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NJ SHARES Evaluation of 2009 Grants. October 15, 2010. Evaluation Goals. Characterize 2009 NJ SHARES grant recipients Characterize 2009 NJ SHARES grants Examine good faith payments Analyze post-grant payment compliance. 2. Evaluation Components. Part 1 – NJ SHARES database analysis
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NJ SHARES Evaluation of 2009 Grants October 15, 2010
Evaluation Goals • Characterize 2009 NJ SHARES grant recipients • Characterize 2009 NJ SHARES grants • Examine good faith payments • Analyze post-grant payment compliance 2
Evaluation Components • Part 1 – NJ SHARES database analysis • Characterizes grant recipients • Characterizes grants • Part 2 – Utility transaction data analysis • “Good Faith” Payment Analysis • Grant Coverage Analysis • Post-Grant Payment Compliance 3
Evaluation Components • Data received from: • ACE • ETG • NJNG • PSE&G • RECO • SJG • JCP&L* *JCP&L provided data for a random sample of 103 accounts out of 944 accounts that received grants in Q1 2009. 4
NJ SHARES Database Analysis Number of Years of Grant Receipt2005-2010 9
NJ SHARES Database Analysis Number of Household Members Contributing to Household Income 10
NJ SHARES Database Analysis Household Poverty Level Note: As of January 23, 2009, income eligibility is capped at 400% of poverty. 13
NJ SHARES Database Analysis Household Composition Note: A household can be included in more than one category. 14
NJ SHARES Database Analysis Agencies Focused on Seniors Agencies were indentified as focused on seniors if they have the words “senior” or “independent living” in their name. Highlighted agencies were new in 2009. 15
NJ SHARES Database Analysis Household Composition Note: “Single Parent” and “Elderly Only” households were identified using the age grouping variables, in the database not the variable “Category”. 17
NJ SHARES Database Analysis Recipient-Reported Bill Balance at Grant Application 22
NJ SHARES Database Analysis Reported Bill Balance at Grant Application 23
NJ SHARES Database Analysis Mean Reported Bill Balance at Grant Application 24
NJ SHARES Database Analysis Collections Actions Pending at Grant Application Note: Percentages may not sum to 100% because a household with grants for more than one utility may have two different collections actions. 25
NJ SHARES Database Analysis Detailed 2008 Recipients’ “Other” Reasons for Grant Application • Household changes (spouse leaving or dying or a new baby) • Mortgage or rent • Over income limit for LIHEAP • Temporary financial crisis • College Tuition • Car Repairs • Not receiving child support/alimony • Home repairs 27
NJ SHARES Database Analysis Grant Guidelines - Maximum Grant Amounts 28
NJ SHARES Database Analysis % Receiving Max Grant Allowed 31
PART 2Utility Data Analysis Methodology • Focused on Q1 2009 grant recipients • Transaction data from utilities • Files contain payments, charges, account balances • Analyzed: • Existence of “Good Faith Payment” • Grant coverage of pre-grant balances • Ratio of payments made to charges incurred at key intervals • Used Q1 2008 and Q1 2010 recipients as comparison groups 33
Utility Data Analysis Sample Group Definitions 2008 2010 2009 Q1 2009 ANALYSIS PERIOD GRANT DATE GRANT DATE + 1 DAY Q1 2008 ANALYSIS PERIOD GRANT DATE + 1 DAY GRANT DATE + 1 YEAR + 1 DAY GRANT DATE Q1 2010 ANALYSIS PERIOD GRANT DATE – 1 DAY GRANT DATE 1 YEAR 35
“Good Faith” Payment Analysis “Good Faith” Period Definition • The “Good Faith” payment period is defined as 90 days prior to intake through the day before the grant is applied to the account. • Only payments made by the customer are counted. “GOOD FAITH” PERIOD GRANT DATE INTAKE DATE – 90 DAYS INTAKE DATE GRANT DATE – 1 DAY 36
“Good Faith” Payment AnalysisAttrition Analysis * An account was eligible for analysis if the NJ SHARES grant could be located in the utility transactions data, the utility-reported account balances did not conflict with the utility transactions data, and there were at least three months of pre-grant utility data. 37
“Good Faith” Payment AnalysisPercent Making “Good Faith” Payment 38
“Good Faith” Payment AnalysisPercent Making “Good Faith” Payment By Utility 39
“Good Faith” Payment Analysis Amount of Good Faith Payments Made 40
“Good Faith” Payment Analysis Amount of Good Faith Payments MadeBy Utility 41
“Good Faith” Payment AnalysisAmount of Good Faith Payments Made 42
“Good Faith” Payment Analysis Number of Payments for Those Paying at Least $100 43
Grant Coverage AnalysisAttrition Analysis * An account was eligible for analysis if the NJ SHARES grant could be located in the utility transactions data and the utility-reported account balances did not conflict with the utility transactions data. 44
Grant Coverage Analysis Grant Coverage By Main Heating Fuel 48
Payment Compliance AnalysisAttrition Analysis * An account was eligible for analysis if the NJ SHARES grant could be located in the utility transactions data and the utility-reported account balances did not conflict with the utility transactions data. 50