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Central Plan Scheme Monitoring System (CPSMS). Office of Controller General of Accounts National Social Assistance Program, 22/07/2013. About CPSMS. A web based transaction processing system Beneficiary and Agency management Online secure payments through various channels
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Central Plan Scheme Monitoring System (CPSMS) Office of Controller General of Accounts National Social Assistance Program, 22/07/2013
About CPSMS • A web based transaction processing system • Beneficiary and Agency management • Online secure payments through various channels • Tracking of funds and its utilization • Preparation of Utilization Certificates/Accounts • Integrated from Ministry till last level of implementation • Comprehensive MIS and DSS
Step-1:Uploading beneficiary list on CPSMS • Web based interface for uploading and editing beneficiary • Excel sheet based uploads (in case of large number of beneficiaries) • Excel files can be downloaded from existing system and uploaded on CPSMS • Integration with the systems (It takes time thus can be worked out parallel to excel upload) • File once processed can be used as master file (with addition and deletion of beneficiary) for successive months
Step-2&3: Approval & Authentication of Payments • Payments files are processed on CPSMS • The excel sheets uploaded along with amounts to be paid can be used directly for processing the payments • Payments files are submitted for authentication by the verifier/checker • Authentication Options • Digital signatures • Corporate Internet Banking (CINB) • Payment Print Advice
Payment Process • Authenticated files are sent to sponsor banks • Sponsor bank process file through APB/NEFT for payments • After successful/failed payment status of credits is reflected in CPSMS
Who can be Paid through CPSMS Payment Hub? • Any Beneficiary- • Bank seeded Aadhaar number • Bank Account Number with IFSC Code • Account in Post Offices • Account in Regional Rural Banks • Account in selected Cooperative Banks (integrated with CPSMS for Payments) • Same process and Interface of payment for NSAP users- system handles the destination in background
Other features of CPSMS relevant for NSAP • State Share and Central Share can be processed in one go • Beneficiary will get single credit and MIS will be separated for centre and State by the System automatically • Additional beneficiaries of states • It takes care of top up from the states, to be processed in same file thus reducing efforts by 50%
Challenges • Each state to clearly indicate the point of payment and paying authorities for configuration in CPSMS • Collaboration of states in successful payments • Coordination with post offices and bankers • Post office and Bankers are responsible for crediting payments and response of payments back to CPSMS • Bank branches/post offices should be used for following up exceptions