Home Insurance Claim: How To Make a Claim

1. www.bestinsurancequotes.ie Home Insurance Claim: How To Make a Claim • Losing items can be upsetting especially if the items lost are valuable or had sentimental value. Even though most people would prefer to avoid making a home insurance claim, having an insurance policy is important and it can give great peace of mind.

2. www.bestinsurancequotes.ie What does buildings insurance covers? • Buildings Insurance covers your home’s entire structure, including the roof, ceilings, floors, doors, windows and walls. It may also include permanent fixtures like fitted kitchens and certain outdoor structures like greenhouses depending on your policy. In the event of a fire, explosion, vandalism, storm, flood, subsidence or theft; your standard buildings insurance policy should cover the full cost of repair.

3. www.bestinsurancequotes.ie What does contents insurance include? • Contents insurance includes household items, including but not limited to electrical appliances, household goods, personal items, furniture and valuables. A standard policy will provide protection for theft, vandalism, fire and water damage.

4. www.bestinsurancequotes.ie Your home insurance policy • There are several things that you need to check before making a home insurance claim. These includes any exclusions the policy may have as well as any additional payments that the policy may require. We’ve listed few points to check below.

5. www.bestinsurancequotes.ie Exclusions • Maintenance exclusion is one you should be aware of. An example of this is the normal wear and tear of your property. Many home insurance polices will not be able to cover this. However, if a fire or storm is the cause of the damage, you should be able to make a claim against these type of disasters. These are the sort of things you need to look out for when considering a home insurance policy.

6. www.bestinsurancequotes.ie Things to consider while making a Home Insurance Claim • Maintenance exclusion is one you should be aware of. An example of this is the normal wear and tear of your property. Many home insurance polices will not be able to cover this. However, if a fire or storm is the cause of the damage, you should be able to make a claim against these type of disasters. These are the sort of things you need to look out for when considering a home insurance policy.

7. www.bestinsurancequotes.ie Always read the fine print • Reading the small print can be tedious, but it is important to know what you’re getting yourself into. Reading your policy documents thoroughly will help protect you, and will enable you to understand the benefits, exclusions and limitations of your cover.

8. www.bestinsurancequotes.ie Making a Home Insurance Claim • There are a number of steps you need to take when making a claim. Firstly, you need to read your policy document and determine if the issue you are having is covered by your policy. You also need to check if there are any excesses, as well as keeping in mind any other pertinent information.

9. Contact • BestInsuranceQuotes.ie, Suite 5049, 5 Fitzwilliam Square, Dublin 2.

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