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Agenda. . Who is HNMA?Hispanic Market OpportunityCase Study: Non-SSN MortgagesMarketChallengesSolution: HAUS. . . Hispanic National Mortgage Association Who is HNMA?. Mission. To bring prosperity to the Hispanic Community through increased homeownership. Vision. Transform the mortgage market so that the homeownership gap between the Hispanic and the general population is completely eliminated.
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1. Hispanic National Mortgage Association - HNMA Latino Credit Union Conference
Leonardo Simpser
2. Agenda
3. Hispanic National Mortgage Association Who is HNMA?
4. Hispanic National Mortgage Association Board of Advisors
5. Agenda
6. Hispanic National Mortgage Association The Hispanic Segment Market is the Fastest Growing Market PROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yrPROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yr
7. Hispanic National Mortgage Association The Hispanic Population is Also Ten Years Younger on Average PROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yrPROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yr
8. PROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yrPROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yr
9. Agenda
10. Hispanic National Mortgage Association Size of the Opportunity: Non-SSN Mortgage Potential PROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yrPROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yr
11. Agenda
12. PROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yrPROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yr
13. Hispanic National Mortgage Association Traditional Credit Assessment Tools Accurately Measure Creditworthiness
14. PROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yrPROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yr
15. PROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yrPROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yr
16. PROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yrPROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yr
17. Agenda
18. PROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yrPROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yr
19. Hispanic National Mortgage Association HNMA’s Five Pillars of Value to Originators
20. Hispanic National Mortgage Association HNMA Business Model: Providing Secondary Market Outlet For HAUS-Approved Mortgages
21. PROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yrPROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yr
22. HAUS
23. HAUS
24. HAUS
25. HAUS
26. HAUS
27. HAUS
28. HAUS
29. HAUS
30. HAUS
31. Hispanic National Mortgage Association Common Word is NO
Conclusion is ObviousCommon Word is NO
Conclusion is Obvious
33. PROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yr
A large portion of the Hispanic Population is Foreign born and thus tenure in the US becomes very relevantPROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yr
A large portion of the Hispanic Population is Foreign born and thus tenure in the US becomes very relevant
36. Hispanic National Mortgage Association Non-Traditional Segment: Large Percentage of Borrowers with No
37. Hispanic National Mortgage Association Approximately 45% of the Current Hispanic Population is Foreign Born PROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yrPROVIDE TAXPAYERS THE OPPORTUNITY FOR HOMEOWNERSHIP
Program Began in 1996, 7.2M ITIN #s have been issued. 1999-2003 avg 1m/yr
38. There is no reason why the process of acculturation couldn’t be faster. As companies adapt to this segment and provide tailored and focused products and services the time of acculturation will be shortenedThere is no reason why the process of acculturation couldn’t be faster. As companies adapt to this segment and provide tailored and focused products and services the time of acculturation will be shortened
40. Hispanic National Mortgage Association Non-SSN Segment: Population Distribution
