthly budget based on your expenses and income/scholarship. Look for free tools online. Don’t get a car.
  23. Spending in General Think about Goodwill for used items. For new items, look at stores like Kohl’s, Wal-Mart, Target, and Meijer. Consider purchasing clothing at the end of the season (on sale)
  24. Spending in General Look at discount stores like TJ Maxx, Marshalls, and Home Goods for clothing and household items. These stores operate like Overstock.com--they sell things that department stores have over-ordered. Before you buy something, look at amazon.com to see if there is a cheaper price. Be sure to consider shipping/handling and tax when considering price
  25. Spending in General Consider joining bulk item stores like Sam’sor Costco and going with friends. Items are generally cheaper in bulk, but you pay an annual membership fee. Ask American friends how they save money 
  26. Spending in General Cook at home. Much cheaper than eating out. If you do go out, order tap water with dinner, not soda or bottled water. Have drinks with friends at home (only if you and your friends are over 21!) Start with basic items that are everyday necessities. Borrow from friends You can put money on your JagTag. For use on/around campus. Can be billed to your Bursar account when you register. Locations around campus that use JagTag: http://www.jagtag.iupui.edu/Who-Accepts-Jagtag.asp
  27. Difficulties If you start experiencing SEVERE difficulties BEYOND YOUR CONTROL with finances, contact Casey or Amy. Remember, you can work on-campus 20 hours per week while school is in session to help provide a small income.
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