Company Overview

1. Company Overview MF 072010

2. Energy Deregulation For a Better Rate Or Program? These States have deregulated their energy markets giving you the Power of Choice

3. Electricity Deregulation The objective of deregulation is to offer energy customers greater choice, both among suppliers and services. Ideally that will result in increased market efficiency and dollar savings to the consumer. U.S. Department of Energy The reality is that savings do not come by default, You Must Choose! In a deregulated market the business must decide who to buy from, when to buy, what type of contract, how long to contract or whether they should consider a market based rate. With every option comes a certain level of risk, the decisions a business makes or fails to make is what drive the cost.

4. Deregulated Electricity Generator Regulated Delivery (Utility Co) Energy Portion Open To Competition Deregulation means the generation portion of electricity service is open to competition. During the deregulation process the local utility is forced to sell their generation capacity, what remains is a regulated delivery (utility) company that continues to deliver electricity, maintains reliability, reads the meter, and provides customer service to the consumer.

5. Energy Consultants • WHAT WE DO: • America Approved recognizes that every customer is unique; therefore a customized Energy Cost Savings Analysis is created on behalf of each client. • WHY US: • The customer comes first • Years of energy experience • Proven track record for saving our clients money • OUR SERVICES: • Short and Long-Term Service Agreements • Fixed Rate and Variable Plans • Electricity and Natural Gas We work with business customers to help them make informed energy purchasing decisions

6. Licensed Energy Brokers • Massachusetts • Maine • Maryland IR-1664 • Pennsylvania • Illinois 10-0073 Some States require energy brokers to be licensed. This is important as they conduct fitness for industry tests, evaluation of company owners, financial reporting and posting of bonds. This protects you. Our advise, do not work with an energy broker that is not licensed in at least one state.

7. So Is The Price of Electricity Headed Up

8. Energy Outlook 2008 - Fuel Price Forecasts World Oil Price Natural Gas Wellhead Price nominal dollars per barrel nominal dollars per thousand cubic feet Coal Minemouth Price Average Electricity Price nominal dollars per ton nominal cents per kWh Annual Energy Outlook 2008

9. Electricity Prices – Highly Volatile • This chart shows the movement of electric prices on the wholesale market • Electricity market is 10 times more volatile than the stock market • Price is now low which makes it a great time to lock in prices long term

10. Market Volatility Most businesses today should protect themselves with a fixed all inclusive (non- escalating) program

11. Deregulated Energy – Complex Market The multitude of options combined with dramatic price fluctuations makes the deregulated market infinitely more complex. America Approved helps your business buy energy at 20% to 50% off peak rates. We have a simple and objective process based on proven strategies that eliminates uncertainty and volatility risk for the your business. America Approved connects businesses with the right supplier and the right contract at the lowest possible rate. These and many other energy providers

12. Variable and Hybrid Rates – Deceiving? Variable rate and hybrid contracts, on the surface, appear to save you money but actually cost you more than a fixed all inclusive rate contract. You should choose your supplier based on total term cost not just the rate you get today. A business that makes a decision by comparing rates only are often surprised by the volatility and hidden pass-thru charges which can add 25% or more to the energy cost.

13. Types of Products • Fixed Price – Price Certainty & budget protection • Index – Floating Price • Heat Rate – Floating price tied to natural gas pricing • Stipulated Quantity – Block and Index – Partial Fixed Price Hedge with exposure to Index Pricing > Hybrid Product

14. Contract Options The Plan You Should Choose Depends On The Amount of Risk That You Are Willing To Take Hourly Priced Variable Rate With Pass Thru Risk Extremely High Price varies hourly based on market and can easily double or triple Month To Month Variable Rate With Pass Thru Risk Very High Price varies Based on monthly average market Hybrid Partial Fixed Partial Indexed Risk High For Most This contract type is very specialized – for users with large night time loads Fixed All In No Pass Thru Risk None Eliminates all risk, this rate is constant and includes all pass-thru charges, no bandwidth Most businesses lack the time, expertise, and tools to track the energy market and make good purchasing decisions. Businesses today rely on experts when it comes to financial, insurance real estate and other complex transactions.

15. Risk Reward • There are two other elements of the Risk/Reward Assessment that are important to understand. First, there is a trade-off between certainty and cost. • As a general rule, the further one moves to the left of the spectrum the more they will pay in risk premiums as exhibited by the dotted white line. • It is critical that customers understand this relationship to discern the difference between what they want and what they need. • You will notice that the tip of the cone rests to the left of the vertical axis. This relates to the fact that Delivery charges are not necessarily driven by market forces and may be subject to adjustments which means they are never 100% "fixed". • This becomes an important factor when setting appropriate expectations regarding one's budget. The horizontal axis represents the degree of certainty a customer may seek ranging from "Fix" (high certainty) to "Float" (low certainty) with "Flex" representing something in between. The vertical axis represents the range of cost outcomes that correlate to the degree of price certainty desired by the customer. The further to the right of the spectrum, the higher the degree of risk and volatility and cost outcomes – to the left price certainty and a lower the range of cost outcomes. Conversely, the further to the right of the spectrum the lower degree of price certainty and the higher the range of cost outcomes. Source: Suez Energy Resources

16. Cost Saving Scenarios Retail Seafood House Paying $3,000 Monthly Annual Usage: 241,900 kWh Old Rate:  $0.14555 New All Inclusive Rate:  $0.1199 3 Year Savings:  $52,657 Automotive Repair and Body Shop Paying $7,500 Monthly Annual Usage: 597,200 kWh Old Rate:  $0.145000 New All Inclusive Rate:   $0.1175 3 Year Savings:  $128,667 Retail Furniture Store – 7 Locations Paying $9837 Monthly Annual Usage: 945,200 kWh Old Rate:  $0.12490 New All Inclusive Rate:   $0.125 3 Year Savings:  $81,257, First Year Savings $5100 Large Manufacturing Facility Paying $85,000 Monthly Annual Usage: 7,846,153 kWh Old Rate:  $0.130100 New All Inclusive Rate   $0.117400 3 Year Savings:  $1,215,484 Medical Center Paying $25,000 Monthly Annual Usage: 1,849,650 kWh Old Rate:  $0.1622 New All Inclusive Rate   $0.0911 3 Year Savings:  $527,759

17. Three Simple Steps To SavingsNo Cost No Obligation • We Gather Information • Provide us with a copy of your bill • We Analyze Your Energy Profile • No Cost No Obligation • You Start Saving Money • We present your options • You decide • No cost to switch providers

18. What We Do for Your Business • We help you save 20% to 50% off peak rates • We analyze your use profile to secure the best rate • We pre-screen suppliers to protect you from costly mistakes • We help you avoid rate shock surprises We represent numerous Energy Providers in your area allowing us to shop, compare and recommend the best energy plan for your business!

19. Worry Free Switching • No switching fees • No interruption of service – same energy, same poles and wires, same power quality and service from your local utility • First bill will come from the new supplier in approx. 45 days • Pay the bill as normal