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Membership Privileges At CREDIT UNION A credit union is a cooperative, whose members pool their deposits that can be borrowed at low interest rates . Enjoy the status of being a member or stakeholder instead of being a customer. Easy access to funds with low loan interest rates. MEMBER Customized needs of members are taken care of, as credit Union is a Non-Pro?t Organization. Easier and quicker quali?cation for loans. Charges lowest Out Of Network ATM fees. I? th? fourt? quarter of 2016, ther? wer? 2,479 credi? union? wit? asset? les? tha? 20 millio? U.S. dollar? i? th? Unite? State?. www.gctfcu.net 3305 E. Elms Rd., Killeen, TX 76542 Phone: (254) 690 - 2274 Source - https://www.statista.com/statistics/470325/number-of-credit-unions-usa-by-assets/