Renting-A-Risk Manager A Five-Year Retrospective

1. Renting-A-Risk ManagerA Five-Year Retrospective 2004 AGRIP Spring Conferece Santa Barbara, California March 23, 2004 Donna Abersman, Chuck Clemente, Robin Flint, Bob Marinelli Alliance of Schools for Cooperative Insurance Programs (ASCIP) Poms & Associates

2. Part IRARM Program Overview

3. Guess What Has…. • 10 Arms • 5 Bright Minds • 9 College degrees, including 2 Masters Degrees • Certificates/Designations in ARM, CPSI, Haz Mat • Expertise in Property, Liability, Health Care, Workers’ Compensation, Benefits, etc, etc • 5 “Can-Do” Attitudes and the ability to deal with all types of personnel including Board Members, M&O, & CBOs • 74 Years of Professional Risk Management Experience, including 38 years of school experience

4. You Guessed It….The ASCIP/Poms RARM Team! • Which RARM and what expertise would you choose?

5. Need for RARMS JPA Point of View • JPA Point of View • Meeting member needs • Controlling costs • Using RARM districts as focus or “test” groups, e.g. “VIPS”

6. Need for RARMS JPA Point of View • Developing new products & services for entire JPA • Keeping internal staff small • Flexibility in staffing • Expanding specialized expertise

7. Need for RARMsDistrict Point of View • Augmenting permanent staff • Replacing permanent RMs • Justifying hire of permanent RM • Avoiding liability and negative press • Reducing costs

8. Need for RARMS District Point of View • Inclusion in special programs • Discounted premiums • Enhancing image and visibility of business, M&O, & risk management operations

9. Program Design • Campus based • Dedicated person • District “ownership” of RARM and designation of duties • Prix Fixe menu • A la carte menu • Work Comp • Benefits • In-house trainer • Use of Facilities

10. Program Design • Cost sharing of RARM services between RARM and non-RARM districts • Cooperation among RARM user districts • Flexibility (hours) • Sharing of expertise • Training Strengths • Consulting • Use of RARM expertise by JPA as needed

11. Hiring Considerations • Competency level for hiring based on most difficult function to be performed • Retention considerations • Salary considerations • JPA Subsidy • Skill sets • Personal • Technical

12. Part IITales from the Trenches

13. Managing Risks Within the District • District Programs • District Facilities • District Losses and History

14. Compliance Plans • Responding to Standards & Mandates • Cost Savings • Disseminating information to JPA and other RARM districts

15. Special Projects • Playground Grants • Safety Incentive Program • Health & Wellness

16. Mandated Cost Reimbursement • Technical assistance with cost recovery • Comparison of RARM with district employee or outside consultant • Case study - cost recovery

17. Bridging the GapAdministration vs. Faculty/Non-Managerial • Training • Communication • Inspections • The Risk Manager as a Facilitator & Helper

18. Importance of Liaison Role • Accessing internal resources & coordination • Accessing community resources • Accessing JPA resources

19. Getting Money(aka Grant Funding) • Governmental grant funding • JPA Funding • ASCIP LCAF grants • Premium discounts • Taking advantage of (or using resources of) vendors

20. Part IVThe Good, the Bad and the Not-So-Good • The RARM’s Point of View • The Administrator’s Point of View • The JPA’s Point of View

21. Benefits to the JPA Marketing Member Loyalty Fiscal Considerations Contribution to RM Community The Bottom Line District Savings Ex-Mods & Premiums Cost Avoidance: Fines, etc. Part V - ConclusionWhy We Would Do It Again

22. The Bottom Line, Cont. • Difficulty in quantifying; however…. • Cost Avoidance • Revenue Enhancement • Loss Reductions • Tales from the Trenches

23. The ASCIP/Poms RARM Team…So Many Good Parts!Which part would you like to rent?