Energy Efficiency in Buildings

1. Energy Efficiency in Buildings Ecuador

2. Real State Market US$ 3.000’000.000 45% Sales per year Quito45% 27% 500 Builders $ 644 800 Real state projects 34% País Costa Projects in all economy segments 70.000 Units in offer 28% 50.000 Units of satisfied demand $ 1.900 millons in mortgages credits 1/8

3. Quito capital city 280 Builders 505 Projects 20.500 Units of satisfied demand $ 860 millons in mortgages credits Projects of social interest and private interest 35% Houses and 65% buildings 2/8

4. Alliance Goverment and Bank Buildings of Social Interest millons in mortgages credits $6.000 Bonus – up to $40.000 5% Down payment 95% Bank loan 20 years term $100 9% anual rate 4,87% nominal rate 4,13% subsidized rate 38% $260 millions - 2017 3/8

5. Banco Pichincha is leader in Ecuador in mortgages credits for buildings of housing 4/8

6. All new solutions in buildings focus on Energy Efficiency and are seeking: • Commitment of thegoverment and thekeyactors • Security • Lowcarboneconomy • Infraestructuresresistanttotheclimatechange • Sustentable operations in theproductiveprocess • Innovativetechnologies of constructions • Territorial sort • Handling of residuals • New systems of transport • Social Innovationthrougheducation (populationsshould • be responsibleforthe 50% of theclimatechange. 5/8

7. Goverment and the organisms of control approve and execute it Ciudad Jardin • Small buildings • Open areas for ligth • Green places for amusement • Comunal systems of ventilation • Handling of black, white & • rain waters – 80% • Thrifty ligths - 98% • Electrical iron kitchens – 95% • Water solar systems – 25% • Ecological painting - 30% 6/8

8. New solutions with vision on Energy Efficiency Divino Niño 7/8

9. We Need to work in new international or regional programs for: Green valley • Incentives for builders • Deductions in taxes • New lines of green financing • New constructive technologies Harmony Town Banco Pichincha and Ecuador commits to work in EE 8/8

10. Thanks