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NJ SHARES Evaluation of 2011 Grants. October 26, 2012. Evaluation Goals. Characterize 2011 NJ SHARES grant recipients Characterize 2011 NJ SHARES grants Examine good faith payments Analyze post-grant payment compliance. 2. Evaluation Components. Part 1 – NJ SHARES database analysis
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NJ SHARES Evaluation of 2011 Grants October 26, 2012
Evaluation Goals • Characterize 2011 NJ SHARES grant recipients • Characterize 2011 NJ SHARES grants • Examine good faith payments • Analyze post-grant payment compliance 2
Evaluation Components • Part 1 – NJ SHARES database analysis • Characterizes grant recipients • Characterizes grants • Part 2 – Utility transaction data analysis • “Good Faith” Payment Analysis • Grant Coverage Analysis • Post-Grant Payment Compliance 3
Evaluation Data • Data received from: • ACE • ETG • NJNG • PSE&G • RECO • SJG • JCP&L 4
NJ SHARES Database Analysis Number of Years of Grant Receipt 11
NJ SHARES Database Analysis Number of Household Members Contributing to Household Income 12
NJ SHARES Database Analysis Household Poverty Level Note 1: As of January 23, 2009, income eligibility is capped at 400% of poverty. Note 2: LIHEAP eligibility is for fiscal years. 15
NJ SHARES Database Analysis Household Composition Note: A household can be included in more than one category. 16
NJ SHARES Database Analysis Agencies Focused on Seniors Agencies were identified as focused on seniors if they have the words “senior” or “independent living” in their name. 17
NJ SHARES Database Analysis Household Composition Note: “Single Parent” and “Elderly Only” households were identified using the age grouping variables, in the database not the variable “Category”. 19
NJ SHARES Database Analysis Recipient-Reported Bill Balance at Grant Application 24
NJ SHARES Database Analysis Mean Reported Bill Balance at Grant Application 25
NJ SHARES Database Analysis Reported Bill Balance at Grant Application 26
NJ SHARES Database Analysis Collections Actions Pending at Application Note: Percentages may not sum to 100% because a household with grants for more than one utility may have two different collections actions. 27
NJ SHARES Database Analysis Detailed 2011 Recipients’ “Other” Reasons for Grant Application • Household changes (spouse leaving or dying or a new baby) • No social security increase • College tuition • Not receiving child support/alimony • Mortgage or rent • Over income limit for LIHEAP • Car repairs 29
NJ SHARES Database Analysis Grant Guidelines - Maximum Grant Amounts 30
NJ SHARES Database Analysis % Receiving Max Grant Allowed 33
PART 2Utility Data Analysis Methodology • Focused on Q1 2011 grant recipients • Transaction data from utilities • Files contain payments, charges, account balances • Analyzed: • Existence of “Good Faith Payment” • Grant coverage of pre-grant balances • Ratio of payments made to charges incurred at key intervals • Used Q1 2010 and Q1 2012 recipients as comparison groups 35
Utility Data Analysis Sample Group Definitions 2010 2012 2011 Q1 2011 ANALYSIS PERIOD GRANT DATE GRANT DATE + 1 DAY Q1 2010 ANALYSIS PERIOD GRANT DATE + 1 DAY GRANT DATE + 1 YEAR + 1 DAY GRANT DATE Q1 2012 ANALYSIS PERIOD GRANT DATE – 1 DAY GRANT DATE 1 YEAR 37
“Good Faith” Payment Analysis “Good Faith” Period Definition • The “Good Faith” payment period is defined as 90 days prior to intake through the day before the grant is applied to the account. • Only payments made by the customer are counted. “GOOD FAITH” PERIOD GRANT DATE INTAKE DATE – 90 DAYS INTAKE DATE GRANT DATE – 1 DAY 38
“Good Faith” Payment AnalysisAttrition Analysis * An account was eligible for analysis if the NJ SHARES grant could be located in the utility transactions data, the utility-reported account balances did not conflict with the utility transactions data, and there were at least three months of pre-grant utility data. 39
“Good Faith” Payment AnalysisPercent Making “Good Faith” Payment 40
“Good Faith” Payment AnalysisPercent Making “Good Faith” Payment By Utility 41
“Good Faith” Payment Analysis Amount of Good Faith Payments Made 42
“Good Faith” Payment Analysis Amount of Good Faith Payments MadeBy Utility 43
“Good Faith” Payment AnalysisAmount of Good Faith Payments Made By Poverty Level 44
“Good Faith” Payment Analysis Number of Payments for Those Paying at Least $100 45
Grant Coverage AnalysisAttrition Analysis * An account was eligible for analysis if the NJ SHARES grant could be located in the utility transactions data and the utility-reported account balances did not conflict with the utility transactions data. 46
Grant Coverage Analysis Grant Coverage By Main Heating Fuel 50