RISK MANGEMENT

1. RISK MANGEMENT

2. Premises Supporting Needfor Risk Management Programs • Injuries will occur in sports • Managers have ethical and social responsibilities to provide safe sport environments • Standards for prevention, care, and treatment of sports injuries are not well established • Coaches, volunteers, and other athletic personnel need to be educated about injury prevention & risk management (improved certification programs)

3. Risk Management in Sport Ethical Responsibility: to provide safe environments for sport participants

4. Risk Management in Sport What Needs to Be Done: • Identify current risk management education programs in sport organizations • Identify current risk management programs in outside organizations (i.e. medical and paramedical organizations) • Identify risk management needs of the organization • Develop a committee to establish safe environment and risk management guidelines and educational programs

5. Risk Management • Risk Assessment - assess risks in sports programs via a safety audit • Risk Reduction - correct, reduce, or eliminate existing risks; prevent potential risks • Transfer of Risks - obtain medical and/or liability insurance for: participants, personnel, program, institution

6. Risk Management • Risk Assessment • Severity of the loss • Cost of reduction to the facility • Frequency of the loss • How often would this “accident” happen? Avoid vs. Transfer vs. Keeping and Decreasing

7. Risk Management Risk Category Matrix

8. Risk Management • Risk Reduction • Avoid • Transferring Risks • Keeping and Decreasing Risks • Standard Operating Procedures or SOP’s • A set of instructions giving detailed directions and appropriate course of action for given situations.

9. Risk Management • Transfer of Risks • Insurances • Self Insurance • Personal Injury Liability • Property Insurances • Depreciation vs. Replacement • Workers’ Compensation

10. IDENTIFY ASSESS The Risk Management Process SOP’S RISK TREAT

11. Liability and Sports 3 Types of Liability Insurance: • General Liability: protection for staff from negligence suits • Participant Liability: protection from participants and for participants • Third Party Liability- protection for staff from suits brought by a spectator injured as a result of attending an event organized or sanctioned by the sport organization

12. Liability Factors • Ignorance of the Law • ADA • Title IX • Ignoring the Law • Failure to Act: • Participants exposure to dangerous situations • Spectators exposure to dangerous situations

13. Liability Factors • Failure to warn: • Proper use of consent forms: • Specific dangers involved • Staff knowledge of safety • Proper preparation and training of participants • Failure to expend money: • For inspection of equipment and facilities • For preventative maintenance • For needed repairs • For needed replacements

14. Risk Management Strategies • Hire best qualified & most competent staff • Adequately staff programs & eliminate high risk programs if not adequately staffed • Obtain adequate medical and liability coverage for participants, personnel, programs, and institution • Act now to correct, reduce, and eliminate potential risks

15. Risk Management Strategies • Properly warn participants • Obey rules, regulations, and laws • Keep abreast of current trends in rules, regulations, and laws • Establish a risk management committee. * Designate a safety officer to chair the committee • Consult a qualified attorney when required