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Find a general list of documents commonly required for a home mortgage in Dubai. It is recommended to check with preferred lender or mortgage broker to get a comprehensive list of documents required for a home loan application in 2023.
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Documents Required For Home Loan in Dubai https://www.cozmomortgages.com/
The specific documents required for a home loan in Dubai can vary depending on the lender and the specific circumstances of the borrower. However, here are some commonly requested documents for a home loan application in Dubai.
Passport copies: You will typically need to provide copies of your passport and the passport of any co-applicants. Emirates ID: Copies of Emirates ID cards for all applicants and co-applicants. Visa documents: Copies of your residency visa, along with copies of the visas of any co-applicants. Salary certificates: Recent salary certificates or employment letters indicating your current salary and length of employment. This is usually provided by your employer. Bank statements: Recent bank statements for the past three to six months showing your salary deposits and any other financial transactions.
Proof of address: A copy of a recent utility bill or a tenancy contract showing your residential address. Property documents: If you have already selected a property, you may need to provide copies of the sales agreement or the title deed. Proof of down payment: Evidence of your down payment or initial deposit, such as bank statements or proof of investment. Credit report: Some lenders may require a credit report to assess your creditworthiness and repayment history. Liability information: Details of any existing loans, credit cards, or other liabilities you may have.
It's important to note that these requirements can vary, and it's recommended to check with specific lenders or financial institutions to get a comprehensive list of documents required for a home mortgage loan application in Dubai in 2023.
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