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Presentation on SPDB. Statistics from Annual Report 2005. A Young Bank. 1993. Incorporation of SPDB with headquarter in Shanghai. 1999. IPO and became the first listed bank on Shanghai Securities Exchange. 2003. Strategic alliance with Citigroup in Credit Cards. 2004 -.
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Presentation on SPDB Statistics from Annual Report 2005
A Young Bank 1993 Incorporation of SPDB with headquarter in Shanghai 1999 IPO and became the first listed bank on Shanghai Securities Exchange 2003 Strategic alliance with Citigroup in Credit Cards 2004 - Organizational reform and formation of business lines
Top Ten Shareholders • Shanghai International Trust and Investment Co., Ltd.(7.01%) • Shanghai Industrial Investment (Holdings) Co., Ltd.(4.87%) • Shanghai State-Owned Assets Operation Co.(4.85%) • Shanghai International Group(4.73%) • Citibank Overseas Investment Co.(4.62%) • Shanghai Jiushi Corp.(4. 21%) • Shenergy Co. Ltd.(1.92%) • Oriental International Trade (Group) Co., Ltd.(1.92%) • Shanghai Guoxin Investment & Development Co., Ltd. (1.62%) • SIIC Development Co. Ltd. (1.57%)
Nationwide Coverage Bohai Bay Midwest Yangtze River Delta 350banking Offices cover 42cities 27main branches Pearl River Delta
Modern Organization Risk Management Committee Board of Executives Asset & Liability Management Committee Joint Marketing & Promotion Committee Corporate & Investment Banking Consumer Banking Treasury & Markets Front Office Marketing Middle Office Control Risk Management Compliance Auditing IT & Operation Human Resource Administration Back Office Supporting
Young Staff Education Background Staff Age
Advanced Technology • We have a unified electronic data processing platform and centralized accounting data base • We provide different services channels including: • We have a call centre accommodating 300 seats and a national service hot line 95528 • We are able to provide real time settlement for book transfer payments • We have centralized documentary processing, which enable us to offer more efficient and professional services to our clients ATM Online Banking Telephone Banking Mobile Phone Banking ERP Connection
Continuous Innovation • We issued the first dual-currency credit card which introduced foreign bank’s technology and management in China • We offered custodian account service for the first industry investment fund in China • We became the first joint-stock commercial bank acting as agent for foreign government loan offered to Ministry of Finance • We were among the first group of banks which acquired license for gold trading and concluded the first gold leasing deal in China • We were among the first six commercial banks which were granted a license of annuity management • We were one of only four domestic banks which offer off-shore banking service
Stable Market Share SPDB has approximately 10% market shares among all the 12 Joint Stock Commercial banks
Broad Client Base • We have over 200,000 corporate clients and over 4,000,000 personal clients, which include Large Stated-Owned Enterprises Top 500 Multinationals
Steady Development Figures in Billion RMB Billion RMB
Prudent Risk Control NPL Ratio 2004 2.45% Provisioning Coverage 2004 117% Provisioning Coverage 2005 142% NPL Ratio 2005 1.97%
Comparison with Domestic Peers Statistics from “Top 1000 World Banks Listing” by “the Bank” July 2005
Ranking, Rating & Awards • Awards of “25 Most Respectable Listed Companies in China”, “Best 10 Chinese Banks for 2005”, “Best 10 Bank Cards” by the World Finance Lab • We rank No. 270 internationally according to the Banker Magazine “Top 1000 World Banks Ranking”
Restructuring Wholesale Banking Corporate & Investment Banking Client Groups Product Centers Supporting Div. Corporate and Institutional Banking Cash Management Business Planning SME Trade Finance Business Accounting Corporate Credit Risk Management Offshore Banking Investment Banking Corporate Credit Risk Assessment Asset Custody Asset Work Out Annuity
Abundant Products Corporate Financial Services: • Cash Management Solution • Supply Chain Finance Solution • Investment & Finance Full Solution • Asset Custody Solution • Annuity Solution • Offshore Banking Solution
Five Year Strategy Increase proportion of retail banking business against corporate banking business Increase weight of fee income business against interest income business
Long-Term Perspective Society Create More Value for Investor Employee Customer
OUR Earning Trust and Creating Excellence VISION To build SPDB into one of the best commercial banks