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Check out the difference between High Court Enforcement Officers & Debtor & Bailiff
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Difference Between High Court Enforcement Officers & Debtor & Bailiff What is a bailiff? Bailiffs are agents instructed to retrieve debts on behalf of either a creditor or the courts. There are two types of bailiffs who have varying degrees of power. A high court enforcement officer (HCEO) or a debt collector. All enforcement agents must be fully certified with a Birmingham bailiffs General Certificate from the county court, or with someone who is certified whenever they attempt to collect a debt. A high court enforcement officer is appointed by the court and collects debts on behalf of the courts. They will usually collect debts such as CCJs, VAT, income tax, national insurance, court fees and unpaid council tax. A debt collector is employed by a private company. The biggest and most important difference between debt collectors and enforcement agents, is that a debt collector has no special legal powers to collect a debt, whereas an enforcement agent does.
High Court Enforcement Officer High court enforcement officers (HCEO) formerly known as sheriffs, are officials acting on behalf of the court and appointed by the Ministry of Justice. They have the ability to enforce orders from the High Court such as CCJs over £600. Working on behalf of the court for the creditor, although they have more powers than a debt collector they must still act in accordance with the rules of the court. Debt collector A debt collector is an individual who works for a debt collection agency and has been employed by the creditor to collect assets equal to the value of the debt. As debt collectors have no power in actually collecting goods, it is often used as a technique by creditors to try and intimidate people into settling their debts. Debt collectors do not have the right to enter premises, commercial process serving or residential and they cannot force entry. This includes breaking windows, doors or pushing past when you open the door. A debt collector must leave the property if you ask, if you choose not to open the door or let them in there is nothing they can do about it.