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Presents Houstonville -Micro Society Sam Houston Elementary School. Presented by: Dora Brown – IBC Senior Vice President & Marty Charles – IBC Vice President Date: 09/18/2008. Introduction. Today you will learn how to responsibly manage your money using a bank account.
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PresentsHoustonville -Micro Society Sam Houston Elementary School Presented by: Dora Brown – IBC Senior Vice President & Marty Charles – IBC Vice President Date: 09/18/2008
Introduction Today you will learn how to responsibly manage your money using a bank account.
Some Benefits of having an IBC Bank Account • Gives you quick and easy access to your money • Safety • Better money management
Types of Accounts • IBC Savings Account • IBC Free Checking Account
What Do You Need to Open a Savings or Checking Account? • Photo ID (Driver License, Passport, etc) • Social Security Number (SSN) or Individual Taxpayer identification Number (TIN) • A deposit
What is the Purpose of Having an IBC Free Checking Account ? • IBC Free Checking Account: • Saves money (no monthly Service Fee) • Your VISA card is accepted worldwide and cash is available over 370 IBC ATM’s • 24/7 access to account information. • Pay bills online or over the phone with VISA card.
What is the Purpose of Having an IBC Savings Account ? IBC Savings Account: • Helps you save money for your future. • Your money will be available over 370 IBC ATM’s. • 24/7 access to your account information.
Forms We Use at IBC Bank • Checks • Deposit Slips for Checking & Savings accounts • Signature Cards
How to Write a Check 1 4 2 3 6 5 Your Account Number
How to Take Money Out of Your Savings Account 1 2 4 3 Date Name and Address Amount in words Authorized Signature(s) for Withdrawal Amount Withdrawn Account # 6 5
YourName YourAddress Your PhoneNumber CURRENCY COIN DATE Check CHECKS DEPOSITSMAYNOTBEAVAILABLEFORIMMEDIATEWITHDRAWAL DEPOSITTICKET ORTOTAL FROMREVERSE SIGNHEREIFCASHRECEIVED FROM DEPOSIT SUBTOTAL YOUR FINANCIAL INSTITUTION YOUR CITY, STATE Zip Code LESSCASHRECEIVED DONOTUSEFORAUTOMATICPAYMENTORCHECKTRANSACTIONS NETDEPOSIT :00000000 : 0000000000.: ENTER TOTAL ON THE FRONT OF THIS TICKET How to Fill Out a Deposit Slip (Front ) Amount in cash Date of Deposit (Back) Total amount to deposit Your Account Number Back of Deposit Slip to add your other checks to be deposited
How to Balance Your Bank Account 1 2 3 5 4 6
Signature Card Number of Signatures required Amount deposited to open the account Your Address Your name Bank Officer in your account Date Opening your account Your Account Number Your Signature Your Social Security Number Your Date of Birth
Different Departments at IBC Bank • Tellers • New Accounts • Commercial Lending • Operations • Credit • International • Marketing • Mortgage Lending • Mortgage Servicing
IBC Team & Family on Duty Commercial Lending Collection Department Mortgage Servicing IBC Tellers Operations Department New Accounts
IBC Team & Family on Duty Credit Department International Department Mortgage Lending Department Marketing Department
IBC is Better Because… • IBC is a BIG FAMILY • IBC is involved with the Community