Pradhan Mantri Jan Dhan Yojana

1. Pradhan Mantri Jan Dhan Yojana PMJDY Proudly implementing by Gujarat Infotech Limited Gujarat Infotech Limited an (ISO 9001:2008 & 27001:2013 Certified)

2. What is Financial Inclusion Financial Inclusion is the process of ensuring access to mainstream on time financial services and adequate credit to all excluded people vulnerable groups such as weaker sections and low income groups at an affordable cost. The goal of financial inclusion is to develop financial markets that responsibly serve more people, more products at lower cost. Financially inclusive markets comprise a broad, interconnected ecosystem of market actors and infrastructure delivering financial products safely and efficiency to low-income customers, These market actors may include banks, financial cooperatives, e-money issuers, payment networks, agent networks, insurance providers, microfinance institutions, and more. Gujarat Infotech Limited an (ISO 9001:2008 & 27001:2013 Certified)

3. Need of Financial Inclusion Financial Inclusion Economic Objectives • Equitable Growth • Mobilization of Savings • Larger market for Financial System Social & Political Objectives • Poverty Eradication • Sustainable Livelihood • Wider inclusion in society • Effective direction of government programs Gujarat Infotech Limited an (ISO 9001:2008 & 27001:2013 Certified)

4. How Financial Inclusion is useful to Banks • Extend reach to unbanked people. • Increase deposit base through SHGs/villagers. • Earnings from loan disbursements. • Help rural India by providing Microcredit. • Enables Micro Insurance. • Earnings through money transfers. • Easy disbursement of government scheme/ subsidy. • BCA will be external / authorised hand for branch. • Easy marketing and awareness program through BCA. Gujarat Infotech Limited an (ISO 9001:2008 & 27001:2013 Certified)

5. Benefits of PMJDY • Secured identification through biometric device. • Printed transaction receipt with logo of bank. • Working in harsh and diverse rural environments. • Direct integration into Core Banking System Software. • Speedy information of banking. • Saving Branch establishment cost. • Developing saving habit. • Doorstep delivery of basic banking services at affordable cost. • Ability to extend other services - cross selling. • Software serves from 8 AM to 8 PM including holidays. Gujarat Infotech Limited an (ISO 9001:2008 & 27001:2013 Certified)

6. Benefits of BCAs • Excellent opportunity to work with big brands like BoB and GIL. • Increase social status. • Lifetime activity. • Joy and satisfaction to provide banking services to own people. • No disturbance to main business. • Easy marketing with great support of Bank and company. • As company’s entire products are being narrated in Regional Language, customers have faith on the products and can achieve success in this business. • Increase monthly revenues from banking services like (New account opening, Cash transactions, Money transfer to any branch, sourcing of Fix Deposit, loan and loan recovery, etc.) • ATM Card and Passbook facilities will grow the credibility of BCAs. Gujarat Infotech Limited an (ISO 9001:2008 & 27001:2013 Certified)

7. Benefits of Customers • Very less chance of malfunctions while using highly secured biometrics device. • No need to go to the doorstep of the bank as cash transaction services up to Rs. 10,000/- per person/ per day will be done at BCA outlet. • Liberalized KYC. • Loan installments facility. • ATM Card / Passbook facility. • Full information of banking products. • Software serves from 8 AM to 8 PM including holidays. • No language issue where center is being run by local person. Gujarat Infotech Limited an (ISO 9001:2008 & 27001:2013 Certified)

8. Process to join with us • Take a print out of agreement (which is attached herewith) in 2 copies with 100/-Rs. Franking or E-stamping which should be self-attested. • Attach your KYC and education proof with self-attested on each page. • Copies of Pan Card. • Copies of Aadhar Card. • Copies of Identity proof (Passport/Election Card/Driving License) • Copies of Residential proof (Electricity Bill/Tax Slip/LPG Slip/Landline Phone Bill) • Copies of Workplace proof (office/residential) (Light Bill/Phone Bill/Rent Agreement/Govt. Tax Slip) • Police Verification Report • Copies of Passport photograph. Gujarat Infotech Limited an (ISO 9001:2008 & 27001:2013 Certified)

9. BCA I-Card Welcome kit provide to BCA BCA Stamps Gujarat Infotech Limited an (ISO 9001:2008 & 27001:2013 Certified)

10. Certificate of BCA Welcome kit provide to BCA Gujarat Infotech Limited an (ISO 9001:2008 & 27001:2013 Certified)

11. Welcome kit provide to BCA BCA’s branded Flex Banner 6*3 Gujarat Infotech Limited an (ISO 9001:2008 & 27001:2013 Certified)

12. Welcome kit provide to BCA Software CD Kiosk Banking Gujarat Infotech Limited an (ISO 9001:2008 & 27001:2013 Certified)

13. Welcome kit provide to BCA Pin Pad Device Gujarat Infotech Limited an (ISO 9001:2008 & 27001:2013 Certified)

14. Welcome kit provide to BCA Fingerprint Device Gujarat Infotech Limited an (ISO 9001:2008 & 27001:2013 Certified)

15. Welcome kit provide to BCA 4 Types of Registers Gujarat Infotech Limited an (ISO 9001:2008 & 27001:2013 Certified)

16. State Presence Gujarat (Ahmedabad) info@gujaratinfotech.com Rajasthan (Jaipur) jaipur@gujaratinfotech.com NCR (Delhi) delhi@gujaratinfotech.com Uttar Pradesh (Lucknow) lko@gujaratinfotech.com Maharashtra (Mumbai) mumbai@gujaratinfotech.com Madhya Pradesh (Bhopal) bhopal@gujaratinfotech.com For more information support.bob@gujaratinfotech.com Gujarat Infotech Limited an (ISO 9001:2008 & 27001:2013 Certified)

17. With warm regards Gujarat Infotech Limited an (ISO 9001:2008 & 27001:2013 Certified)