Presentation on WORKMEN COMPENSATION POLICY FOR ITD -ITD CEM J.V.

1. Presentation on WORKMEN COMPENSATION POLICY FOR ITD -ITD CEM J.V.

2. RISK COVERED-ALL WORKMEN INCLUDING SUBCONTRACT WORKERS AND NON SUPERVISORY STAFF ENGAGED IN JOBS INCL. PILING, REPAIRS, TUNNELLING ETC. SUM INSURED- BASED ON THE LAST SALARY DRAWN. COVERAGE IS AS PER W.C. ACT, FATAL ACCIDENTS ACT AND COMMON LAW POLICY FEATURES

3. COVERAGES PROVIDES COMPENSATION FOR • DEATH. • PERMANENT TOTAL & PARIAL DISABLEMENT. • TEMPORARY TOTAL DISABLEMENT. ARISING OUT OFF AND IN THE COURSE OF EMPLOYMENT TABLE B

4. INJURY OR ACCIDENT ATTRIBUTABLE TO WAR, FOREIGN ENEMY HOSTILITIES, CIVIL WAR ETC. INSURED’S LIABILITY TO THE EMPLOYEES OF CONTRACTORS UNLESS SPECIFICALLY INCLUDED. LOSS/DESTRUCTION OF OR DAMAGE OF ANY PROPERTY WHATSOEVER OR ANY LOSS OR EXPENSE WHATSOEVER RESULTING OR ARISING THERE FROM OR ANY CONSEQUENTIAL LOSS LIABILITY ARISING OUT OF IONISING RADIATION OR CONTAMINATION BY RADIOACTIVITY FROM ANY NUCLEAR FULE FROM ANY NUCLEAR WASTE ETC. EXCLUSIONS

5. DULY COMPLETED CLAIM FORM. IN THE EVENT OF DEATH- A) F.I.R/ PANCHNAMA B) POST MORTEM REPORT C) AGE PROOF D) DEATH CERTIFICATE CLAIMS DOCUMENTS

6. IN THE EVENT OF CLAIMS OTHER THAN DEATH F.I.R/PANCHNAMA (IF REPORTED) ACCIDENT REPORT OF THE EMPLOYER AGE PROOF MEDICAL REPORT DISABILITY CERTIFICATE (IF APPLICABLE) CLAIM FORM LEAVE CERTIFICATE OF THE EMPLOYER CONTINUED…

7. PROCEDURE IN THE EVENT OF CLAIM EMPLOYEES/ DEPENDENTS INTIMATE TO HR DEPT OF ITD-ITD CEM JV PINC INTIMATE TOTHE INSURER ITD-ITDCEM JV INTIMATES TO PINC EMPLOYEE TAKES TREATMENT EMPLOYEE MAKES THE PAYMENTTO THE HOSPITAL SUBMITS ALL ORIGINAL DOC., CLAIM PAPERS, REPORTS ETC TO PINC THROUGH ADMIN PINC SUBMITS THE SAME TO THEINSURER AND FOLLOWS UP FOR THE PAYMENT OF CLAIM.

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