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Jasmine workshop November 29, 2013 Elwin Groenevelt

Jasmine workshop November 29, 2013 Elwin Groenevelt. Qredits Non-profit organisation founded in 2009. Statutory goal :

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Jasmine workshop November 29, 2013 Elwin Groenevelt

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  1. Jasmine workshop November 29, 2013 Elwin Groenevelt

  2. Qredits • Non-profit organisationfounded in 2009. • Statutory goal: • providefinancingand coaching forstarting / existing small business entrepreneurs that have a viable business plan yet are unabletoobtainfinancingthroughregularchannels. • Operational goal: • professional organisationwithtraditional lendingfacility in combinationwithsophisticated IT support • sustainableorganisation • fundedby

  3. Organisation

  4. Organisation as of November 1, 2013 46 employees assignedto: Credit facility & Support staff(25) Coaching department (5) RegionalLoanofficers (16) Qredits-coach Volunteerorganisation with500 coaches Qredits was awarded the Microfinance Good Practices Europe Award 2010

  5. Qredits USP’s • Be innovative • Look for new solutions and developments like e-learnings, online marketing, mobile apps • Corporate with commercial banks • Look for win-win situations - like online platform for accountmanagersbanks • Salesdriven approach • Run coaching as a business • Use IT technology • To make the back-office process more efficiëntand for • support Riskmanagement

  6. Credit facilities characteristics Microcredit loans SME loans (available 1 Nov, 2013) Businessloans € 50,000 - € 150,000 Interest rates: 8.75% - 10.75% Averageloan term: TBD • Onsite screening at entrepreneur’s home or place of business • Monthly automatic withdrawal of interest andprincipalpayments • Flexibility in loanpay-off • Coaching available • Businessloans up to € 50,000 • Interest rates: 9.75% - 10.75% • Averageloan term: 4.5 years

  7. Qredits-coach set-up • Qreditsworkswith over 500 volunteer business coaches: • Experienced entrepreneurs / Young professionals • Company pool: 190 business coaches from 10 affiliated business partners • Qredits offers coaching programs with / without a micro-credit loan.

  8. Coaching Programs Coaching solutionsfor entrepreneurs with / without micro-credit loans Specific coaching available in followingareas of interest: • Writing a business plan • Financesandadministration • Marketing and sales • Human resources • Crisis management andreorganization • Personal effectiveness USP: Use technology to make the back-office process more efficient

  9. Online coachingsquare USP: Use technology to make the back-office process more efficient

  10. Online tools for entrepreneurs • Entrepreneurial competency test • Business Plan template (150 downloads a day) • e-learning modules (average of 30 sold per week) € 79,95 € 49,95 e-learning How to write a sales plan e-learning How to write a business plan e-learning Credit management USP: Look for new solutions and developments like e-learnings

  11. Why use e-learning for a business plan? • Tips and tricks from experts • Experiences from other entrepreneurs • Step by step guidence through all the parts of a businessplan • Including the financial plan • Practical assingments, like; • “Go mysteryshopping and learn from your competitors” • Work wherever and whenever you want • Outcome is an actual (business-) plan (Word-document) • And for low costs

  12. Online Marketing USP: Use online marketing • For example: • Social media • Google Adwords • Cost-per-click campains • Link building (free)

  13. For more information visit www.qredits.com

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