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WELCOME

WELCOME. HOW TO GET A FROM THE BWC. DELOITTE STUDY. BWC discount programs are similar to those offered in other states In some cases credits given by BWC are much larger than in other states Low participation Not effective More study needed. BWC RESPONSE.

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WELCOME

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  1. WELCOME

  2. HOW TO GET A FROM THE BWC

  3. DELOITTE STUDY • BWC discount programs are similar to those offered in other states • In some cases credits given by BWC are much larger than in other states • Low participation • Not effective • More study needed

  4. BWC RESPONSE • Make programs more effective and accessible • Re-tool DFWP first • Re-tooling includes benchmarking, academic research, integration with safety best practices, stakeholder involvement, performance monitoring, and actuarially-based pricing

  5. 1964-2003 • No Commitment • No Control • No Concern

  6. 2004 COMMITMENT • BWC Visit • Financial Issues • Management Buy-In • CEO Statement • BWC Programs • DFWP • Training

  7. 2004 COMMITMENT • Reasonable Suspicion Testing • Post Accident Testing • Staff Buy-In • Safety Meetings • Suggestion Boxes • Immediate Accident Reporting

  8. 2004-2008 EDUCATION AND CULTURE CHANGE • Safety Meetings • Site Administrators • One hour duration • Discuss incidents and causes • Anticipate Problems • Examine Training Films • Receive expert input from BWC Reps • Site Meetings

  9. 2004-2008/EDUCATION AND CULTURE CHANGE • Orientation and DFWP Training • Emphasize Concern for Employee • Testing to Prevent Harm • Training to Handle Work and Home Issues • Sharpening Skills to Detect Problems • Immediate Reporting of Incidents and Unusual Behavior

  10. 2004-2008/EDUCATION AND CULTURE CHANGE • Incident Reports • Emphasis on Causes and Prevention • Witness Statements • Written Record

  11. 2004-2008/EDUCATION AND CULTURE CHANGE • Transitional Work • Training Program paid for by the BWC • Program can get injured back to work within 7 days • Encourages communication with the injured • Educates supervisors on importance of getting employees back to work as soon as possible

  12. 2004-2008/EDUCATION AND CULTURE CHANGE • BWC Resources • Transitional Work Training • Expert Consultants • Shoes to prevent slipping • Training regarding lifting • Examined facilities for safety issues • Classes • Library

  13. 2004-2008/EDUCATION AND CULTURE CHANGE • BWC Discount Programs • PDP+ • DFWP • Safety Council Attendance

  14. COST TREND

  15. PENALTY-RATED TO CREDIT-RATED • Prevention • Safety = Core Value • Medical Only vs Lost Time • Handicap Reimbursement • Settlement

  16. DRUG-FREE WORKPLACE AND PREMIUM DISCOUNT PROGRAMS $625,000

  17. FREQUENCY AWARD $20,000

  18. TRANSITIONAL WORK $13,000

  19. SAFETY COUNCIL LUNCHEONS

  20. DELOITTE STUDY • Luncheon program has low participation • It has not demonstrated a clear positive or negative impact on loss experience for the participants

  21. RESPONSE • Luncheon program is ill-equipped to serve as a best practices workshop • 30 minute presentation provides ideas and inspiration

  22. SAFETY COUNCIL LUNCHEONS $116,000

  23. HANDICAP REIMBURSEMENT • State pays percentage of claim where claimant has pre-existing enumerated disease. • Best evidence is MRI, medical history and operation notes

  24. HANDICAP REIMBURSEMENT $96,000+

  25. DELOITTE STUDY • ADA makes program’s original purpose obsolete • Cost –containment benefits can be spread across all employers through lower premiums • No evidence found that employers required the provided economic relief • Terminate program

  26. RESPONSE • No BWC response • Retain benefit for penalty-rated employers

  27. RECLASSIFICATION • Conference with BWC representatives • Examination of new programs • Are we classified accurately? • Can a sub-classification more accurately describe the work of administrative employees?

  28. RECLASSIFICATION • Prepared Amended Payroll Report requesting that administrative employees be classified as office workers • Workers Compensation cost for office workers is one-tenth that of social workers • $100,000 annual savings

  29. RECLASSIFICATION $147,000+

  30. TOTAL SAVINGS • DFWP&PDP $625,000 • AWARD $20,000 • TRANSITION $13,000 • SAFETY LUNCHEONS $116,000 • HANDICAP $96,000+ • RECLASSIFICATION $147,000+ TOTAL $1,017,000+

  31. BENEFITS • Cost Center vs. Production Center • Evaluations

  32. I’LL MAKE THEM PAY!!!!!

  33. TERENCE COPELANDCOUNCIL FOR ECONOMIC OPPORTUNITIESIN GREATER CLEVELAND1228 EUCLID AVENUE CLEVELAND, OHIO 44115216-696-9077

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