Bright Health Colorado Health Neighborhoods Overview

1. Bright Health and Colorado Health Neighborhoods May 15, 2019 Jana Dost, Bright Health National Director Provider Marketing and Engagement

2. Agenda • Bright Health Overview • Our Vision for Providers • Member Support • Our Care Partner in Colorado: Centura Health and Colorado Health Neighborhoods • Membership Statistics • Network Model

3. Our Vision and Mission Collaborating with Care Partners to make consumer health care simpler, personal, and more affordable. Making Healthcare Right. Together. Bright Health | Proprietary + Confidential | 2019

4. Bright Health’s Foundation and Initial Growth 4 2019 – Growth and Expansion 3 2018 - Ability to Scale 2 2017 - Successful First Care Partnership 1 2016 - Strong Foundation Supported by the World’s Leading Investors – $400M Raised Founding team with 60+ years of direct plan experience Deep management bench with substantial healthcare, informatics, and consumer expertise Exclusive provider organization (“EPO”) model that partners with Health Systems exclusively in specific geographies Bright Health | Proprietary + Confidential | 2019

5. …and Adding New Markets Each Year Expanding to nine new markets, in addition to one new product launch in an existing market, for 2019 New York Toledo Youngstown Springfield Cincinnati Knoxville Denver Nashville Memphis Phoenix Tucson Birmingham Partnership Discussion Materials

6. Vision For Bright Health Providers • Enable the delivery of excellent patient care • Reduce administrative burden, grow trust • Give relevant information when needed • Help manage patients’ expectations • Bright Health Improves the Provider-Payer Experience • What Sets Bright Health Apart • No referralsrequired to send a member to an in-network specialist or facility • High-performing narrow network model drives patient volume to in-network physicians, improves care coordination, contains costs, and improves patient compliance and outcomes • Local dedicated resources are always available to assist providers and members • Data sharing, population health, and quality improvement collaboration • Alignment and extensive collaboration with Care Partners to enhance the provider and member experience

7. Support For Bright Health Members In between visits to the doctor, we connect our members to a suite of personalized tools designed to make life easier

8. Colorado Health Neighborhoods Overview o 16 Centura Health hospitals in Colorado 2 Children’s Hospital locations 30 Centura Health Urgent Care facilities 5 Children’s Hospital pediatric Urgent Care locations 3 Emergency Centers for pediatric members 7,000+ network providers 95% + accepting new patients  1,350 pediatric primary and specialists in-network. CVS Caremark DaVita Kidney Care and ARA Home Health and Homelink DME Dispatch Health access Quest Diagnostics Member Perks When we choose a Care Partner, we think about the kind of care, empathy, and expertise we’d want for ourselves. That’s why we don’t promote endless choice. Our partnership with Centura Health and Colorado Health Neighborhoods offers our members access to the largest clinically integrated network in the state of CO. We continuously work together to deliver innovative and cost effective care delivery solutions to the communities we serve. • Benefits offered in Arapahoe, Boulder, Broomfield, Denver, Douglas, El Paso, Jefferson and Summit

9. Colorado Membership Summary Significant growth across products Bright Health | Proprietary + Confidential | 2019

10. In-Network Coverage Bright Health educates members and providers about the importance of receiving care in-network through; • Certificate of Coverage • Member and provider welcome kits • Care Navigation – INN steerage • Repatriation – transfer members to INN hospitals and facilities for best care and pricing Member Education Statement Bright Health has carefully selected a network of doctors, hospitals, pharmacies, and other providers. To keep your costs down, it’s important that you receive care from an in-network provider. In most cases, if you choose to get care outside of the plan’s network, you will likely pay more for the service. However, if you need out-of-network emergency services, urgently needed services or dialysis services, then we’ve got you covered.

11. Advantages of Staying In-Network Bright Health | Proprietary + Confidential | 2019

12. THANK YOU Bright Health | Proprietary + Confidential | 2019