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Value Med Plan. PRODUCT TRAINING. Presented by General Agent Center. General Agent Center. Since 1973. General Agent Center creates innovative health products based on consumer needs and market trends. Serving over 20,000 agents Nationwide
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Value Med Plan PRODUCT TRAINING Presented by General Agent Center
General Agent Center Since 1973 General Agent Center creates innovative health products based on consumer needs and market trends. • Serving over 20,000 agents Nationwide • Marketing & Customer Service Department Staffed to Assist Agents Value Benefits of America, Inc., (VBA) is a not-for-profit association that was established for the purposes of promoting the common interest of families by providing educational information regarding health, agriculture, economics and other areas of interest to members. To enhance the quality of life for members by offering benefits and discount services for association members. Value Med Plan is Underwritten by Guarantee Trust Life Insurance Company and The United National Life Insurance Company of America, the Value Med Plan is an innovative and affordable limited benefit health insurance product.
VBA Membership Benefits Association Membership enables us to offer members quality insurance benefits as well as these cost savings services: • CallMD • Protects you and your family • A nationwide network of medical doctors available for UNLIMITED CallMD phone consultations, and where allowed by law may write a prescription for a non-narcotic or non controlled medications at any time day or night. *Non-narcotic or non controlled medications.
VBA Membership Benefits Also Save with VBA Dividend Club • Savings online at over 400 major chain stores: up to 50% off retail • Discounts on travel services, hotels and car rentals • Savings on dental, vision & hearing services, prescriptions, lab tests, chiropractic visits, X-rays & imaging and more!
Plan Features • In Most States, benefits include doctor’s office visits, daily Hospital confinement, outpatient services, ambulance and more! • Guaranteed Renewable to age 65 • Pays In Addition To Other Insurance • Use Any Provider – NO Network • Benefits Paid Directly To The Insured • NO Deductible – NO Co-Pays
Product Versatility • Individuals & Families • Groups & List Bill – minimum of 5 or more • Monthly Bank Draft or Credit Card Accepted • One Page Application • Quarterly, Semi-annual, or annual modes available; or direct bill • Qualifies for Section 125
IMPORTANT Plan Information • Pays benefits for medical treatment due to sickness and accident only.See brochure for detailed Exclusions & Limitations. • Pays in addition to other coverages. • Pays benefits directly to the Insured, where assigned. After medical treatment due to sickness or accident, the Insured must file a claim. • For questions regarding billing or policy issue, underwriting or claims or to obtain a claim form, the client must contact the respective underwriter: • GTL: 1-800-338-7452 or UNL: 1-800-207-8050 (varies by state)
Plan BrochureMost States AL KY TX AK LA UT AZ MD VA AR MI WV CA MS WI CO MO WY DE NE DC NV GA NM HI OH ID OK IL PA IN SC IA TN
Plan RatesMost States AL KY TX AK LA UT AZ MD VA AR MI WV CA MS WI CO MO WY DE NE DC NV GA NM HI OH ID OK IL PA IN SC IA TN
Simplified Medical QuestionsApplications vary by state Questions 4 & 5 Do Not Apply for FL, OR, SD & WA.
Additional Benefits Made available by Value Benefits of America
Easy on-line Access GO TO: www.vbamembers.com CLICK
F A Q • Effective Date? > Application Date • Unless otherwise requested (up to 30 days after approval date) • Monthly Draft Date? > Application Date • Unless otherwise requested; First draft: application date • Changes or Cancellations? • Must be sent in writing to GAC • Received prior to draft date: Cancellation effective immediately; same month. • Received after draft date: Cancellation effective following month. • Supplies & Other Questions • See your Marketing Director or Contact GAC
Register for Your Producer Links • Go to www.gacquote.com • Click on “Agents” in the blue ribbon on top of page. • Click on “Request on-line enrollment Link” • Scroll to the bottom and click on “Click Here for Registration Form” • Complete the Registration form and then click Submit • SEND Email to erik@generalagentcenter.com when you complete registration. (This will ensure you receive your links)
Utilizing Your Personal URL Link • Email URL Link to potential clients • Insert URL Link on your website. Your URL Link will code your new business to you automatically! When your client enters the GACQuotesite through Your URL Link: Your name, phone number & email will be posted on the top of the page they see. Selling Made Easy
Thank you for joining us for theVALUE MED PLAN Product Training Presentation Entire presentation for Agent use only. Not for consumer distribution. Our links at www.gacquote.com under Value Access contain exceptions, limitations and details.