A Scholar today A Success Tomorrow

1. A Scholar today A Success Tomorrow

2. What is in your future?

3. Activity Time: Write it Down: 1.Your Dream Car?_______ Estimated Cost? ________ 2. Do you like lots of clothes?__ How much do spend per month? 3. Do you dream about traveling?_____ 4. Do you like lots of jewelry?_____ 5. Do you have a cell phone? 6. Do you like to eat a lot?____ 7. Would you like a nice home of your own?_____ 8. Do you plan to have a family some day?_____ 9. Do you plan to use credit cards?______ 10. What is your dream career choice?__ Income per month?__

4. It is not Who You Know! It is WHAT You Know! Foreign Language Science Technology Math Reading

5. Someone is competing with you for your future. What is happening to many of our factories in America? Where do most of your shoes comes from? Global Competition SOURCE "Global Gamesmanship," Harvard Business Review, Vol. 81, No. 5, May 2003.

6. What do Business & Industry Need? • Solid academic preparation • Good communication skills (verbal and written) • Sound science and math foundation • Ability to think critically and make decisions • Computer-literate • Team-orientedemployees

7. JoborCareer? A job is a task that you get paid for, but don’t necessarily enjoy. A career is a task you enjoy doing, and get paid to do what you enjoy.

8. So you want to be a Professional Athlete? . Here are some facts about professional athletes. Nationally, approximately 971,000 high school students play football. 65,000 of those students go on to play college football. Of those 65,000, 875 sign NFL contracts. 300 of those actually make theroster. That’s .03%, and the numbers are even smaller for other professional sports. Also, the majority of professional athletes go to college.

9. Prepare Now! For Life-long Learning • Keep up to date in current job/vocation • Retrain for newly created jobs • Have flexibility to switch careers WHY? Life-span Analysis High school is the most critical period in your life 0–14 14–18 22–70 70–90 WORKING LIFEOF 48 YEARS HIGH SCHOOL

11. Your High School Transcript • It is your scorecard. • It is how colleges/employers evaluate you. • It is the official record of:- student efforts/grades- attendance- accomplishments- extra-curricular activities

12. FACT… You have, at most, EIGHT YEARS to learn the necessary skills needed to “get by” before it’s time to start making your own living! 14 years old to 22 years old! After that…YOU’RE ON YOUR OWN!

13. Why Choose to be a Tennessee Scholar?

15. IMAGINE your job 40 hr per week$15 per hour average $2,400 per month for a month with 4 weeks $31,200 per year Let’s Do the Math

16. AmountLeft Item Payment Starting Income $2400 Federal Income Tax (15%) $360 $2040 Federal Income Tax (15%) $360

17. AmountLeft Item Payment Federal Income Tax (15%) $360 $2040 Social Security/Medicare (10.8%) $220 $1820 Social Security/Medicare (10.8%) $264

18. AmountLeft Item Payment Federal Income Tax (15%) $360 $2040 Social Security/Medicare (10.8%) 220 $1820 Medical/Dental Insurance 115 $1705 Medical/Dental Insurance$115

19. AmountLeft Item Payment Federal Income Tax (15%) $360 $2040 Social Security/Medicare (10.8%) 220 $1820 Medical/Dental Insurance 115 $1705 Housing 500 $1205 Housing $500 (Rent: 1 bedroom/1 bathroom)

20. AmountLeft Item Payment Federal Income Tax (15%) $360 $2040 Social Security/Medicare (10.8%) 220 $1820 Medical/Dental Insurance 115 $1705 Housing 500 $1205 Food 300 $ 905 Food $300

21. AmountLeft Item Payment Federal Income Tax (15%) $360 $2040 Social Security/Medicare (10.8%) 220 $1820 Medical/Dental Insurance 115 $1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Payments $300

22. AmountLeft Item Payment Federal Income Tax (15%) $360 $2040 Social Security/Medicare (10.8%) 220 $1820 Medical/Dental Insurance 115 $1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Insurance 100 $ 505 Car Insurance $100

23. AmountLeft Item Payment Federal Income Tax (15%) $360 $2040 Social Security/Medicare (10.8%) 220 $1820 Medical/Dental Insurance 115 $1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Insurance 100 $ 505 Car expenses 100 $ 405 Car Expenses $100

24. AmountLeft Item Payment Federal Income Tax (15%) $360 $2040 Social Security/Medicare (10.8%) 220 $1820 Medical/Dental Insurance 115 $1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Insurance 100 $ 505 Car expenses 100 $ 405 Telephone 50 $ 355 Telephone $50

25. AmountLeft Item Payment Federal Income Tax (15%) $360 $2040 Social Security/Medicare (10.8%) 220 $1820 Medical/Dental Insurance 115 $1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Insurance 100 $ 505 Car expenses 100 $ 405 Telephone 50 $ 355 Utilities 100 $ 255 Utilities $100

26. AmountLeft Item Payment Federal Income Tax (15%) $360 $2040 Social Security/Medicare (10.8%) 220 $1820 Medical/Dental Insurance 115 $1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Insurance 100 $ 505 Car expenses 100 $ 405 Telephone 50 $ 355 Utilities 100 $ 255 Clothing 100 $ 155 Clothing $100

27. AmountLeft Item Payment Federal Income Tax (15%) $360 $2040 Social Security/Medicare (10.8%) 220 $1820 Medical/Dental Insurance 115 $1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Insurance 100 $ 505 Car expenses 100 $ 405 Telephone 50 $ 355 Utilities 100 $ 255 Clothing 100 $ 155 Entertainment 50 $ 105 Entertainment $50

28. AmountLeft Item Payment Federal Income Tax (15%) $360 $2040 Social Security/Medicare (10.8%) 220 $1820 Medical/Dental Insurance 115 $1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Insurance 100 $ 505 Car expenses 100 $ 405 Telephone 50 $ 355 Utilities 100 $ 255 Clothing 100 $ 155 Entertainment 50 $ 105 Medical and Personal Items 50 $ 55 Medical and Personal Items$50

29. AmountLeft Item Payment Federal Income Tax (15%) $360 $2040 Social Security/Medicare (10.8%) 220 $1820 Medical/Dental Insurance 115 $1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Insurance 100 $ 505 Car expenses 100 $ 405 Telephone 50 $ 355 Utilities 100 $ 255 Clothing 100 $ 155 Entertainment 50 $ 105 Medical and Personal Items 50 $ 55 Savings 25 $ 30 Savings $25

30. AmountLeft Item Payment Federal Income Tax (15%) $360 $2040 Social Security/Medicare (10.8%) 220 $1820 Medical/Dental Insurance 115 $1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Insurance 100 $ 505 Car expenses 100 $ 405 Telephone 50 $ 355 Utilities 100 $ 255 Clothing 100 $ 155 Entertainment 50 $ 105 Medical and Personal Items 50 $ 55 Savings 25 $ 30 Miscellaneous $30 0 Miscellaneous $30

31. AmountLeft Item Payment Starting Income $2400 Federal Income Tax (15%) 360 $2040 Social Security/Medicare (10.8%) 220 $1820 Medical/Dental Insurance 115 $1705 Housing 500 $1205 Food 300 $ 905 Car Payments 300 $ 605 Car Insurance 100 $ 505 Car expenses 100 $ 405 Telephone 50 $ 355 Utilities 100 $ 255 Clothing 100 $ 155 Entertainment 50 $ 105 Medical and Personal Items 50 $ 55 Savings 25 $ 30 Miscellaneous $30 0 What would you change in this budget? Is there anything left out?

32. EMPLOYEE RIGHTS UNDER THE FAIR LABOR STANDARDS ACT THE UNITED STATES DEPARTMENT OF LABOR WAGE AND HOUR DIVISION FEDERAL MINIMUM WAGE $5.85 Per hr beginning July 24, 2007 $6.85 Per hr beginning July 24, 2008 $7.85 Per hr beginning July 24, 2009

33. SkilledLabor $15.00 x 40 hrs/wk $600.00 x 52 wks/yr $31,200.00 year Minimum Wage vs. Skilled Job Unskilled Labor $6.85 x 40 hrs/wk $274.00 x 52 wks/yr $14,248.00 year You choose!

34. Education PaysMedian Salary by Degree Earned, 2000

35. Highest Growth Occupations 2000-2010 • Associates Degree • Computer Support Specialist • Medical Records Technician • Health Information Technician • Physical Therapy Assistant • Occupational Therapy Assistant • Veterinary Technologists • Nurse • Bachelors Degree • Public Relations Manager • Advertising Manager • Computer Software Engineer • Network Administrator • Network Systems Analyst • Database Administrator • Medical Services Manager

36. Average Wages for Critical Skills Jobs in Tennessee $35.76/hr               $21.93/hr                    $36.99/hr    $43.88/hr $24.99/hr $38.83/hr                  $58.58/hr       $38.43/hr $22.52/hr                  $18.88/hr  $21.36/hr $30.00/hr + Health Care

37. Ready for College =Ready for WorkEmployers are saying that the same courses that are needed to prepare you for college are the same ones they are requiring for new employees entering the workforce. The next four years are the best chance you have to determine your future. No matter what your past performance was, you have a brand new opportunity to become a better student and succeed in life! Make becoming a State Scholar part of preparing for your Career Pathway!

38. Reasons to Be a Tennessee Scholars MoneyCollege graduates will make $1.2 million more in total salary over their lifetime than non-college graduates.” Rewards and recognition Business give rewards and incentives for staying on track. Tennessee Scholars get special recognition at graduation. Job Preferential hiring many companies in 24 states have “Are you a State Scholar/” on their job application. Scholarships and college success Tennessee Scholars have designated scholarships and the courses are designed to help you be more successful in college.

39. Post Secondary Institutions offering Scholarships to Tennessee Scholars • Cleveland State in Cleveland • Bryan College in Dayton • Technology Center in Athens • Dyersburg State Community College in Dyersburg • TN Technology Center in McNairy Co • Walters State Community College • TN Technology Center of Harriman • East State Community College Bristol • Volunteer State Community College • TN Technology Center in Shelbyville • Others soon to be added

40. Academic Competitiveness Grants (ACG) • Students who are Pell-eligible U.S. Citizens enrolled full-time and have participated in a rigorous high school course of study, like the Scholars Course of Study, may qualify for: • Up to $750 for first year college students • Up to $1,300 for second year college students • Check “State Scholar Graduate” on your Free Application for Federal Student Aid (FAFSA) form to apply

41. Free Application for Federal Student Aid (FAFSA) Any student seeking need-based or government aid of any kind must complete the FAFSA every year to remain eligible for Federal aid. The U.S. Department of Education’s Federal student aid programs are the largest source of student aid in America. These programs provide more than $80 billion a year in grants, loans, and work-study assistance. More info at www.studentaid.ed.gov

42. How Do You Become A Scholar? • Sign Up with Your Guidance Counselor • Make sure you meet the requirements for attendance, discipline and community service • Make sure your maintain a “C” average • Collect all the rewards for being a Tennessee Scholar

43. The only person you compete against to be a Tennessee Scholars is yourself. If you don’t make it is your choice! Tennessee Scholar

44. It’s YOUR choice...